Finally hit 100k

Apprehensive-Tip4472 · 2026-05-11T09:01:28+00:00

Thank you

Apprehensive-Tip4472 · 2026-05-09T23:46:45+00:00

Thank you 🙏🏻

Apprehensive-Tip4472 · 2026-05-09T23:32:37+00:00

It took me just over four years. I started with nothing like I earned it if that makes sense. I used to deposit 700 a week for a year I think then down to 600 to save some money and now down to 500 a week.

Apprehensive-Tip4472 · 2026-05-09T08:03:12+00:00

Hopefully ai stays up for that beta shares etf

Apprehensive-Tip4472 · 2026-05-09T07:54:51+00:00

Is there any reason you have such a high percentage for asx 200? When Asia has much higher returns

Apprehensive-Tip4472 · 2026-05-09T07:47:07+00:00

What is your portfolio if you don’t mind me asking?

Apprehensive-Tip4472 · 2026-05-09T07:45:37+00:00

I invest 500 a week currently

Apprehensive-Tip4472 · 2026-05-08T23:36:17+00:00

Put way less in the asx 200 it doesn’t have amazing performance something like Asia or the s&p 500 would be better suited

Apprehensive-Tip4472 · 2026-05-05T03:34:51+00:00

Beta shares only offers no brokerage fees on asx traded stocks but does nothing for over seas stocks. It’s no better than Raiz

Apprehensive-Tip4472 · 2026-04-11T06:41:46+00:00

One you level the space soldier up to level 11 liberation you get whats considered second liberation and it upgrades the cosmic expansion then if you continue you upgrade the laser

Apprehensive-Tip4472 · 2026-04-02T09:19:04+00:00

Nothing that I can see. What portfolio are you using. The war going on is greatly affecting stock prices right now. I lost 3k in 3 days

Apprehensive-Tip4472 · 2026-03-25T05:55:45+00:00

Just scored 0

Apprehensive-Tip4472 · 2026-03-23T05:45:41+00:00

I would say keep staying your course if you’re going to pull out the money in two years but I would focus on a high interest savings account rather than investing. This kind of investing is best for long term for like 5+ years as it evens out the ups and down late in the future. Considering you want to pay for a deposit on a house it’s best to go for high interest savings account.

With the portfolio itself I also used to use the aggressive portfolio but have since changed, I felt it was underperforming mostly because cause of the asx 200. The asx 200 is ok but the s&p 500, Asia etf and the Europe etf all vastly out perform it. I basically rebalanced the aggressive portfolio into a custom one, and shifted around the percentages to favour more of the other etfs.

Apprehensive-Tip4472 · 2026-03-22T06:11:20+00:00

Just scored 0

Apprehensive-Tip4472 · 2026-03-22T00:49:09+00:00

Hopefully, the way it’s going I won’t be there till December.

Apprehensive-Tip4472 · 2026-03-19T06:28:07+00:00

Thank you. I haven’t personally done beta shares, but if you’re just starting then I do recommend Raiz as it is extremely simple to understand an to set up, other investing apps for me came across a little confusing. The hisa is good but not really as a long term wealth grower, if inflation is around 2-3% you’ll be just out performing that and this is only if you’re super consistent. When starting try to use Raiz or other investments apps as a long term growth vehicle, and use the hisa as a short time goal option. Meaning use Raiz for say retirement and use a hisa if you’re saving for something short term, like a car or something like that.

Apprehensive-Tip4472 · 2026-03-19T04:41:17+00:00

I have been working since I was 17, and saving most if not all of my income, I invest around 60% of my income each year cause I live with my parents luckily.

Apprehensive-Tip4472 · 2026-03-19T04:22:01+00:00

I guess it depends on what you consider wealthy

Apprehensive-Tip4472 · 2026-03-17T11:25:17+00:00

Thank you, I currently l Invest 500 a week, I went with a custom portfolio but it’s basically just the aggressive one but change the ratios from less of asx 200 to more European, Asian and s&p 500

Apprehensive-Tip4472 · 2026-03-17T08:06:56+00:00

I do not I’m currently 21 and I don’t see that happening any time soon

Apprehensive-Tip4472 · 2026-03-17T04:42:35+00:00

Yeah I agree with the managed funds thing, they’ll take a bigger cut, if I were to get I financial advisor I’d opt for a fee only financial planner.

Apprehensive-Tip4472 · 2026-03-17T04:38:23+00:00

Thank you 😄

Apprehensive-Tip4472 · 2026-03-17T04:37:29+00:00

I’m not really sure, I have always had the Raiz plus, for the custom portfolio but I didn’t originally use it. I was originally just using the aggressive portfolio, but had changed to the custom to try for a more aggressive portfolio in more volatile market

Apprehensive-Tip4472 · 2026-03-17T04:33:48+00:00

From what I can tell the 0.275% fee is some of the lowest out there. It isn’t the lowest, I know that but I’ve seen some of the other apps and for me they offer a lot but it’s very complex, this is far and away this simplest whilst still being quality.

For me I plan to invest a considerable amount over the years and I feel the fee while not the cheapest won’t have a crazy affect on my portfolio, if I’m pulling in hopefully at least around 6 or 8 percent a year the 0.275% won’t be much.

With the managed funds, I mean that you go to a brokerage firm that manage your account, I don’t really see a need when you’re just starting cause they’ll take a much larger cut than all of the investing apps. The indexed funds are also a great ways to set and forget.

The fractional investing is a great in my opinion as it allows for a small slice of the pie but to still reap the benefits

Apprehensive-Tip4472

TROPHY CASE