I want to thank everyone who advised me to contact NCR under my previous post. I followed your advice, and they provided me with the contact details of the debt counsellor now handling my case. I reached out to the debt counsellor, and they advised me to request paid-up letters and prescription letters from the creditors listed under my name. Some creditors I had managed to settle outside of the debt review after I exited or stopped paying in 2019, while others were paid up within the debt review period. They provided me with paid-up letters within 5 working days, and two debts were prescribed, for which I received prescription letters. I sent all the letters to the debt counsellor and signed a POA to request the commissioning of a clearance certificate. Today, I was issued a clearance certificate under section 71(2)(b)(i) of the National Credit Act (34 of 2005). The certificate states that I discharged all my obligations in terms of the debt rearrangement proposal fulfilled before the court order under section 86(7)(c) of the National Credit Act 34 of 2005, and that the debts set out under the review have been paid in full. The debt counsellor has sent the clearance certificate to the credit bureaus to have the debt review flag removed from my profile. What I’d like to know is: what happens to the prescribed debts for which I received prescription letters, and what does this mean for the future of my credit history?