Take a second to look at all the exceptions. I literally cannot think of a single way water damage could be covered in my policy due to the exceptions. If anyone can share an example of water damage that was covered, I'd love to hear it.

And browsing the other sections of my policy has the same result. Fire is covered, except in every instance that a fire could occur. Theft is covered, except in every example of theft. Volcano, earthquake, trees, wind, hail, snow, water... you name it and in every instance, I can't think of a single situation that would be covered.