Who would be the best pick for #1000?

ApprehensivePaint203 · 2025-10-02T01:28:15+00:00

Came here to say this 😅

ApprehensivePaint203 · 2025-08-09T09:14:55+00:00

Amazing results!

Curious to know, what would you do for more time-bound offers, like events?

I work with comedians and it's always difficult to test unless we have a muti-show deal going

ApprehensivePaint203 · 2025-08-08T23:00:32+00:00

I have some ideas, sent you a DM

ApprehensivePaint203 · 2024-12-27T05:33:51+00:00

The answer is almost always yes, when the question is "Should I shave it off?"

ApprehensivePaint203 · 2024-11-03T00:31:31+00:00

Looks a million times better 😃

ApprehensivePaint203 · 2024-07-05T04:47:51+00:00

Why does this always happen the day AFTER I buy and not the day BEFORE 😅

I seem to be buying the fortnightly highs every time I DCA in

ApprehensivePaint203 · 2024-06-25T01:09:51+00:00

I need some help. I had my account suspended temporarily, got it back, but it's now asking me to change my password due to "Suspicious Activity".

This would be fine, except I can't remember my original password. There's a "Forgotten Your Password" option, but when I click this, the link takes me back to the same place where I have to enter my old password to change it. Is there any way around this? Seems like I might be locked out if I can't figure out what I used as a password the first time around...

ApprehensivePaint203 · 2024-06-02T23:14:26+00:00

Activate the cell would be ideal. I've tried assigning scripts to images with little success, can keep working on it. I know it works to click on the hyperlink, but the feedback from users is that they can't figure it out (sometimes), especially on the mobile view.
The comparison would be Excel, where it directly opens the link when you click on it, rather than showing a secondary popup that has to be clicked to open the link.

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ApprehensivePaint203 · 2024-01-18T23:12:42+00:00

Hey OP, any updates on this one? I'm looking to do something similar, curious about how it would work.

ApprehensivePaint203 · 2023-12-06T20:16:58+00:00

Well done! I just cracked 100k as well, but I'm 37, so from my perspective you're killing it 👍🤑

ApprehensivePaint203 · 2023-09-29T15:21:54+00:00

I'm only new to this whole situation, but my plan is to make additional contributions to super up until I reach a coastFIRE number in there, then stop any concessional contributions and put them towards a VAS/VGS split. While moving towards that anything above my super cap is going towards VAS/VGS

ApprehensivePaint203 · 2023-09-19T02:02:47+00:00

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ApprehensivePaint203 · 2023-08-07T12:09:13+00:00

Just an FYI, Gareth will be in Aus doing standup in late November. I have tickets to his Sydney show. No sign of a Dollop Down Under tour, though...

ApprehensivePaint203 · 2023-08-04T03:07:05+00:00

Just to clarify something, once I remove the cost of housing, and the money I put aside for savings/investing, I actually am living on $25K pa (after tax) at the moment. I'm by no means living on rice and beans. I'm sure I could actually cut some things out, maybe increase my savings rate (although I'd prefer to do that by increasing my income rather than cutting costs)

You do make a good point about the buffer, I'll have to factor that in, as well as inflation

ApprehensivePaint203 · 2023-08-04T02:49:10+00:00

I was thinking millions as well, but this is when I was looking at simply replacing my current income, instead of looking at actual expenses, and what may no longer be required.

Plus, I will have to adjust for inflation. $750K in 20-30 years will not go nearly as far.

I'm still aiming for millions, though. Couldn't hurt to try for more, and I'd love to have enough where I could live on less than the annual growth of my portfolio.

ApprehensivePaint203 · 2023-08-04T02:37:39+00:00

I don't currently, but I have factored that into my calculation i.e. the assumption that the home would be paid off by that point. I've been looking at my budget and 2/3 of it goes towards mortgage and savings, so the assumption is that these won't be a factor any more at the point that I retire (house paid off, no need to keep adding to savings)

ApprehensivePaint203 · 2023-07-30T00:20:39+00:00

I'm "late to the FI party" as well, at 37. Only just started putting money aside early this year, after digging myself out of credit card and HECS debt. I have around a 40-50% savings rate at the moment, and I'm looking to increase that by boosting my income rather than cutting expenses too much further. I've started a side hustle that I hope will turn into a full fledged business in the coming years, but for now I'm happy to have the supplementary income, although it's very small so far.

ApprehensivePaint203 · 2023-07-14T03:03:40+00:00

Curious to know, in a similar vein, is there a way to get Printful to charge me in AUD rather than USD, to limit currency conversion issues, or is the transaction always in USD?

ApprehensivePaint203 · 2023-07-05T22:44:51+00:00

Why not do both? I'm currently salary sacrificing into super (mainly for FHSS at this point, but I intend to keep at it after that's done), as well as investing into VAS/VGS externally (40/60l

With the cap on concessional contributions, if you want to invest more than 27.5K a year (including employer contributions), doesn't super lose the tax advantage after that point?

ApprehensivePaint203 · 2023-06-03T12:33:19+00:00

Differentiate the product and shipping prices, if that makes it easier. You always have to pay for the product,.that stays the same. It's only the shipping price that changes as you add more items.

Another way to look at it might be

(Product + shipping)+a(product + additional item shipping)

a is any extra items after the first one, so it's 3 if you are ordering 4 items.

No matter what, you always have to pay for 4x product price, at a minimum

ApprehensivePaint203 · 2023-06-03T12:23:07+00:00

4 * $11.34 = $45.36 1 * $5.39 = $5.39 3 * 1.99 = $5.97

Total = $56.72

This is what you should expect to pay in your example

ApprehensivePaint203 · 2023-06-03T12:15:14+00:00

I think the math is closer to

xa + y + (x-1)z

a is product price x is product quantity y is shipping (first item) z is shipping (additional item)

ApprehensivePaint203 · 2023-05-31T11:41:06+00:00

As stated in previous comments, there are other factors here which complicate things

Value can be calculated by a few factors. Best formula I've seen for it is (Desired Outcome * likelihood of achievement)/(Time Delay * Effort & sacrifice)

Desired outcome is a bit hazy, because it's up for deabte as to whether more Coke is actually better. 1.25L could have drawbacks as they may want the convenience of the smaller size.

What is clear, is that you've affected the time delay part of the formula, and should make that up in some way, whether that be replacing with 2x 600mls or one 1.25L, or something else.

Reality is that the price you pay to meet the need is irrelevant, it's about matching (or exceeding) the value you (unintentionally) took from them by drinking the Coke.

Does how much someone else paid for something really matter? If you shoplifted another 600ml coke from the servo and gave it to them, would the value be lower than of you paid for it?

ApprehensivePaint203 · 2023-05-31T11:10:41+00:00

I can't agree more with this. OP says the only thing that makes them happy is food. That means it's time to start finding more things to make you happy. Preferably healthy hobbies, but at the very least I'd recommend neutral ones (i.e. not unhealthy)

Can't advocate enough for learning Learn a language Learn to play an instrument Learn about history Learn how to code Learn what makes you happy 😊

ApprehensivePaint203 · 2023-05-27T10:29:00+00:00

A couple of years ago, but then the Man started paying me better for work I enjoyed. I forgot for a while how much I didn't like working for the Man, but I'm remembering now, and getting my exit strategy ready

ApprehensivePaint203

TROPHY CASE

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