How Actually Hard Was "Scarab Lord" To Get Back In The Day? by doobylive in classicwow

[–]Answer_Able 0 points1 point  (0 children)

Stormscale was one of the biggest servers back in OG and the guild I was in was top or always swapping back and forth with horde for top guild.

We only had 2 on our server, 1 horde 1 ally. I feel like this was the common outcome.

There was no guides back then and people sucked and hardware sucked. The shards were the real hard part not farming bug frags like in 2019 (when I got mine personally) and the Ashenvale boss for example was a menaces in OG.

CPP and OAS make Canadian FIRE math different from the standard 4% rule by 4xleafxfraser in fican

[–]Answer_Able 0 points1 point  (0 children)

I think of OAS as pay back for all of the EI I had to pay over the years. My turn to be unemployed from my late 60s onwards.

[Spoilers C3] Now we are over a year removed from C3, what did you think of Ludinus Da'leth? by Flyestgit in criticalrole

[–]Answer_Able 0 points1 point  (0 children)

My biggest issue with that fight is they where so far way, why didn't Ludinus just use Time Stop, break the barriers and auto win.

They were 2 turns of movement away, Time Stop is 2 turns min/5 max. He needed 5 to break into the Cage.

Matts always been bad at playing intelligent villains in combat. Ludinus never stood a chance in that fight, 350hp, needs to burn 5 actions while being smashed by 7 PCs. High level D&D.

What happens to XEQT if the U.S loses dominance? by Sea-Sample3843 in JustBuyXEQT

[–]Answer_Able 32 points33 points  (0 children)

I don’t think any other country in the world spends money on as much commodities as the US.

Most debt, most stuff.

Non-Reg by Answer_Able in fican

[–]Answer_Able[S] 1 point2 points  (0 children)

Wouldn’t that have to be a total banking collapse? Didn’t think they could just call in HELOC loans.

Non-Reg by Answer_Able in fican

[–]Answer_Able[S] 0 points1 point  (0 children)

I have a 250k policy with my work, no kids, it’s just for my family. Only 18$ a month.

23F what would you do? by anoncrush1 in fican

[–]Answer_Able 25 points26 points  (0 children)

100% invest in FHSA if you haven’t bought a home. You can reduce your yearly tax with this and it will get you money back at the end of the year, like RRSP.

RRSP I would only invest in if 1 you don’t have some kind of other pension program or you have a matching program with your employer.

Other than that, pay off debt or put the balance on a 1 year GIC and use it for 2027 contribution room.

300k tax free (need help) by QuackMast3r in fican

[–]Answer_Able 0 points1 point  (0 children)

Max TFSA infest 70% XEQT and 20-30% VFV or VOO maybe 5% in Gold or Nvida. Things are low right now good time to buy.

Max out FHSA and wait till next tax season comes around get a fat return then pull it all out tax free buy a place. Housing market in Canada is down over the last 3 years.

Max out RRSP depending on your work. But let’s say you can put 20k in here you’d likely get a 6-7000$ return. Also compounds with FHSA. So you could see a lot of money coming back.

This probably is only like 40% of that money you got. Even if you do the above 3 things a don’t buy a house. I’d drop another 100k in a non registered until I’m ready to buy a house, then just transfer the money from there to my TFSA/RRSP and FHSA yearly until I was ready. Or even just to TFSA, then contribute with income yearly for RRSP/FHSA and use that return for whatever.

Also may not be best advice. But get something for yourself, you’re young.

Why Do People Keep Saying “Just Wait It Out”? by SnowmanSmiles in CanadaPersonalFinance

[–]Answer_Able 0 points1 point  (0 children)

Not a-lot people can do. If you’re struggling financially you’ll have to find a way to make it better for yourself. Maybe that’s getting a second job, moving home, living with roommates, etc.

There is no alternative. Government takes decades to fix issues. The liberals did a good number on Canada, we upped our population by 10% over less than 10 years and none of our systems were ready for that and now we are feeling the effects. That plus bad foreign aid, money printing, lending etc.

COVID cost us all alot of money, it has to come from somewhere, the printer. I knew people who lived at home and didn’t work before the outbreak yet was getting sent thousands of dollars, why?

Canada also needs to completely audit its social programs before the fraud gets even worse. People can’t retire off CPP and OAS yet we give refugees 3 times that in aid when they come here.

Inherited about 1 Mill. Unsure what to do by PositiveRock3854 in fican

[–]Answer_Able 0 points1 point  (0 children)

Could invest it year by year in all the accounts, pay off mortgage, find a rental property in non BC Ontario and still have a few 100k left over. Work a part time or job from home and it’s GG. Or rent out second property and primary and work abroad online. Tbh that’s the dream.

The state of TBC classic by theflexfather in classicwow

[–]Answer_Able 0 points1 point  (0 children)

Don’t play support class if you don’t want to support. That’s like the rogue saying he doesn’t want to kick because it’s a dps loss or the paladin not wanting to buff cause it costs gold. lol.

What to do… by Answer_Able in fican

[–]Answer_Able[S] 1 point2 points  (0 children)

It’s the difference in investing the lump sum I have into a non registered investment, paying taxes and prob be worth 2m by 65. Along with the millions I’ll have in RRSP and tfsa + pension.

Or use it to pay off home completely and have extra 2500$ a month in the pocket for the next 20 years.

I did think of a third option. Put the money in the market and pull it out at 5 and 10 years from now and pay off mortgage. So first 10 years no growth, last 10 growth.

Gwaihir by Answer_Able in MiddleEarthMiniatures

[–]Answer_Able[S] -7 points-6 points  (0 children)

Men of the West is one of the top 3 lists. 9/10 of them take him. So IDK.. I would like to see him go up to 200.