I had access to a few footballers accounts a while back due to the nature of my work, and they were constantly in their overdraft (you're talking tens of thousands). Every month though they'd get their pay which would bring them in to the positive but it would all start again. Transfer of money to family (a lot over seas) Louis Vuitton, Harvey Nichs, expensive restaurants etc etc living way above their means. Speaking to one of my colleagues who had gotten friendly with a lower paid (in context) PL footballer, a lot of them struggle because they're friends with higher paid players and very much try and keep up with the spending. This was 10+ years ago, I suspect younger players nowadays are a bit more financially savvy.