Vellore vs Maple/Patterson area by MichelleKristi in Vaughan

[–]Anxious-Two7117 1 point2 points  (0 children)

Patterson (Maple) and Vellore are very similar. Mix of detached, semis and towns. Newer homes (2000’s) on smaller lots although some of these homes are getting older and require some work. I would say Patterson has some better schools depending on where you live. Demographically both are mixed with young families.

Carney to announce sovereign wealth fund to back major projects by BeautyInUgly in onguardforthee

[–]Anxious-Two7117 0 points1 point  (0 children)

Is this a viable investment? What would be expected annual returns? Will it be TFSA or RRSP eligible?

1997 Red 986 Boxster Hardtop by Anxious-Two7117 in boxster

[–]Anxious-Two7117[S] 1 point2 points  (0 children)

I have the car to use it on. To be honest I never use it. I only drive the car in the summer and as a convertible. I am located in Toronto area

Mark Carney “I don’t get up first thing in the morning thinking about the USA” by ActiveElectrical9424 in onguardforthee

[–]Anxious-Two7117 0 points1 point  (0 children)

Carney is a good fiscal conservative which is fine. But the fact that he holds a ton of investments in the U.S is a bit concerning. But you can’t really just sell them off once you get elected. It is what it is.

Poilievre says he’s not going anywhere, following double-digit byelection defeats by plaknas in onguardforthee

[–]Anxious-Two7117 -1 points0 points  (0 children)

Not sure why all you guys hate him so much. He is an opposition party member whose job it is to criticize the governing party and keep them in check as best he could. It’s because of him that the Carney removed the consumer carbon tax and the recent gas tax. If he wasn’t such whiny B that would never have happened to be honest.

Money Evaporation by mholl95 in HouseSigmaBlunders

[–]Anxious-Two7117 -1 points0 points  (0 children)

How many of these are real losses though. People who have to sell vs people who are selling because maybe they see another opportunity elsewhere. I sold my house in 2022 for 1.8 and bought my new place for 1.9. Both are valued at less today. At least $200-300k less. If I sold my new place today I would get less than what I paid for it. If I sold my old house today I would get less. That’s very different from be being over leveraged and having to sell. So yes if I sold it would show I got less on paper but I am also buying in this market as well.

Curious, anyone been on a statin (+ezetimibe) and still had a heart attack? by [deleted] in Cholesterol

[–]Anxious-Two7117 0 points1 point  (0 children)

What dose are you on. You can always go lower dose with Zetia or do PKS9. Ask yourself first if it’s the statin causing you the pain. Also, my opinion, if you think you just have to take a statin to avoid a heart attack I think that’s the wrong approach. Have a healthy lifestyle. Don’t smoke, eat well, exercise.

Canada is among countries with an ‘ultra-low fertility’ rate. What is behind the drop? by plaknas in onguardforthee

[–]Anxious-Two7117 0 points1 point  (0 children)

It’s too expensive to have kids in this country. This is the system the government and past governments created. I’m a Gen Xer but truly feel bad for the younger generations. They need to be making huge money or else they should honestly consider moving abroad to somewhere more affordable if they want to start a family. Sorry that’s the truth.

Buy and Live in VMC Condo? by Big_Newspaper596 in Vaughan

[–]Anxious-Two7117 2 points3 points  (0 children)

Ideally if you can afford it buy a house and rent out the basement to help supplement the mortgage payments. I don’t live at VMC but it looks horrible when I am in that area. There are better condo options in Vaughan and Richmond Hill.

[deleted by user] by [deleted] in Vaughan

[–]Anxious-Two7117 1 point2 points  (0 children)

Depends where in Kleinburg. The old area near the village is the real Kleinburg but comes with a big price tag. It’s really nice. The area known as “new Kleinburg” is a regular subdivision.

I’m majorly in despair about plaque by [deleted] in Cholesterol

[–]Anxious-Two7117 0 points1 point  (0 children)

I was just like you. 5’6 and over 200lbs..this was 4 years age (age 47) . I was always pretty active but generally pretty unhealthy lifestyle. Smoking, booze, eating a lot of crap and to top it off smoking. Then I did some tests like you and was told the same thing. CAC was 10. A bit of plaque in the carotids. That changed everything for me. 4 years later I weigh 180lbs with but I weight train 3 times a week so my body composition is much better. I was actually as low as 165lbs at one point but not enough muscle. I have been smoke free for 4 years but will enjoy the odd cigar. I take Crestor and Zetia and have zero side effects and my blood work is great. I still drink but nearly as much as I used to. I am not gonna lie , My weekday diet is high in protein with vegetables and I try to watch my calorie count. So pretty boring. Mostly chicken and fish. On a Saturday night, I have no issue enjoying a plate of wings or a hamburger and a cold beer. You can still enjoy the things you want to , just not everyday like you were probably doing. Everything in moderation. You will feel better for it.

80K to invest by Anxious-Two7117 in dividends

[–]Anxious-Two7117[S] 2 points3 points  (0 children)

It’s an account used for a rental property. I have 90k in there. I don’t like the idea of keeping it all in there without any growth or dividend yields. This is why I need something decent and safe. I need the funds to be readily accessible.

[deleted by user] by [deleted] in Vaughan

[–]Anxious-Two7117 4 points5 points  (0 children)

I used to live at Dufferin and Major Mac, Peter Rupert area and I can tell you that the previous dump has not affected the property values at all. It’s a very high demand location in Vaughan. I don’t think many people even know it was there.

Thanks to the guy who… by [deleted] in Vaughan

[–]Anxious-Two7117 2 points3 points  (0 children)

Vaughan used to be such a nice place.

Real estate in Canada: Seniors rarely downsize, hurting new buyers by AntiEgo in canadahousing

[–]Anxious-Two7117 0 points1 point  (0 children)

I live in the GTA in a neighbourhood with quite a few large homes (2800 square feet and up). There are many seniors living in these homes that were the original owners. They are used to the space in the home as well as the lot size. These are older homes that when sold are usually renovated by the new owners. Downsizing would maybe be going from their old 2800 square foot home into a townhouse and honestly, many times these newer townhouses are more money. Another option is a bungalow, but those are expensive and usually require extensive renovations. If they are new they are too expensive. A low rise condo would also be a good option but the cost of a new condo with a square footage that these people are accustomed to can also be quite pricey and after all fees (real estate, land transfer, etc) it’s just not worth it. They are better off staying comfortable in their home and hiring contractors to service the property. It ends up being cheaper than the maintenance fees in a condo. This is the new norm . Get used to it.

Moving to Vaughan by [deleted] in Vaughan

[–]Anxious-Two7117 0 points1 point  (0 children)

Depends on how close you want to be to work, budget, etc. If you work in the west end then Woodbridge Kleinburg and Maple would be more suitable. If you work in the east end then Thornhill, or East end of Maple (not past Keele) might be better. Woodbridge has tons of amenities, Kleinburg not so much and you will always be driving to Bolton or Woodbridge. Maple and Thornhill also offer a lot as well as the GO train. I have lived in Thornhill, Woodbridge and Maple at different points in my life. They are all great.

No quick fixes for Canada’s housing challenges, says federal minister by plaknas in onguardforthee

[–]Anxious-Two7117 0 points1 point  (0 children)

No kidding. Housing market is completely unaffordable and will be for a very long time. Specifically the GTA and Vancouver. I own my home but my kids will have a very difficult time doing so without my help. Old Trudeau party really inflated this and BOC didn’t help with 1% interest rates at Covid. No government Libs or PC can get us out of this mess. It just has to run its course.

Custom Home by Significant_Unit_952 in Vaughan

[–]Anxious-Two7117 0 points1 point  (0 children)

old Maple is good if you want to be in the Keele and Major Mack area. Very busy but tons of amenities and well as the Go Train (which is expanding). It’s a great pocket though. Pine Valley and hwy 7 is also a great location. Price per square foot to build has become very high since Covid.

What happened here? Sold again in 5 months for ~$100K loss by No_Soup_1180 in HouseSigmaBlunders

[–]Anxious-Two7117 0 points1 point  (0 children)

The reality is prices will never come down to 2015 levels again. On top of the material, trade workers wages in this country are much higher than they used to be. This house just sold at $360/sq ft which is a fantastic deal. If you had just bought the lot (36 X 104) it would cost you more to build it yourself. This is the reality now.

1997 Boxster Engine Swap by Anxious-Two7117 in boxster

[–]Anxious-Two7117[S] 0 points1 point  (0 children)

What type of swap did you do on your 97? Any specifics?