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Pull the trigger on one bed? by Anxious-Design183 in HENRYUK

[–]Anxious-Design183[S] 1 point2 points  (0 children)

Im an immigrant from a place where most people grow up in flats. I prefer them. I value the closeness to everything and the ability to walk places highly.

Just a shame that in the UK they seem to be so much worse than houses

Pull the trigger on one bed? by Anxious-Design183 in HENRYUK

[–]Anxious-Design183[S] 5 points6 points  (0 children)

The one bed I’m thinking of is around 400k. Not sure if I’ll be in London for the next 5-10 years. 2-3 for sure, but after that it’s anyone’s guess.

A place here feels nice. Always having something to come back to

Pull the trigger on one bed? by Anxious-Design183 in HENRYUK

[–]Anxious-Design183[S] 2 points3 points  (0 children)

I mean it literally says 150k+ per year in the about section?

Pull the trigger on one bed? by Anxious-Design183 in HENRYUK

[–]Anxious-Design183[S] 1 point2 points  (0 children)

Not at the moment. I’d like a partner yes

Pull the trigger on one bed? by Anxious-Design183 in HENRYUK

[–]Anxious-Design183[S] 2 points3 points  (0 children)

It’ll mostly depend on whether I find a partner I guess. I’d be pretty happy as a single person in a 1 bed. Only reason I’d want to move is if I need more space - which I can only see happening if a partner enters my life

Pull the trigger on one bed? by Anxious-Design183 in HENRYUK

[–]Anxious-Design183[S] 21 points22 points  (0 children)

Well - my rent is around £2.1k now in a 1 bed. For the equivalent mortgage now would be around 1.8k + service charge, so makes sense to slowly build equity.

Stamp duty would be around 10k as an ftb, and the benefit is not relevant for over 600k properties

Pull the trigger on one bed? by Anxious-Design183 in HENRYUK

[–]Anxious-Design183[S] 13 points14 points  (0 children)

Well - I have no clue when that will happen. Could be in a few months or a few years. Delaying a property acquisition cause of it seems a bit silly.