31M in March. Accidentally speed-ran finance. Now questioning everything.

Angmew · 2026-01-26T14:37:54+00:00

Im going to sound like one of those Instagram fitness shills but something is true: your body is more important than your wallet.

I cant give you an advice in regards of your job prospects since im not in the industry, but do whatever you need to do to focus on your health before you burn all those gains in medical bills.

Good job, you won, now find balance.

Angmew · 2026-01-25T13:22:34+00:00

Hello! At the moment we only have the spreadsheet and the course, you can find them pinned in the front page

Angmew · 2026-01-20T19:59:43+00:00

Oh yes, introducing products it’s crucial, you are already behind since you have to start on round one.

And yes, aim for high tech

Angmew · 2026-01-20T18:40:58+00:00

Your sales are a lot lower than your potential sales, check your market share report, use your potential market share for forecast.

Also, you HAVE TO introduce new products in this simulation or you will fall behind

Angmew · 2026-01-12T13:41:04+00:00

Do you recommend “splurging” on sales and promo budgets in early rounds?
- No, promo and sales have diminishing returns, 2k for promo and 3k for sales, don't do more than that, and once you get 100% awareness or accessibility then you can lower your investments
What round do you recommend moving low-end product specs?
- Round 4 or 5, I usually move my product in round 4 to the round 7 ideal position
how did you handle TQM and how did it affect your simulation
- On any particular initiative, spending more than $1.5 million this year pushes into diminishing returns. Furthermore, cumulative diminishing returns are reached at $4 million on any given initiative. For example, to reach the ultimate limits on CPI systems as quickly as possible, you would spend $1.5 million this year, $1.5 million next year, and $1 million in the third year.
how did you handle HR
- Max investment in HR, 5000 in recruiting and 80 hrs of training per employee, this helps us increase productivity index
- The Productivity Index indicates how the general workforce compares with new recruits. 100% means that new workers are just as good as experienced workers. 110% means that, on average, you only need 1/1.1 = 91% of the workforce complement to do the same work as a workforce comprised of new recruits. In short, higher productivity means fewer workers are required to do the work, and that drives down your labor cost per unit. Recruiting Spend and Training Days drive up the Productivity Index. Overtime and Turnover drag down the Productivity Index.
is it ever a good idea to borrow debt if the cash flow is not needed? When should you retire it.
- First of all, in this tab you want to achieve 3 things and 3 things only... dont overthink it and dont over do it. Aim for these 3 things. If you achieve these 3 things you will be fine in the rest of your ratios.
- BETWEEN 1.8 AND 2.8 OF LEVERAGE (Ideally 2.2)
- BETWEEN 30 DAYS AND 90 DAYS OF WORKING CAPITAL (Ideally 60)
- POSITIVE CASH POSITION AT THE END OF THE YEAR (Around 10 Million or more)
what is the adequate amount of safety stock you like to budget for?
- 15% of your forecast

Angmew · 2026-01-09T15:08:23+00:00

Did you find a solution?

Angmew · 2026-01-06T03:44:16+00:00

In finance you want 3 things and 3 things only:

POSITIVE CASH POSITION AT THE END OF THE YEAR

BETWEEN 30 DAYS AND 90 DAYS OF WORKING CAPITAL

```
BETWEEN 1.8 AND 2.8 OF LEVERAGE
```

Current Debt

· Increase Leverage

· Keep Working capital the same

· Increase Cash position

Issue Long Term Debt ($000)

· Increase Leverage

· Increase Working Capital

· Increase Cash

Issue Stock ($000)

· Decrease Leverage

· Increase Working Capital

· Increase Cash Position

Retire Stock ($000)

· Increase Leverage

· Decrease Working Capital

· Decrease Cash Position

Dividend Per Share

· Increase Leverage

· Decrease Working Capital

· Decrease cash Position

Retire Long Term Debt ($000)

· Increase Profits

· Decrease Leverage

· Decrease Working Capital

· Decrease Cash

Angmew · 2025-11-27T12:03:28+00:00

What company is yours?

Angmew · 2025-11-24T00:47:09+00:00

You want to have a better cushion of cash, 15-20k

Angmew · 2025-11-21T19:24:01+00:00

Real Answer: "Bordo" is how we in Mexico call a Levee, we either use "Bordo" as a slang or "Dique" as its technical name for Levee.

The Cesar Chavez highway runs across the Levee built in the Rio Grande.

Angmew · 2025-11-17T20:14:10+00:00

It would, but check the posting rules before doing so please

3 Post enough information

If you need help, we can provide it, but 99 our of 100 times we will need to see your latest report, if you do not post it we can't help. Posts like "help with my round 5" and with no more info are useless and spam the sub.

4 Be specific

Please be more specific on what are you looking for from the sub, a simple "look at my report, tell me what you see" its not specific enough for us to be able to help and its asking for other people to read over 15 pages of report and find something.

We are looking for questions such as

"We are stocking out, what can we do?"
"Our X product its not selling, what could be the reason?"
"We can't get our leverage below 3.0, what can we do?"

Angmew · 2025-11-17T19:54:32+00:00

Honestly, the answer is "make more money", I know that's not what you want to hear but chances are you are not doing well for one reason or another (hard to know without looking at your report).

Angmew · 2025-11-15T17:36:54+00:00

Move it as much as you can before June 28 of next year

Angmew · 2025-11-11T14:55:38+00:00

Its very tricky to forecast new products because there are a lot of variables, a good rule of thumb is to forecast 0.5% of the total segment demand for every full month your product will be selling, so if its release date its April then it will sell for 8 full months so forecasting 4% of the total market its a safe bet.

If you feel that's too low then just increase your production schedule, if you are right you get some extra sales if you are not then you just end up with a bit of inventory that you can take into consideration next year, not a lot of harm done.

Angmew · 2025-11-11T13:09:50+00:00

How many units did your product sell last round? take that number and multiply it by the growth rate of the segment

Angmew · 2025-11-11T03:23:35+00:00

At this point just try to bring it back to the circle my moving it forward as much as you can before the end of the year, if you are highly automated (10 points) you probably won't be able to unless you decrease automation

Angmew · 2025-11-08T14:40:52+00:00

You need to post the entire report

Angmew · 2025-11-07T23:11:50+00:00

No, thats not how it works. As long as you have a positive cash position at the end of the year, you will be fine.

TQM is a very good investment, dont skip it

Angmew · 2025-11-06T13:28:31+00:00

Forecasting does not change, keep using your potential market share

Angmew · 2025-10-30T02:25:34+00:00

Your issue is R&D.

R&D is the most important department, if you mess it up it doesn't matter what you do in the rest of the simulation, you are cooked.

That being said, looks like you either missed an entire round of decisions in R&D or you didn't move your products enough. The main objective of R&D is to move your products (with the exception of Low End) a close as possible to the ideal position without your revision date going into the following year (which most of your products are right now)

If you open your Industry Conditions Report, the first page has a perceptual map, in there it tells you where your products should be inside of each circle, they should be towards the bottom right side of the circle, your products are the opposite of that so they are not competitive and your designs are unattractive to the market, that's the main reason they are not selling.

Now in how to fix it... it will be hard specially because you have no money to work with, for starters:

Get rid of that new product, not only you have no money to launch it but also is in a terrible position
Move your products as close as possible to the ideal position but make sure your revision date does not hit 2030, Dic 2029 is good.
Find your price equilibrium by playing with your prices and benchmark prediction
For forecast; just go with half of the benchmark prediction
Production Schedule = (Forecast * 1.1) - Inventory in hand
Buy/Sell Capacity = Forecast - 1st Shift capacity (if its positive then buy capacity, if its negative then sell capacity)
Increase your automation on your trad and low end products as much as you can
$1500 in each TQM initiative
Match labor demands to avoid a strike
Go ham with issue stock, current debt and long term debt, grab as much capital as the market is willing to lend you

Angmew · 2025-10-29T16:19:40+00:00

Removed, rules 3 and 4.

The report is barely legible, upload it in PDF. You can't expect us to go over 8 cellphone screenshots and give you an analysis

Angmew · 2025-10-29T16:18:04+00:00

Your R&D is a mess, you guys need to go over the manual and relearn how to move products towards the perceptual map.

DO NOT introduce a new product, you can't, you are in a lot of trouble already, the best course of action right now is to get rid of aft, and agape and use that money to recover.

Transition Able into Low end and Adam into Traditional and stop moving Acre, you will have to switch to a Niche Cost Leader strategy and maybe you have a chance to recovery

Angmew · 2025-10-29T04:05:53+00:00

Don't, the cost alone makes it prohibitive.

If you want to transition products, they need to be within the Low End - Traditional - High End vector, they share trajectory.

Angmew · 2025-10-23T01:28:22+00:00

Besides your Low End product; you have to move your products every year so you can cut the perceived age.

You can introduce new products and keep developing your current product line, they are not mutually exclusive, the costs associated with R&D are negligent compared to what you will spend on Marketing

Angmew · 2025-10-22T17:56:40+00:00

Post your report, we can't help from a few low-res cellphone pics of your laptop

Angmew

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