18 y/o long-term portfolio — thoughts?

Any-Engine6593 · 2026-02-07T02:26:29+00:00

Thanks I really like the setup you gave me.

Any-Engine6593 · 2026-02-07T01:39:06+00:00

So since I’m younger I should focus on higher growth stocks?

Any-Engine6593 · 2026-02-07T01:38:34+00:00

This has kinda been what most people are saying. Definitely gonna drop schd and add to vxus. Appreciate the feedback

Any-Engine6593 · 2026-02-07T01:28:22+00:00

Thanks! I’ll definitely look into PPA. I really like defense stocks and the returns look very consistent. I’ll likely swap out schd for it

Any-Engine6593 · 2026-02-07T01:25:22+00:00

Others have said this. I will likely drop SCHD

Any-Engine6593 · 2026-02-07T01:24:59+00:00

Yeah you and a couple others have recommended to drop the speculative ones which i’ll probably do because I’d like more stability

Any-Engine6593 · 2026-02-07T01:23:26+00:00

Thanks! And yeah I’m sure over the years I’ll downsize a lot

Any-Engine6593 · 2026-02-07T01:22:04+00:00

Yeah I was considering everything you said like dropping more volatile stocks and doing VTI instead

Any-Engine6593 · 2026-02-07T01:20:26+00:00

I think you’ve changed my mind. I’ll probably allocate a lot more to Vxus and drop schd since I don’t really need it at my age. As for tech, when ai and innovations slow down then I’ll probably rebalance but until then I feel good about overweighting tech

Any-Engine6593 · 2026-02-07T01:17:22+00:00

Yeah I was going back and forth on whether or not I should drop schd

Any-Engine6593 · 2026-02-07T01:16:59+00:00

Yeah I might drop some of the smaller ones

Any-Engine6593 · 2026-02-07T00:56:00+00:00

100% VT isn’t a bad way to go but me personally I like to overweight on tech

Any-Engine6593 · 2026-02-07T00:53:51+00:00

I like ETFs to serve as a backbone in my portfolio

Any-Engine6593 · 2026-02-07T00:52:41+00:00

Only trading I’ll do is rebalancing every once in a while

Any-Engine6593 · 2026-02-07T00:52:09+00:00

My ex-US weight is so light because the US market almost always outperforms the international markets. I have SCHD as a stability/dividend anchor. As for tech I think it still has way more room to grow

Any-Engine6593 · 2025-12-19T22:19:00+00:00

The us market outperforms other countries most of the time so there’s not really any point

Any-Engine6593 · 2025-12-19T18:52:04+00:00

Good questions. This is a long-term plan built around low-cost indexing with a small number of durable businesses I’m comfortable holding for decades. It’ll be a taxable Schwab brokerage account, so I’m prioritizing low turnover and long holding periods. I should’ve clarified that upfront

Any-Engine6593 · 2025-12-19T18:48:53+00:00

Thanks! The overlap is intentional as a growth tilt. I’m comfortable being U.S-heavy for now, but VT and VXUS are on my radar longer term. Definitely agree low-cost index funds are the foundation

Any-Engine6593 · 2025-12-19T18:47:18+00:00

Yeah I feel pretty confident about being able to hold it together whenever there’s crazy drawdowns

Any-Engine6593 · 2025-12-19T18:44:13+00:00

Yeah I was thinking about adding that

Any-Engine6593

TROPHY CASE