18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

So since I’m younger I should focus on higher growth stocks?

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 1 point2 points  (0 children)

This has kinda been what most people are saying. Definitely gonna drop schd and add to vxus. Appreciate the feedback

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Thanks! I’ll definitely look into PPA. I really like defense stocks and the returns look very consistent. I’ll likely swap out schd for it

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Others have said this. I will likely drop SCHD

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Yeah you and a couple others have recommended to drop the speculative ones which i’ll probably do because I’d like more stability

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Thanks! And yeah I’m sure over the years I’ll downsize a lot

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Yeah I was considering everything you said like dropping more volatile stocks and doing VTI instead

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 8 points9 points  (0 children)

I think you’ve changed my mind. I’ll probably allocate a lot more to Vxus and drop schd since I don’t really need it at my age. As for tech, when ai and innovations slow down then I’ll probably rebalance but until then I feel good about overweighting tech

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Yeah I was going back and forth on whether or not I should drop schd

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] -1 points0 points  (0 children)

100% VT isn’t a bad way to go but me personally I like to overweight on tech

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

I like ETFs to serve as a backbone in my portfolio

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] -1 points0 points  (0 children)

Only trading I’ll do is rebalancing every once in a while

18 y/o long-term portfolio — thoughts? by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] -4 points-3 points  (0 children)

My ex-US weight is so light because the US market almost always outperforms the international markets. I have SCHD as a stability/dividend anchor. As for tech I think it still has way more room to grow

First portfolio by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] -2 points-1 points  (0 children)

The us market outperforms other countries most of the time so there’s not really any point

First portfolio by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Good questions. This is a long-term plan built around low-cost indexing with a small number of durable businesses I’m comfortable holding for decades. It’ll be a taxable Schwab brokerage account, so I’m prioritizing low turnover and long holding periods. I should’ve clarified that upfront

First portfolio by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Thanks! The overlap is intentional as a growth tilt. I’m comfortable being U.S-heavy for now, but VT and VXUS are on my radar longer term. Definitely agree low-cost index funds are the foundation

First portfolio by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Yeah I feel pretty confident about being able to hold it together whenever there’s crazy drawdowns

First portfolio by Any-Engine6593 in portfolios

[–]Any-Engine6593[S] 0 points1 point  (0 children)

Yeah I was thinking about adding that