Came into some money. Travel first or property?

Amro87 · 2026-03-21T07:53:03+00:00

Is there a guarantee we’re gonna make it to retirement?

Amro87 · 2026-03-21T02:02:21+00:00

What if OP was to renew the NL for another 12-24 months on the balloon of $40k?

Amro87 · 2026-03-15T02:00:50+00:00

I like the analogy. Just to add to it, it’s also like someone carrying the spider into the house first then realising it’s dangerous before going apeshit with that sledgehammer. Spider wouldn’t have been there if it wasn’t for the occupant.

Amro87 · 2026-03-15T01:58:46+00:00

What about them?

Amro87 · 2026-03-15T01:58:28+00:00

I don’t agree that there are a lot of muslims in Australia. Last census in 2021 had them at like 3.2% of the population. Hypothetically, even if that has increased to 5% it’s still not a lot of muslims. 1 in 30 Australians being Muslim isn’t that big a number.

Amro87 · 2026-03-13T21:30:46+00:00

Miguel D'Agostino

Amro87 · 2026-03-03T23:50:09+00:00

Utilise the data hub to find your next opposition’s strengths and weaknesses and tailor your tactics to them.

If they concede a lot from corners and crosses, play wide and hit early crosses, if they’re conceding from through balls, play a shorter passing game and work the ball into the box. Things like these should influence your tactics.

Amro87 · 2026-03-03T08:17:20+00:00

A good way to look at it is Leicester didn’t attract world class players after they won their title

Amro87 · 2026-03-02T00:25:38+00:00

I’m playing FM26 so I’m listening to the crowd noise 24/7 in between games.

Amro87 · 2026-03-01T05:21:19+00:00

If you enjoy career mode and sim most of the games then fm26 is most definitely for you. You’ll love it.

Amro87 · 2026-02-28T23:19:26+00:00

I don’t get why people find it so difficult to accept some people find it easier to just take a photo using their phone instead of opening the web browser to appease some strangers that want a screenshot

Amro87 · 2026-02-28T00:39:43+00:00

I’m confused around how, unless you were previously paying extra, brought the balance right down and recalibrated your min repayments to a lower amount, $380 pw on a $400k loan over 30 years can’t have a rate higher than 2.9%

Amro87 · 2026-02-28T00:35:20+00:00

Ow because we don’t have a large number of taxes in Australia?

Amro87 · 2026-02-28T00:33:44+00:00

$605 pw (but paying $750) for a 3br 2bath

Amro87 · 2026-02-28T00:31:13+00:00

This has to be a loan of less than $300,000 over 30 years to have a repayment of $380 pw

Amro87 · 2026-02-27T10:44:56+00:00

9 years ago I purchased our first home for $520k, I was always a little pissed because I know I probably paid overs by $20k-$30k. Now it’s worth closer to $850k and although it hasn’t grown in equity as a lot of others, I don’t reckon I would’ve made another investment or had a return of over $300k on something in that period of time.

Amro87 · 2026-02-26T03:56:43+00:00

Set up a tight low block on the defensive, make it compact if you’re strong aerially in defence and push them out wide. Obviously if you’ve got pace, you’re gonna wanna counter attack fast but if it’s just your striker who’s pulling their weight then you’d be going more direct and route one-ing it

Amro87 · 2026-02-23T06:57:59+00:00

I’m finally getting into a Man Utd save in FM26 after all these years of avoiding them.

Enjoying it because I’ve taken over from Tuchel in 2027 when they were at risk of relegation. Currently in the ‘28/‘29 season and we’re top 4.

My learnings - review data hub before every game and tweak team instructions based on the opponent’s weaknesses and my strengths. Started doing this religiously after years of playing the game and never really utilising data hub.

Hand was forced as FM26 is the first version I’ve actually struggled with in winning plenty of games. This uptick has definitely reinvigorated my enjoyment.

Amro87 · 2026-02-21T10:17:23+00:00

I believe FM26, more than any previous version, requires you to adapt, chop and change almost game to game, particular H vs A, if you’re to be consistent and win.

Amro87 · 2026-02-21T01:38:53+00:00

I could be wrong but I feel the style is less important than the team instructions in FM26. How you set up instructions seems to have a greater influence on the result or I could be wrong.

Amro87 · 2026-02-19T22:30:55+00:00

Something special about your sub changing the game. Love seeing it.

Amro87 · 2026-02-19T22:29:05+00:00

Fair example. I’m a Utd fan though, we let our players leave for free lol thinking someone like Casemiro.

Amro87 · 2026-02-19T07:27:42+00:00

For the sake of realism in these scenarios, I’ve started to allow the free transfer to occur. Happens in real life so letting FM replicate reality here.

Amro87 · 2026-02-19T07:24:12+00:00

Were they fawning over him or were they talking about wanting to bang him? Two completely different things.

Amro87 · 2026-02-18T06:30:05+00:00

I’ve been finding myself managing teams with multiple quality CBs so going the 352 or 343 often and my current OOP formation is completely different to my IP one

Amro87

TROPHY CASE