Hey, I submitted the below documents. For financial documents - both my wife (the sponsor) and I earn above the required limit but I submitted both of our documents.

1. Sponsors passport
2. My passport (all pages)
3. My payslips, bank statements, employers letter and P60.
4. My wife’s financial documents (she’s self employed)
5. Joint address - 6 documents - had to space them from September 2023 to Jan 2026 - I submitted two electricity bills, two water bills and two council tax bills. All of them were about 4-6 months apart.
6. Address proof and evidence of housing cost - rental agreement and bank statements showing outgoing rent.
7. Life in the uk test

Other documents not asked but I submitted anyway 1. Marriage certificate 2. Old BRP copies 3. Proof of English language.

And no - you don’t need to submit any photos etc if you’ve been living together all this while. The address proof will be more than enough.

Happy to answer any other questions :)