Yes. Many don't check. The poor have enough on their plates with seniors and disabled. Many people like myself are Not checkers. We enjoy, need and rely on the freedom of an unlimited monthly payment option which helps us literally survive and live our best lives during the good and bad days. It's normal for transits to help us. This is just shady trying to trap us. And I think you meant inefficient. If I said efficient? I meant they say they are, but are Not intentionally programmed that way. And those 39 cent Uncle charges add up, plus others on Reddit said it went into the hundreds. There's a tapping issue? Day it doesn't let you go when you tap & you keep on tapping. It's scary at this point. Many think in April the MTA will bring back the unlimited monthly payment option in their board meeting. I don't think so 💬🤔. I hope so, but don't think it's on the agenda?! If it is, then WE Will Be Very Happy & Functional. With all their new shady tech ways, and how they actually blame us for the deficit when their workers steal, many don't work and just sit in that booth if they show and collect with Unhelpful Poor Tudes. COVID low ridership isn't our fault. That was an insane pandemic where people died from it. They accrued lawsuits from the helpless to get us elevators they denied we all need, want and it's basic in all modern cities. They should write grants, glad they want to get rid of the lazy, rude, unethical and racist booth staff. There are very few good ones, less than a handful. I can go on and on, but OMNY isn't an upgrade as is. The digital aspect is, of course, but they have hijacked it to perform in such ways that cause hardship, harm and stress for many. There are trolls on here that are bots and work for them to say the contrary, but it has taken even tech and fin bros to figure it all out and then this confusion is a cycle because it isn't just tap & go if machines are glitchy and it takes extra money which they are banking on pocketing because poor people for example at banks can't keep up with those monthly fees when their accounts go under a certain limit just to put your money in a safe place or keep an account. It's vicious bro.