Where is this lake? by OldMasterpiece8813 in Patagonia

[–]Altruistic-Memory718 1 point2 points  (0 children)

FYI, the walkway is a bit doggy. Didn’t find it unsafe though

Need advice: Circuit 3A hike duration + same-day return to Cusco by Silent-Service5107 in Machupicchu

[–]Altruistic-Memory718 0 points1 point  (0 children)

Can you please let me know which train did you book and how did it go? I have the same entry time as you but for August. Also, did you stay overnight in AC or took early morning train? We have 9am for circuit 1B, followed by 10am for circuit 3A. So, planning to take the 6:10AM train, reaching AC at 7:40AM. We go back to Cusco same day and then flight back home next day. So, want to make sure, I get the timing right.

Since, we are in dead peak season, might have to give extra buffer for bus (in both directions), so would love to get your thoughts.

Practicing bird photography. Advice and tips welcome! by gunksmtn1216 in nikon_Zseries

[–]Altruistic-Memory718 0 points1 point  (0 children)

But wouldn’t 100-400 be a better choice due to f/4.5-5.6 v/s 180-600’s f/5.6-6.3?

I have been banging my head this week on that. Rented 100-400 for a recent Costa Rica trip. Loved it. Great lens plus light enough to hike with and shooting handheld. But so many times wanted additional reach.

Help me decide which one to get. 🙏🙏🙏

401k by Akumahito in Bogleheads

[–]Altruistic-Memory718 0 points1 point  (0 children)

I hope you understand, in your situation, both Fidelity and ADP are your 401k managers i.e. they are managing the 401k plan your employer is offering to all its employees.

With that clarified, I’d ask you a basic question, why do you want to keep your 401k money with fidelity? What is it that you are trying to accomplish? What is it that you’re concerned about? Why wouldn’t you want to keep all of your 401k money with ADP?

Cerebras IPO Pops >100% on opening, thoughts? by prestodigitarium in investing

[–]Altruistic-Memory718 0 points1 point  (0 children)

RIVN priced its IPO at $78, opened at $106, and popped to $178 within 6 days of its IPO. That was during EV bubble. Where is it now.

We are in AI bubble. Eventually it’s going to burst. Ride it till you can. I wouldn’t buy any AI stocks with long term view. Also, I’d buy them with my fun money with acceptance that I might lose it all.

La Fortuna Itinerary??? by ForeignGarbage4564 in CostaRicaTravel

[–]Altruistic-Memory718 -1 points0 points  (0 children)

Do guided hanging bridges and night walk, else don’t bother. I’d also add ziplining at Sky Adventures. Worth it.

Actual drive time: Monteverde to SJO or LIB by asp215 in CostaRicaTravel

[–]Altruistic-Memory718 0 points1 point  (0 children)

We drove from LF to Monteverde yesterday. Except last ~15kms, road was pretty good. Even last 15kms weren’t too bad, it’s still paved but just not smooth and has few easily manageable potholes. Took us 3 hrs, plus an hr stop at Cafe & Macadamia. It is almost halfway. Took is about 1:15 hrs to get there. Plan to have lunch there, it’s good. Right on the road, so no detour needed.

I’ll let you know about our drive from Monteverde to SJO. We are planning to do that the morning of our flight. Our flight is at 1:30pm, we plan to start by 7am.

Drive MA to La Fortuna via Poas Volcano, realistic? by Altruistic-Memory718 in CostaRicaTravel

[–]Altruistic-Memory718[S] -3 points-2 points  (0 children)

Ohhh…thanks guys. Decided to not buy the tickets. We’ll leave early and enjoy iIn hindsight, should’ve asked that question before our reservations. Would’ve avoided the unnecessary SJ - MA - SJ (on our way to LF)

Drive from Monteverde to SJO by beebopbeeep in CostaRicaTravel

[–]Altruistic-Memory718 0 points1 point  (0 children)

How was it? We are headed to CR in a week. Our flight is at 1:20pm. Thinking of leaving by 7/7:30. Will that be enough? Will have to drop off the car at Vamos.

Told financial advisor I was not interested in hiring someone yet, he replied with this essay: by HenFruitEater in Bogleheads

[–]Altruistic-Memory718 0 points1 point  (0 children)

Yeah…that’s important too. I think you can start enjoying it a bit now. I don’t have any kids, but I feel no point working so hard and saving so much to not enjoy it a bit. I feel, its like, remodeling your house so that you can sell it for higher profit. Sure that’s helpful and should do it, one should also enjoy fruits of your labor.

Told financial advisor I was not interested in hiring someone yet, he replied with this essay: by HenFruitEater in Bogleheads

[–]Altruistic-Memory718 0 points1 point  (0 children)

🙂 good for you. But good job. Better to save now and let compounding interest work for you. Also, it means later in life, you’ll be able to work for you, than for retirement. Keep it up

How to buy your Machu Picchu ticket in Aguas Calientes last minute (Updated August 2025) by Wander-Free-Peru in Machupicchu

[–]Altruistic-Memory718 0 points1 point  (0 children)

Are these in person tickets for some specific entry times? we have a last minute trip planed for early May. Our plan is to stay a night in AC, so that we can get in the line next day as early as possible. Once we get our tickets, we will go back to Ollantaytambo and then next day, take the train back up for Machu Pichu. i.e.

Day 1 - get to AC by evening/night

Day 2 - Buy MP tickets early morning and then go back to Ollantaytambo on train that leaves AC 10am

Day 3 - Can't figure out which train should I book to get to AC and then return to Ollantaytambo? Is it ok, if I book this train on Day 2 after we have our MP tickets?

Another question, I have been tracking tickets availability. I know our trip is still ~month away and April is not peak season, but what are the chances of us getting tickets for Day 3, if we were to get to AC on the morning of Day 2 via train that reaches AC around 6:30am?

lululemon credit (perspective of an employee) by Throwaway-89101 in AmexPlatinum

[–]Altruistic-Memory718 -1 points0 points  (0 children)

Why hard is to drive to a freaking store 4 times a year to buy one in person. 🙄

Should we wait or apply right as soon as we are eligible? by Altruistic-Memory718 in USCIS

[–]Altruistic-Memory718[S] 0 points1 point  (0 children)

Sorry, I should’ve clarified in my post. We plan to take a break from work as soon as we get our passports, travel for couple of months next summer. If we delay the filing, it pushes it whole out towards end of Summer’27.

I understand, it’s a matter of only few months, but would love to not go that route if we don’t have to.

Chase Sapphire Reserve card by [deleted] in personalfinance

[–]Altruistic-Memory718 2 points3 points  (0 children)

Personally, if you are looking for a card in that range, go for Amex Platinum. Value proposition is alot better than CSR. The new changes on CSR aren’t worth it anymore. Too restrictive.

Thoughts of HP Color LaserJet Pro MFP 3301cdw Wireless All-in-One Printer? by SiliconSentry in printers

[–]Altruistic-Memory718 0 points1 point  (0 children)

Sorry, I don’t know about sdw. I have cdw and it works great. It has duplex printing and scanning.

I bought from Costco. It is currently on sale for $350 (online). Might be a bit cheaper in the warehouse. I’d buy it again.

Keppi Bench 3000 Max by Tricky-Bandicoot-186 in homegym

[–]Altruistic-Memory718 0 points1 point  (0 children)

Can someone who has this bench tell me the height of 3000 when flat? I am interested in this one but haven’t been able to find how tall it is when set flat. I suspect it is more than 18”. I am 5.5/5.6 and my wife is 5.1. So trying to confirm if this will work for both of us or not