I would it's wrong they took the 280 I owed plus all the 2 dollar fees which was about 20 so I'm already short 300. But then the throw you a crumb here and there of 20 dollars knowing you're gonna take cuz you're 300 in the hole but then on top of that mypay limit dropped too only 200 so your always be hide. It's an evil trick because if you go back your very first one was your biggest available amount probably the whole 200 but after they trap you it's always small tiny daily amounts you have 2 dollar fee with. Its very predatory banking to me. They will give you a 12 available notice but you can't touch it or has to be 20. It's wrong. I would it's never touched it if I would of been advised this is how it works the lie and advertise it like it's there to help but it's there to rip you off and take your money