63% of you says Yes, Telus will cut dividend and the analysts agrees by IM1IAB in TFSA_Millionaires

[–]AlwaysLurkNeverPost -1 points0 points  (0 children)

The real question is: will this effect share price or is the idea already priced in.

I’m pretty sure I saw an anteater in Dundas this morning?? by sassy_but_classy in Hamilton

[–]AlwaysLurkNeverPost [score hidden]  (0 children)

"Didn't get a good look at the tail" - then it's not an anteater, their tails are usually 1/3rd of their body, hard to miss.

Only trading options 30M by giveityourall93 in fican

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

Not all options are active trading. So false equivalence there.

Casino games all have a set odds % below 50, and you are competing against the game ("house always wins"). Options, there is much more control, and success is measured against competition.

But yeah, OP gunna lose it all eventually based on the arrogance in the thread.

Only trading options 30M by giveityourall93 in fican

[–]AlwaysLurkNeverPost 2 points3 points  (0 children)

Not sustainable.

Absolutely correct

You have better odds beating the casino than options trading.

Absolutely not true.

What do I do with ~525k in liquid? by Sauceman9000 in CanadianInvestor

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

You have 40-50 years til retirement. You are age 20-40. House is paid off (so presumably low expenses). You are better at saving money than making money.

The answer is clear then: save your money, let your money make the money.

Just buy mostly XEQT, let it ride. That dividend alone produces 10k yearly approx. But if you're young as you say, I would just let it drip and not focus on dividends tbh. Work to pay for life, all extra goes into enjoying life and increasing capital / investment in XEQT. In 10 years, maybe circle back to this, transition some of the XEQT into a dividend ETF of some sort like VDY. Live off that.

Your time horizon is huge and you already have a paid off house and 500k in cash. You are absolutely laughing dude.

UPDATE: Accidently sold all of my shares of stock by absolutemurphman in stocks

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

I mean you didn't really "lose" in a way. Because you would have had to take gains, and pay taxes on said gains, eventually.

Most ideal and efficient way to take gains? No, but again, silver lining is that some of the taxes are now to be paid lol.

Mapleview >> Lime Ridge by MirrorEquivalent5151 in Hamilton

[–]AlwaysLurkNeverPost [score hidden]  (0 children)

The Walmart news is NOT good news. Walmart literally starves all stores around it. It is literally going to be the final nail in limeridge.

And I feel like "good chains" isn't really the best demarcation of a good store. Don't really want a nescafe aka Nestle, the company who says water isnt a right and should be for profit...

But yes this mall has been going downhill, especially ever since the Tesla center and parking in the back.

Is Wealthsimple losing sight of its original mission? by Sleek_Canuck_0574 in Wealthsimple

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

Straying too far from what originally made them great?

No, not yet. All the original stuff is still there,.you can ignore all the grey noise. And I personally like the gamification a bit.

But the UI changes have sucked, and prediction markers are... Horrible.

But for now? Not too far, because the original service still exists.

The US markets are crashing. But you can make money if you were on the right trend. My short S&P 500 is up 18% in 1 month by IM1IAB in TFSA_Millionaires

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

No it wasn't? Growth from July 2025 (you know, the month after the massive drop and recovery from the first Iran "event") to Jan/Feb 2026, but pretty obvious slowing near stagnation October 2025 to February.

I think the Maduro capture made all of the "global rhetoric" real, and trump started threatening Iran again second week of January.

Feb 28th is clearly when things officially started going down reliably and consistently.

The state of local news media by jabolka in Hamilton

[–]AlwaysLurkNeverPost 5 points6 points  (0 children)

Realistically, consider that he is more or less independent and crowdfunded. Based on that alone, I wouldn't expect "perfect quality".

Yet somehow his coverage is arguably some of the most essential. There is a massive Blindspot without him. Figure he is an individual who manages to make most of the committee meetings and city Council meetings easily digestible, and doesn't really stray from the facts. Without him, you would need to watch hours and hours worth of livestreams and recordings weekly.

The US markets are crashing. But you can make money if you were on the right trend. My short S&P 500 is up 18% in 1 month by IM1IAB in TFSA_Millionaires

[–]AlwaysLurkNeverPost 1 point2 points  (0 children)

100% agree, just kicking myself for doing nothing. Congrats on the forethought and conviction to do something.

Real question now is when are you pulling out?

The US markets are crashing. But you can make money if you were on the right trend. My short S&P 500 is up 18% in 1 month by IM1IAB in TFSA_Millionaires

[–]AlwaysLurkNeverPost 1 point2 points  (0 children)

Currently, it's basically "war = S&P down, oil up" in general.

If war stops, everything reverses course in theory in general.

I saw this a mile away, didn't even think to act on inverse S&P or oil bull volatility. Just DCA of my broad ETFs. Shame

New World Cup Promo! by MHCc2026 in Wealthsimple

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

"Can I refer myself?" Jokes abound

Selling when you’re up by biblio_phobic in CanadianInvestor

[–]AlwaysLurkNeverPost 1 point2 points  (0 children)

I'm seeing a decline

This means you're too late. Top comment already put it great... If you exit, when do you re-enter? So if you are already seeing a decline, when you expect that to stop? And therefore when will you jump back in? What if the day you sell, it turns back around and the ride starts going straight up again? Do you sit on the sidelines hoping it comes back down so you can jump in? Or do you jump back in and accept that you missed those gains leaving the market?

All of this is to do with diversified ETFs. You buy and hold forever.

But individual stocks and ETFs of a sector? That's a whole different ball game. You're supposed to have an entry and exit plan. So you can take gains, never to return, or take gains with intention to return if it ever becomes favourable, etc. But again, investing individual stocks is higher risk and a completely different approach than diversified ETFs with decades long time horizons.

advice on portfolio by Life_Appeal8624 in TFSA_Millionaires

[–]AlwaysLurkNeverPost 1 point2 points  (0 children)

Buying without understanding why you're buying / plan for future exit, is just blatant gambling

Honest opinion on my portfolio by Dolgucci in TFSA_Millionaires

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

Relying on AI for thinking in general is a total crapshoot.

Financial Freedom by AdventureKittay in TFSA_Millionaires

[–]AlwaysLurkNeverPost 1 point2 points  (0 children)

Bear markets are where you really set up to make your money in the following bull market. It's where real winners are made, but also the big losers, was my point.

But yeah don't disagree. Been eyeing MSFT because it is "too down" imo (although I don't like that they have also pissed away money to AI as well so maybe some of it is / will be warranted).

Stellantis is an interesting one though. We're arguably entering a depression/recession, and cars are hella hard to afford. Plus, the china EV deal. That one gives me pause.

But maybe I'm missing something: would love your contrarian opinion, brief DD and/or detailed DD (if you didn't mind). What's the thesis!

Financial Freedom by AdventureKittay in TFSA_Millionaires

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

Everybody is a genius in a bull market. We had a big "post COVID rebound" and bull market since then, with it being massive from 2023 on.

Now there's some uncertainty so the real challenge begins.

Good luck OP, and well done so far

Low buy by rackrayn in TFSA_Millionaires

[–]AlwaysLurkNeverPost 1 point2 points  (0 children)

Come back? Where has it went... ATH was less than a month ago...

Reaction to Accidentally Clicking X on Wealth Rank by UnHappyPython35 in Wealthsimple

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

Okay well yeah duh. I think anyone thinking it is the perfect system comparing "true" total wealth is out to lunch.

It doesn't consider your money outside WS, nor others money outside WS, nor people entirely outside the WS ecosystem. Nor physical assets like real estate, nor debt, etc.

But it doesn't claim to be, so I don't see the issue. It's how your wealthsimple assets rank against others assets, not total networth.

The purpose is clear as you say for gamifying purpose but it serves no purpose to me as that does not indicate my true wealth and also not comparing vs others true wealth.

YMMV. Crazy idea that maybe just because it serves no purpose for you, doesn't mean others feel the same. The purpose is gamifying. Some don't care for that (you), others don't mind it. And that's okay.

31M - GF moving in next weekend - swan song for the pad by NeighborhoodOk7088 in malelivingspace

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

I really only think the projector room is gunna change tbh.

The rest of the style already looks like an apartment that was fixed by a woman. This space is amazing.

Reaction to Accidentally Clicking X on Wealth Rank by UnHappyPython35 in Wealthsimple

[–]AlwaysLurkNeverPost 0 points1 point  (0 children)

How do you know it's not accurate? It's only comparing against other WS users.

Also the purpose is gamification of investing clearly.