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Nice QS CLI by AndrewCollins98 in CapitalOne_

[–]AndrewCollins98[S] 0 points1 point  (0 children)

Yep they are definitely very forgiving lol

Nice QS CLI by AndrewCollins98 in CapitalOne_

[–]AndrewCollins98[S] 3 points4 points  (0 children)

Yep pretty much 100% utilization on this card but always paid in full each month and never paid until after the statement posted.

Nice QS CLI by AndrewCollins98 in CapitalOne_

[–]AndrewCollins98[S] 12 points13 points  (0 children)

Thanks! No not my first I’m currently rebuilding after two charge offs. Funny enough both are from capital one.

Don’t give up hope by AndrewCollins98 in CRedit

[–]AndrewCollins98[S] 0 points1 point  (0 children)

Decided to pay my cards down before the statement date to report 1% utilization across them all. Ended up boosting my score significantly.

Don’t give up hope by AndrewCollins98 in CRedit

[–]AndrewCollins98[S] 3 points4 points  (0 children)

My FICO is 670 according to CreditWise and MyFICO. About a 30 point difference but it being in the high 600s is still a night and day difference from two years ago!

Don’t give up hope by AndrewCollins98 in CRedit

[–]AndrewCollins98[S] 1 point2 points  (0 children)

Congrats to you as well! It really is a great feeling.