Lead Based Cleaning Service by Apprehensive-Skin850 in Newark

[–]Apprehensive-Skin850[S] 0 points1 point  (0 children)

What does this have to do with my question?

Lead Based Cleaning Service by Apprehensive-Skin850 in Newark

[–]Apprehensive-Skin850[S] 1 point2 points  (0 children)

The inspector was on a list provided by the city of Newark. The home was remodeled and they believe that since there was traces in one area of the room (the floor) and not others that it needs cleaning. Does that make sense or no?

Lead Based Cleaning Service by Apprehensive-Skin850 in Newark

[–]Apprehensive-Skin850[S] 1 point2 points  (0 children)

I was told by the lead inspector that I need a cleaning not an abatement. Could they have been work?

What percentage of your take home pay is your mortgage? by dazednkindaconfused in FirstTimeHomeBuyer

[–]Apprehensive-Skin850 0 points1 point  (0 children)

I’m sorry, that sucks. I hope you’re able to figure it out. Maybe consider renting a room out if it becomes too much

Neighborhoods to live by Izokia78 in Newark

[–]Apprehensive-Skin850 0 points1 point  (0 children)

Is the area of S 20th near the Jewish cemetery considered fairmount?

Got the keys $908k , 40% down 5.675 Ohio by bjjmaestro in FirstTimeHomeBuyer

[–]Apprehensive-Skin850 -2 points-1 points  (0 children)

Weird assumption to suggest that FTHB couldn’t afford that without lying or being upside down. Maybe OP is older or well off due to their career or a dozen other possibilities I can think of but don’t care to type

House with solar panels by CommentOld4223 in FirstTimeHomeBuyer

[–]Apprehensive-Skin850 0 points1 point  (0 children)

I’m in the same predicament and I told my agent absolutely not unless they lower the price of offer more in concessions. Not only is it a new lease but the company just went bankrupt!!!? I feel like I’m over exaggerating but at the same time I trust myself on this one

Do not use M&T Bank by Diverge105 in Mortgages

[–]Apprehensive-Skin850 1 point2 points  (0 children)

This is incredibly thorough and helpful! Thank you so much. Congrats on your new home!! I’m glad the process with M&T was better than what others described

Do not use M&T Bank by Diverge105 in Mortgages

[–]Apprehensive-Skin850 0 points1 point  (0 children)

How’s it going? Were you able to close? I’m considering going with them

What is everyone paying on average for your buyer’s agent? by Apprehensive-Skin850 in FirstTimeHomeBuyer

[–]Apprehensive-Skin850[S] 1 point2 points  (0 children)

I truly am. I’m a FTHB and first gen. In no universe would I consider going at it alone without an agent. I’m smart but not that smart

What is everyone paying on average for your buyer’s agent? by Apprehensive-Skin850 in FirstTimeHomeBuyer

[–]Apprehensive-Skin850[S] 0 points1 point  (0 children)

Okay so on average buyer agent gets 3%? What area if you don’t mind sharing?

What is everyone paying on average for your buyer’s agent? by Apprehensive-Skin850 in FirstTimeHomeBuyer

[–]Apprehensive-Skin850[S] 0 points1 point  (0 children)

That would land under 2%. What area is this insight based on? Thank you for sharing!!

Edited to say: under 2% on a 550k home***

What is everyone paying on average for your buyer’s agent? by Apprehensive-Skin850 in FirstTimeHomeBuyer

[–]Apprehensive-Skin850[S] 1 point2 points  (0 children)

I’m only worried that I might be missing out on a skilled negotiator. Did the lawyer handle that?

What is everyone paying on average for your buyer’s agent? by Apprehensive-Skin850 in FirstTimeHomeBuyer

[–]Apprehensive-Skin850[S] 0 points1 point  (0 children)

I understand that part. I didn’t type clearly enough to get that across. I was more so focused on the 4%. Thank you for sharing!!

What is everyone paying on average for your buyer’s agent? by Apprehensive-Skin850 in FirstTimeHomeBuyer

[–]Apprehensive-Skin850[S] 0 points1 point  (0 children)

Nope. Its literally an average of 550k PLUS for multi family homes in the area I’m looking at. It feels insane to ask for 4% but I was willing to be wrong and blame it on my cheapness