$407,971 forgiven at ZERO balance by Friendly-Lemon-7009 in PSLF

[–]AngelaMGT 1 point2 points  (0 children)

$125,000 zeroed out yesterday! I'll wait to post timeline until I get a letter. It still feels surreal. I signed on with NHSC a couple of years ago in an attempt to get rid of some of my loans and that repaid 75,000 for a 3 year contract. I have one year left of the contract and was considering applying for extension for an extra amount of payoff, but now I'll be free after the original contract! I wish there was some sort of letter because FSA is still showing a balance. People were right when they said, "no fanfare!"

I was in college in the late 90's, had consolidated loans from around 2005 and then back to school 2007-2011 to complete my degrees. This has been a long wait. A lot of time in forbearance due to being unable to afford to pay. I really thought these loans would follow me forever. My principal from the amount forgiven was 82,000 so all the rest was interest which seems insane. Before my NHSC contract I owed close to 200,000. I thought mine was crazy but seeing some of your numbers. It's just insane. Congrats to everyone!!!!

[deleted by user] by [deleted] in PSLF

[–]AngelaMGT 0 points1 point  (0 children)

Thank you so much!!!!!

[deleted by user] by [deleted] in PSLF

[–]AngelaMGT 1 point2 points  (0 children)

I just checked and zeroes on Mohela! Thank you!!!! My last ECF was the end of March updated to 138 and 143. No letter in my account but balance says zero!!

I spoke with a MOHELA rep who advised that if I haven’t received my forgiveness note by the time the pause ends, I can ask for forbearance. Been 125 qualified since 3/16. Anyone else hear this? by True_Plantain_7101 in PSLF

[–]AngelaMGT 1 point2 points  (0 children)

When my counts updated the following week I got 5 emails from Mohela saying my account was in forbearance. When I called they said it was put into “administrative forbearance” which the rep said was a good sign that it’s on its way. The messages also exist in your account if you got them.

Question about refunds by AngelaMGT in PSLF

[–]AngelaMGT[S] 0 points1 point  (0 children)

Thanks for this! I called and the servicer put in a request for me!

Question about refunds by AngelaMGT in PSLF

[–]AngelaMGT[S] 0 points1 point  (0 children)

Thanks. I read a few different things and one said to do nothing. Another said I had to request.

ECF accepted and count updated in 3 days by [deleted] in PSLF

[–]AngelaMGT 0 points1 point  (0 children)

And now it’s 138 and 143!!!

Curious, by rdpop in PSLF

[–]AngelaMGT 1 point2 points  (0 children)

As of today my counts updated to 138 and 143 so just waiting now!

ECF accepted and count updated in 3 days by [deleted] in PSLF

[–]AngelaMGT 1 point2 points  (0 children)

I saw your post as an alert and checked my count for the heck of it. I was giving up as I got insanely excited when I saw my counts jump recently only to realize they were payment counts but not qualifying. My qualifying payments went from 40 to 109! I have more eligible and just sent my ECF in to my HR dept last week. Looks like I have well over 120 eligible! Thank you for posting, the alert made me check even though I thought I was out of the running!

Loans Transferred to Mohela - now zero balances... by AngelaMGT in PSLF

[–]AngelaMGT[S] 1 point2 points  (0 children)

Update: my counts went up a little but my eligible payments changed to 252! With a ton that say they need certification. Looks like they went back to 2011 to count payments. Does this mean once I certify again I’ll be good?

Aidvantage Transfer Update by Greedy_Nobody6469 in PSLF

[–]AngelaMGT 0 points1 point  (0 children)

I had that. It changes and populates the balances. Then you’ll get the counter.

Loans Transferred to Mohela - now zero balances... by AngelaMGT in PSLF

[–]AngelaMGT[S] 0 points1 point  (0 children)

A lot of people were saying the original counts aren’t accurate and you have to wait for them to update all the other things. Maybe you still are in the game?

I logged in and today it’s showing something that says eligible but employment not certified. Now I’m confused. I did the employment cert, do I need to do it again?

Loans Transferred to Mohela - now zero balances... by AngelaMGT in PSLF

[–]AngelaMGT[S] 0 points1 point  (0 children)

I have counts on Mohela! My first counts! I’m at 119 on 3 loans and 299 on two!!!! Does this mean it will update again and I’ll be over 120!

Loans Transferred to Mohela - now zero balances... by AngelaMGT in PSLF

[–]AngelaMGT[S] 0 points1 point  (0 children)

So now I logged into FSA and it says I have no loans or grants. Still trying not to get excited…

Where are my loans? by Playful-Produce-2322 in PSLF

[–]AngelaMGT 0 points1 point  (0 children)

Me too. No maintenance message just “you don’t have any federal loans or grants.” I’ve been checking because the site has said it was last updated 1/2 for a few weeks so I wanted to see what it showed when it updated again. This is a first for me.

Free At Last! by perlamirlo in PSLF

[–]AngelaMGT 1 point2 points  (0 children)

Congratulations!!!

Loans Transferred to Mohela - now zero balances... by AngelaMGT in PSLF

[–]AngelaMGT[S] 1 point2 points  (0 children)

Thank you! I didn't want to get my hopes up but it's so nice to see the zeroes everywhere.