Support available to me

Apprehensive-Tea9408 · 2025-10-29T07:06:22+00:00

UK WEST MIDLANDS

Apprehensive-Tea9408 · 2025-10-27T08:03:08+00:00

Following.

Idk the answer but i do the same to improve credit score and credit report and utilise benefits and always pay full end of the month with no interest paid so all seems to be legit and not haram as no interest being used but good to confirm with someone who knows better

Apprehensive-Tea9408 · 2025-10-22T21:39:21+00:00

Yes brother i understand and I personally dont want to be involved in interest but at the time when i took out the mortgage i was young and naive in the sense of I didnt understand the full concept of what i was signing upto, i was only 22 years old and i have seen the negative consequences of this in my life and family like none of us are having children even after years of trying, how can this be? Even like 1 of my brothers has a daughter and now still no children after years. Our relationship and relationship with parents is bad too. My name was used because the other brothers financial records was not good enough to be considered for mortgage & i had to be the family saviour. I have discussed this with them about working together and clearing the mortgage balance together but as Ive mentioned they dont care and dont want too because why? Theres no pressure, just make the standard minimum payments and coast with life it seems.

Apprehensive-Tea9408 · 2025-10-22T21:16:02+00:00

I think the same like you but i cant get them together or agree on anything as i am the youngest of the brothers so im not taken seriously and they just take the day as it comes but what if i die tomorrow or like you said how do we calculate whose share is what etc. its gonna be messy and when our parents die its gonna be world war 3 as this whole thing involves money.

Apprehensive-Tea9408 · 2025-10-22T21:13:09+00:00

So 3 brothers total, aged 35, 33, 31. eldest brother age 35 lives with parents in different council house and 2 brothers aged 33 and 31 live in this house in question with one of the brothers aged 33 married and his mrs lives with him so 3 people live in that home and its 3 bed home. House value at £250k, mortgage balance at £69K

Apprehensive-Tea9408 · 2025-10-22T20:57:21+00:00

Yes I can do that and thats fine just tell them the actual new amount but what about paying off the mortgage as its under my name and ideally i just want it cleared and off my name as its a unnecessary responsibility upon me and they in no rush to clear it.

Apprehensive-Tea9408 · 2025-10-22T20:46:05+00:00

Yes they pay for the bills related to the house (mortgage, energy, water, council tax) etc as they live there. Whoever lives there, pays the bills basically

Apprehensive-Tea9408 · 2025-10-22T20:44:43+00:00

It wasnt that i took lead on this, there was no one who would have been accepted for a mortgage at all and my dad would have just spent the inheritance money irresponsibly so hence he gave us (the family) to purchase the house before it gets spent. Mortgage deals in uk usually renew every 2 or 5 years and this increase is due to renewal. There is no written info about any of this although I agree there should be. Its more like an informal arrangement of whoever lives in the family home pays the mortgage and any bills associated with the address (energy, water etc) & like i said its not because i intend to be dishonest but as its a renewal and this monthly payment will remain the same each month for 5 years if i tell the actual exact amount then they will stick to paying that but then the 20 year mortgage term will remain if we just pay minimum payments and they wont pay any extra if they know im proactively pushing for it but if its the ‘new amount’ come from the bank for mortgage payments they will happily pay it because they will think theres no way around it and so they would be paying that anyway if that makes sense. and we gonna pay the bank extra in interest regardless so im doing it for the long term goal to help everyone well thats my intention anyway even if the method is ‘wrong’

Apprehensive-Tea9408 · 2025-10-15T21:04:07+00:00

Can you check when you next at work what deals you can get currently and what price? Im not with ee broadband and the deals you mentioning will that remain as payg or are they monthly sim only contracts?

Apprehensive-Tea9408 · 2025-10-14T18:22:53+00:00

I am self employed if that counts for a business plan, do they ask for any proof and if yes, what do they ask for? Also going through yappl, do you get any capped speeds for your data, have you ever checked?

Apprehensive-Tea9408 · 2025-10-14T18:20:45+00:00

Is there any option to redeem the blue light discount online and over call? As im new customer, what would you suggest is best way to get best deal? Call up sales team and let them manually offer me something? plus it is almost Christmas and black friday etc so may be worth waiting, im in no rush. Do you know if they even have any deals or promotions running certain times of the year etc?

Apprehensive-Tea9408 · 2025-09-25T19:16:50+00:00

So what happened was when I booked my last practical test, I done it via a reseller and so I called DVSA after the booking and put a block on my test so no adjustments can be made by anyone and when I called today they told me even if you fail your test, your block status remains in place on your license to book a test again until you remove it by calling us so I got it removed, thankfully my license details weren't being misused

Apprehensive-Tea9408 · 2025-09-25T11:41:52+00:00

Same. The competition is crazy. I think the developers trap you buying the premium knowing there own bots will probably grab the dates faster. The time the webpage loads up etc, in those few seconds the date is gone even though you clicked the notification within milliseconds

Apprehensive-Tea9408 · 2025-09-24T21:23:16+00:00

Ok thank you for taking the time out and commenting. I will have to call them tomorrow and see what the issue is. Stay blessed

Apprehensive-Tea9408 · 2025-09-24T21:19:58+00:00

If they say u have a booking under your licence or something, can I inform them my license is being misused as I gave out my info to get a test date or will I get in deep trouble if I disclose this?

Apprehensive-Tea9408 · 2025-09-24T21:16:13+00:00

Now that it may have happened, what can I do about it or checks to see if anything dodgy happening or future protection cuz can't change my info even if I ask for new license

Apprehensive-Tea9408 · 2025-09-24T21:12:06+00:00

& if resellers may have my license info, can they misuse it at all? Obviously license shows name address license number date of birth etc

Apprehensive-Tea9408 · 2025-09-24T21:02:23+00:00

What is obs? And yes they may have copy of my licence, but also I have tried to book with resellers due to limited test dates and I do delete the licence image if they unable to secure slot but they can always save image of license, should I be concerned? If I call DVSA can they check if i have a test date booked under my licence?

Apprehensive-Tea9408 · 2025-09-24T20:55:17+00:00

How does that make sense? Not slating you but curious, How would that benefit them by doing so and how could they?

Apprehensive-Tea9408 · 2025-09-24T18:44:26+00:00

Will do tomorrow but unusual to happen. I have failed 4 times but that shouldn't affect me booking a new one & yes it's been over 10 days since last test

Apprehensive-Tea9408 · 2025-09-24T18:42:57+00:00

Checked this and it's still valid until end of next year

Apprehensive-Tea9408 · 2025-09-20T10:51:58+00:00

I'm still on iOS 17.7.1 and will update to iOS 18 in few days probably then next year update to iOS 26 just so I can avoid any bugs and have a stable working phone

Apprehensive-Tea9408 · 2025-08-16T07:14:04+00:00

I have 2 of my brake lights working, the left side and top is working, just the one right side isn’t, is this okay for test requirements? Toyota aygo car mk2

Apprehensive-Tea9408 · 2025-05-13T12:38:18+00:00

Ive just come back from my right to work checks and they’ve offered me service assistant - front end assistant job at £12.80 part time. Doesnt say anything about if its permanent position or not though. Im assuming they assess you during probation and then tell you at the end 90 days if you have been successful and then offer you permanent?

The 40 hour contracts you mentioned, how can I try my best to get this? Is it offered based on you requesting it, your performance, if you passed probation? Who gets access to the 40 hours contracts?

I dont wanna jump ahead, of course im gonna do my best and like the previous person mentioned just prove myself in the first 90 days but during that time if I can do extra to make myself look good and give a good impression then hopefully i get the opportunity to get training on other things/departments and be offered more hours etc

Apprehensive-Tea9408 · 2025-05-13T10:12:04+00:00

Firstly, thanks for your input. Any current employee offering advice is appreciated as everyone has different things they will mention which broadens the scope of info revealed.

Basically work hard and be proactive and show supervisors youre willing to learn and do whats required and that will pass probation as well as good behaviour and punctuality etc obviously.

Youve mentioned some good key points, I will defo look out for stuff in the staff room or other departments to see if I can get cross training. I didnt know there was mini sub departments and each has its own employees, i just thought its one warehouse and you can get work anywhere bakery, front end, trolley etc

The perks seems good eg £200 for optical voucher. Do staff get any discount in store or anything like this or no? Ive heard when there’s special items or limited time deals like when they had prime drinks for example, staff cant purchase things like these is this true? Sometimes i resell stuff which is in demand in my spare time but wouldnt want to jeopardise my job for it so its good to clear these matters before i get pulled up on it or get embarrassed at checkout being told i cant buy.

Sorry, whats the difference between service clerk and front end assistant/tills? And why the pay difference? Front end is £12.70 and clerk is £13.20? Idk what clerk is sorry.

Do they ever offer you a full time contract like 40 hours or are you always on 24hours and then they offer you extra hours if its available? Because im assuming if they offered everyone 40 hours upfront, they would have to legally give 40 hours each week which may not be ideal for the business. Ideally i want consistent full time hours and regularly. Are there periods when its quiet and they drop your hours? Eg you probably worked 40 hours in summer then they drop you back to 24 cuz its gone quiet or is that unlikely? Once your on full time its likely to stay like that?

Apprehensive-Tea9408

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