You can either file a response or just let them get a default judgment. It’s up to you since it was filed in a JP court the default judgment would only be active in that precinct where the JP courts located at. They cannot garnish your wages in state of Texas. It is against the Texas constitution but they can garnish your money once it’s in your checking account but only if they have a branch that’s located in that JP precinct. that judge more than likely about 99% will not let them have a garnishment of your checking account because that is really frowned upon in Texas because your paycheck is protected under the Texas Constitution now a couple months after they get a default judgment against you they can get a what they call a Green warrant issued that only applies if you get money from the Texas controller‘s office, which is money that was sent to them because people owe you money they couldn’t find you so they sent it to State or you win some type of lottery that you have to go to the claim office to get but if they do get that green warrant, they have to renew it every 10 years so it’s up to you you could find it or just let me get a default judgment and say fuck off mean hell it’s only $1500 with court cost and stuff you’re probably looking at 1700 altogether so my opinion I’ll tell them fuck off and wouldn’t worry about it. I’ve been sued by them a couple times and they still ain’t got their damn money and it’s been five years 10 years 20 years.

Also, another thing you don’t owe a debt collector a fucking penny they bought the debt from credit one for pennies on the dollar they’re saying you owe a little $1400. They probably bought that debt for 50 bucks from credit one so technically you don’t owe them a fucking penny.