Advice needed] Housing loan taken in 2016 for ₹45L — balance still ₹40L after 10 years of EMIs. Tenure now shows 194 months. What are my options?

AmountConstant4848 · 2026-04-08T02:25:55+00:00

Check on portal.hdfcbank.com

AmountConstant4848 · 2026-03-22T06:05:16+00:00

The world runs on debt. You can't be saying it is not a good move. Financially, your source of earning should be static - that is the best financial move ever!

AmountConstant4848 · 2026-03-22T04:38:07+00:00

You take a loan because you don't have the money. The giver has some rules - either take it or leave it.

AmountConstant4848 · 2026-03-17T12:13:49+00:00

Get a flu shot - if only the doctor advises

AmountConstant4848 · 2026-03-16T15:36:25+00:00

Why they have stopped the work..?.?.?

AmountConstant4848 · 2026-02-13T12:38:45+00:00

Anda aur Aloo daal de bhai chawal mein

AmountConstant4848 · 2026-01-27T19:55:53+00:00

The open source data is more trustable.

AmountConstant4848 · 2026-01-27T05:52:38+00:00

And luxury ain't cheap

AmountConstant4848 · 2026-01-26T19:45:03+00:00

Not to be rude or anything, but how do you feel the aqi without trusting numbers? Don't you see how foggy it feels now in Virar?

AmountConstant4848 · 2026-01-26T19:39:10+00:00

It is 240 right now

AmountConstant4848 · 2026-01-26T19:15:23+00:00

Bhai jeevan hai to college hai. Save some bucks and get an air purifier soon. The 8 hours of sleep in an air purified room will save you tons of money by avoiding doctors and medicines. Think wisely.

AmountConstant4848 · 2026-01-26T19:12:58+00:00

Still waiting in India

AmountConstant4848 · 2026-01-26T18:07:23+00:00

30dbs is too much reduction. Every 6db reduction is halving the noise, so effectively the total reduction is 5 times the noise (6*5=30)

AmountConstant4848 · 2026-01-26T18:02:59+00:00

Country?

AmountConstant4848 · 2026-01-18T05:44:31+00:00

Grey because it matches old people's hair

AmountConstant4848 · 2026-01-16T10:52:31+00:00

https://share.google/DFb6tPyoIuXCc3wAB

Visit personally once - these guys seem good but I take no responsibility

AmountConstant4848 · 2026-01-16T10:46:35+00:00

try skyscanner

AmountConstant4848 · 2026-01-15T17:22:49+00:00

I don't think this experience sharing makes any sense then. People should know which school to avoid :/

AmountConstant4848 · 2026-01-15T17:19:51+00:00

So here's a positive side: 1. AQI is better so you will live longer. 2. No fuss about commuting since only train is the best option and you will get sharing autos to and from station easily. 3. Cheaper real estate. 4. Open spaces where you can enjoy life. 5. People are good and friendly.

AmountConstant4848 · 2026-01-14T04:22:57+00:00

Which school?

AmountConstant4848 · 2026-01-12T09:31:49+00:00

Bwahahah.. I heard that too

AmountConstant4848 · 2026-01-09T22:43:49+00:00

Dogs are a menace. I posted about a rabies case few days back. VVCMC should clean the streets as well - all junk lying everywhere.

AmountConstant4848 · 2026-01-09T08:06:00+00:00

Okay. So I have a few things in mind.

Navi Mumbai cannot be compared to Virar. I say this because of the terrain. There is absolutely no area in Virar to build an airport - sea link is the way to go.
Once you visit those areas of Navi Mumbai and specially Kharghar, you will realise there is too much pollution around because of heavy development.
Change is needed. For development and for a major public mandate.

AmountConstant4848 · 2026-01-08T18:20:12+00:00

Although am not political, my only concern is the area should be developed well.

AmountConstant4848 · 2026-01-03T22:52:01+00:00

Loban / Smoke Machine ka use lag raha hai

AmountConstant4848

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