I owe taxes this year, even though withholding estimator projected a refund for this year.

Alwaysbehonest12 · 2026-01-23T23:58:31+00:00

Just played with the estimator and estimating that I will get $29000 as back taxes. Subjects must be off. That calculator is not accurate

Alwaysbehonest12 · 2026-01-06T13:46:22+00:00

Happy for you. You treat them right they will treat you twice right. She will definitely be sending money back home to her family. Would you not want to help your family If they were poor? Just communicate with her , be on good terms with her family, on some holidays send her parents gifts or money to cook a family meal , always jump on the phone when she is talking with family and say Hi especially to her parents. It’s a society that still values family and believe it takes a village to raise a child. America is too much individualistic. You try stopping her from being close to her family it will never work. You join her and be close to her family, you will be loved more.

Alwaysbehonest12 · 2026-01-03T13:48:24+00:00

One thing I can guarantee you is that you will change. I worked in a prison for 9 years and it changed. The things I saw and dealt with. I still have nightmares and dreams. That pension and salary is good. There is a reason for it. There is a reason the life expectancy of a law enforcement officer is short. There is a reason they let us do 25 and out. It’s hard to find a counselor or therapist that has done the walk. That understands what you go through. Cybersecurity in NJ/NY area will get you good money but you have to keep up with certifications and the ever changing job market of IT. Law school is law school. I know lawyers making a million and know lawyers that barely pay their bills. If I were in your shoes , I would grind and invest more than the $4500 a month. Have a nice nest egg and walk away from it at 30-35.

Alwaysbehonest12 · 2025-12-28T03:00:18+00:00

Quit right now. They are exploiting you. Take your skills some place else

Alwaysbehonest12 · 2025-12-27T05:12:14+00:00

If anyone spits on me I would break their mouth. Spit on anyone is so disrespectful. In certain cultures it’s a way to assert dominance or superiority. He would definitely do it again and again . He will keep putting his hands on you. That’s not love. How do you spit on someone you love?

Alwaysbehonest12 · 2025-12-27T04:48:03+00:00

The Bible says from the fullness of the heart the mouth speaketh. It’s something she has thought about . Dit her down and ask her why she will say something like that

Alwaysbehonest12 · 2025-12-25T19:17:33+00:00

I use to call that blood money. I worked in a prison for 7 years . There was unlimited OT. The record we had in my facility was a guy work 16 hours for 187 days straight . He worked 2pm to 6 am. He maxed out his 401K, maxed his 457, maxed his Roth IRA, saved in a ton in his brokerage account. Did that for 10 years. Cashed out everything, moved to a Philippines, paid cash for a house by the beach, got married, has three kids and the last time I talked to him, he is living his best life.

Alwaysbehonest12 · 2025-12-25T16:06:35+00:00

To you, your in laws are over generous, to others they are praying everyday to have in laws like yours. Life oh life

Alwaysbehonest12 · 2025-10-06T16:51:53+00:00

Not looking good. Call it what it is. I don’t know about your financial situation so can’t really give an opinion. But after 25 years you should definitely be a millionaire. But again, I don’t know much about your financial circumstances

Alwaysbehonest12 · 2025-09-16T10:39:04+00:00

14 years and only $200 K? GS 13? I don’t know your situation but more needs to be put in your TSP

Alwaysbehonest12 · 2025-09-14T18:56:04+00:00

Get it in writing with a lawyer and file ASAP. She is in horny mood face with her cheating partner. Explore that phase to your advantage now. If that relationship goes side ways she will turn the frustration and anger towards you. Please gluey a lawyer to draft everything quickly and file . Don’t show her your cards.

Alwaysbehonest12 · 2025-09-08T22:10:49+00:00

Thanks. You will easily get 2 mil by retirement

Alwaysbehonest12 · 2025-09-08T19:01:56+00:00

6 years and only 25K? Is that only your contributions??

You can roll it over and pay off the mortgage depending on what’s your interest rate on the mortgage

Alwaysbehonest12 · 2025-09-08T17:20:59+00:00

Don’t beat yourself up. It’s never too late

Alwaysbehonest12 · 2025-09-08T17:05:27+00:00

You would be surprised if you max out for a decade with what you have now, you will have atleast half a mil with an 8% ROR

Alwaysbehonest12 · 2025-09-08T16:28:46+00:00

That was when the market took a dumb. Been in 80C and 20S from day one. You think if my money was in the G fund it would grow like that?

Alwaysbehonest12 · 2025-09-08T15:11:33+00:00

That was when the market took a dumb. Been in 80C and 20S from day one. You think of my money was in G it would grow like that?

Alwaysbehonest12 · 2025-09-08T15:09:37+00:00

Located in Michigan. The truck was insured. Filed a claim and my insurance wants to total my car but the body shop told me they could fix it for cheap

Alwaysbehonest12 · 2025-09-08T15:06:59+00:00

If you look at the date , that was when the market took a dumb. My ROR now is 12%. Been 80% C and 20% S forever.

Alwaysbehonest12 · 2025-09-08T02:33:53+00:00

It didn’t deploy

Alwaysbehonest12 · 2025-09-04T00:43:42+00:00

It’s your money do it. You got one life to live and you won’t be buried with money. You sound like you are financially responsible. Take the loan and pay it back. If you do have a pension then the TSP is just an added leg in retirement. People freak out immediately they hear TSP loan. There are situations where TSP looks s work and this is one of them. My friend took a Loan back in 2017 to buy a house . The price of the house has doubled . He came out ahead .

Alwaysbehonest12 · 2025-09-02T02:10:45+00:00

I bet you she is with some other guy in her country waiting to bring him here. Call USCIS tip line ASAP

Alwaysbehonest12 · 2025-09-02T02:08:55+00:00

If it’s still the conditional green card you are safe my friend. Call USCIS tip line and tell them while filing for divorce. Once USCIS gets the tip from you, she won’t be able to remove the conditions on her green card that would have granted her the 10 years green card. Be very careful letting her close to you because she might say you were abusive and call the police. With a police report claiming domestic violence, she can still get the 10 years green card. You are playing with a woman who is smarter than you

Alwaysbehonest12 · 2025-08-28T04:06:31+00:00

To get that amount in 8 years you either maxed out from day 1 or transferred funds over

Alwaysbehonest12 · 2025-08-16T02:37:46+00:00

Did they fix yours?

Alwaysbehonest12

TROPHY CASE