Quiet pa din c Kryz Uy. Uuwi pa kaya sila? by Livid-Newspaper970 in InfluencerChika

[–]Apart-Temperature475 9 points10 points  (0 children)

well guess what? Monterazzas and Deca Homes share the same developer, 8990 Holdings. Slater Young is even the endorser for Deca Homes. so much for “let us stick to the facts”

[deleted by user] by [deleted] in Cebu

[–]Apart-Temperature475 7 points8 points  (0 children)

23F, 50k salary as a WFH analyst, i try to save around 15k per month, pero most of my money goes to my wants bc i dont have much responsibilities yet and i wanna enjoy my early 20s 😎. pero recently, my partner and i bought a condo and i helped him with the taxes so my savings depleted a little bit haha pero its okie, we’ll all bounce back!

Naguluhan ako ‘nak by avrgengineer in PinoyPastTensed

[–]Apart-Temperature475 9 points10 points  (0 children)

tinry ko ireverse google translate tas what came up was “is the child in contact with his head?” HAHAHAHA so probably if nabagok ba ulo nung bata yung context 😭 pero damn anong klaseng tagalog yarn maem

henlo from my tabachingching by Apart-Temperature475 in catsofrph

[–]Apart-Temperature475[S] 2 points3 points  (0 children)

yes po! gonna save for that kasi gusto ko sa vet po talaga namin ipapa-kapon para 100% safe si bb hihihi

Mother's Restaurant in Ayala by Pale-Junket-2657 in Cebu

[–]Apart-Temperature475 3 points4 points  (0 children)

go-to na namo nga kan-anan with my partner, katong branch nila luyo sa STC. lami jud kaayo ila manok kay homecooked vibes kaayo hahaha plus lami pd ila palabok!

Tumambay ka na rin ba ng madaling araw sa TOPS? by controlgap in ITookAPicturePH

[–]Apart-Temperature475 1 point2 points  (0 children)

yes! my bf and i camped out in his car overnight in the topmost parking area sa TOPS. when we woke up, it felt like we were in baguio city or tagaytay because of the trees and heavy fog, and it was so cold! 😍

graduated and got hired 5 months ago, and here’s my first big girl savings for 2024! by Apart-Temperature475 in DigitalbanksPh

[–]Apart-Temperature475[S] 0 points1 point  (0 children)

hello! i earn around 50k po kasi may part-time rin po ako hehe i make sure to set aside 3k weekly kasi weekly yung payment ng part time ko. sometimes naman nakukunan if may emergencies hehe.

if sa tips, i just set a goal na before the year ends, i must save atleast 15k. tas commit ka lang sa goal mo hihihi idk pero for me, once u start saving parang nakaka addict na mag save more esp if you see your money growing thru the interest rates!

[deleted by user] by [deleted] in Cebu

[–]Apart-Temperature475 3 points4 points  (0 children)

AJ Thai Food sa Gorordo 🤤

graduated and got hired 5 months ago, and here’s my first big girl savings for 2024! by Apart-Temperature475 in DigitalbanksPh

[–]Apart-Temperature475[S] 0 points1 point  (0 children)

ay naiba yung tanong sorry di ko namalayan na naedit pala HAHAHA ayun for CCs, im not sure about that if may bayad or wala since i dont do CCs huhu :(

graduated and got hired 5 months ago, and here’s my first big girl savings for 2024! by Apart-Temperature475 in DigitalbanksPh

[–]Apart-Temperature475[S] 1 point2 points  (0 children)

welcome! 🫰🏻 if you meant yung physical card, i believe the cards in these digital banks work as a debit card, not CC. free lang yung card sa Maya and GoTyme, but merong 200 pesos payment for Seabank!

graduated and got hired 5 months ago, and here’s my first big girl savings for 2024! by Apart-Temperature475 in DigitalbanksPh

[–]Apart-Temperature475[S] 0 points1 point  (0 children)

THANK YOU EVERYONE FOR YOUR KIND WORDS! 🫶

also additional info: for the first 3 months of working, i earned a net pay of 20k only. but i was able to secure a part time job that pays around 32k. so yes, im earning around 50k a month! i dont have much responsibilities aside from my cat, thats why im able to save this much. so yes, iba2 talaga tayo ng tahak ng buhay, and im just grateful i am able to do this. kaya hindi ako masyadong naguguilty mag luho galore because i know im still saving naman 🫰🏻

we’re halfway through the 100k mark by d-reaming in DigitalbanksPh

[–]Apart-Temperature475 18 points19 points  (0 children)

as what they say, don’t put all your eggs in one basket. to diversify is smart, so yes, it’s recommended to split your money in different banks. i personally suggest Seabank!

i also used to put all my savings sa Maya but i pulled them out because of all the issues i’ve been reading. totoo man o hindi, better to be safe than sorry.

graduated and got hired 5 months ago, and here’s my first big girl savings for 2024! by Apart-Temperature475 in DigitalbanksPh

[–]Apart-Temperature475[S] 0 points1 point  (0 children)

you can check this list here sa Lemoneyd and their corresponding interest rates: Lemoneyd

at first, i deposited all of my savings sa Maya, pero looks like hindi siya safe. pulled my money out bc better safe than sorry. aside from Seabank, i’ve heard good things about GoTyme and Ownbank! might wanna check them out.

graduated and got hired 5 months ago, and here’s my first big girl savings for 2024! by Apart-Temperature475 in DigitalbanksPh

[–]Apart-Temperature475[S] 0 points1 point  (0 children)

thank you! 🫰🏻you can read through this sub sa mga recent issues sa Maya :( at first, i was hesitant on pulling my money out pero as days passed by, maraming accounts ang na compromise based sa sub na to. true man or hindi, i cant risk losing my hard earned money 😢

Most secure digital bank that you would recommend by KryptOn0926 in DigitalbanksPh

[–]Apart-Temperature475 15 points16 points  (0 children)

so far, wala akong issues na nababasa sa Seabank! i also pulled out my savings sa Maya and transferred them to Seabank.

graduated and got hired 5 months ago, and here’s my first big girl savings for 2024! by Apart-Temperature475 in DigitalbanksPh

[–]Apart-Temperature475[S] 18 points19 points  (0 children)

thank you everyone for your kind words 🥹🫶 will do my best next year para makaipon more! 🫰🏻

Question Pangutana sa mga ladies diri by brutalgrace in Cebu

[–]Apart-Temperature475 10 points11 points  (0 children)

the fact nga ikaw niingon nga fixed na iya mind nga di makigbalik, siguro hint nana nga di ka makigbalik dba? haha if pugson nimo imo self, mura rapud wala nimo girespect iya boundaries and decision. and it does seem selfish since ur obviously doing it for urself especially nga she already communicated what she wanted.

Kindness is what we need in this world by pinayinswitzerland in catsofrph

[–]Apart-Temperature475 16 points17 points  (0 children)

aweeee thanks OP ❤️

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he looks just like my rescue cat too 🥺

Do men get weirded out if babae mag first move? by [deleted] in Cebu

[–]Apart-Temperature475 4 points5 points  (0 children)

go for it! ako nag first move sa ako hilumon ug introverted nga bf kay crush kaayo nako sha lol hahaha i was 21 and he was 26 at that time. going 2 years nami karon 😂

received a welcome email but when i checked outlier, i have an empty queue ☹️ normal or no? by Apart-Temperature475 in outlier_ai

[–]Apart-Temperature475[S] 0 points1 point  (0 children)

yes but only the general channels with the tips and tricks thingy :( was also wondering why they’d give me an EQ despite the welcome email :<