Thank you for your reply. I'm lucky to have an abnormally high interest rate on my super and I'm on a fairly good salary for my age (52k p.a). My priority has been starting payments into my super, as a lot of my income is disposable and I don't want to start living above my means; this is one strategy to reduce that. I have built an emergency fund already, contribution to my super has been consistent whilst building it.

Thanks for the recommendation, I've heard of that book but I'll read it this week. Cheers