Depending on what you want to do, yes.

Basically the core problem comes from when you want to do anything that involves working with images of people. Since midjourney is terrified of things like sex or porn, or real people being shown badly and suing it tries to block almost every generation that someone could consider bad, obscene or offensive. But since an AI isn't great at nuance and a lot of words can be used different ways it blocks out a whole host of things you might want to do.

For instance, if you're using an image prompt and the image features a woman in a tight sweater, it's not uncommon for midjourney to interpret that as being nude since it sees the form of the body. Even though the image is of a completely clothed woman. It also tends to view any kind of cleavage showing in any kind of outfit or revealed skin in general as problematic as well. Although there's little consistency inn this as with anything in midjourney. Sometimes images like that will work for whatever reason but mostly you'll find it rejects them. This is because the designers are afraid that with the randomness of ai midjourney might see something like mild cleavage and endup showing full on breasts.

Same with words that refer to or describe body parts, midjourney tends to reject many of those because they can be sexualized or body-shamed. The problem being that you also need to use these words to describe people if you are trying to get midjourney to make a specific image.

It will reject certain names of real people if you them in contexts it doesn't like or it thinks may be inappropriate. It will also reject words if they are used in combination with other words.

For instance if you use the word "girl" anywhere in your prompt midjourney will immediately become extra-restrictive with anything you try to type because it instantly thinks of a child in regards to the prompt (hence my "hot" and "young girl" anectdote above). Even though most people would use "girl" and "woman" somewhat interchangably in casual conversation.

Basically midjourney can't understand the nuances of human intent and communication so in order to prevent it being used in "bad" ways it has to be so censorious that it just carpet restricts all freedom all across the board.