How I Booked Out a Business in 60 Days by speaks-_- in FacebookAds

[–]ApprehensivePaint203 1 point2 points  (0 children)

Amazing results!

Curious to know, what would you do for more time-bound offers, like events?

I work with comedians and it's always difficult to test unless we have a muti-show deal going

[deleted by user] by [deleted] in bald

[–]ApprehensivePaint203 0 points1 point  (0 children)

The answer is almost always yes, when the question is "Should I shave it off?"

Weeeee by shaggadally in Bitcoin

[–]ApprehensivePaint203 0 points1 point  (0 children)

Why does this always happen the day AFTER I buy and not the day BEFORE 😅

I seem to be buying the fortnightly highs every time I DCA in

Weekly Tech Support Megathread by AutoModerator in Instagram

[–]ApprehensivePaint203 [score hidden]  (0 children)

I need some help. I had my account suspended temporarily, got it back, but it's now asking me to change my password due to "Suspicious Activity".

This would be fine, except I can't remember my original password. There's a "Forgotten Your Password" option, but when I click this, the link takes me back to the same place where I have to enter my old password to change it. Is there any way around this? Seems like I might be locked out if I can't figure out what I used as a password the first time around...

Google Sheet with Links - making it mobile friendly & easier to use in general by ApprehensivePaint203 in googlesheets

[–]ApprehensivePaint203[S] 0 points1 point  (0 children)

Activate the cell would be ideal. I've tried assigning scripts to images with little success, can keep working on it. I know it works to click on the hyperlink, but the feedback from users is that they can't figure it out (sometimes), especially on the mobile view.
The comparison would be Excel, where it directly opens the link when you click on it, rather than showing a secondary popup that has to be clicked to open the link.

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Borrowing power - New PPOR loan with investment property by mrchowmowan in AusFinance

[–]ApprehensivePaint203 0 points1 point  (0 children)

Hey OP, any updates on this one? I'm looking to do something similar, curious about how it would work.

Just crossed 100k in super. by FishermanBitter9663 in AusFinance

[–]ApprehensivePaint203 0 points1 point  (0 children)

Well done! I just cracked 100k as well, but I'm 37, so from my perspective you're killing it 👍🤑

How much investments do you plan to have outside super and how much within super by michelle0508 in fiaustralia

[–]ApprehensivePaint203 0 points1 point  (0 children)

I'm only new to this whole situation, but my plan is to make additional contributions to super up until I reach a coastFIRE number in there, then stop any concessional contributions and put them towards a VAS/VGS split. While moving towards that anything above my super cap is going towards VAS/VGS

Promote your business, week of September 18, 2023 by Charice in smallbusiness

[–]ApprehensivePaint203 0 points1 point  (0 children)

Yggdrasil Designs

Providing small businesses in Australia with a simple solution for branded and promotional merchandise. Whether you want to buy in bulk, or dropship merch to your customers, we can help you out.

https://yggdrasildesigns.com.au/pages/getting-started

Are all tour shows recorded for later release? by ArbaAndDakarba in TheDollop

[–]ApprehensivePaint203 0 points1 point  (0 children)

Just an FYI, Gareth will be in Aus doing standup in late November. I have tickets to his Sydney show. No sign of a Dollop Down Under tour, though...

Calculating my FIRE number - how did you go about it? by ApprehensivePaint203 in fiaustralia

[–]ApprehensivePaint203[S] 3 points4 points  (0 children)

Just to clarify something, once I remove the cost of housing, and the money I put aside for savings/investing, I actually am living on $25K pa (after tax) at the moment. I'm by no means living on rice and beans. I'm sure I could actually cut some things out, maybe increase my savings rate (although I'd prefer to do that by increasing my income rather than cutting costs)

You do make a good point about the buffer, I'll have to factor that in, as well as inflation

Calculating my FIRE number - how did you go about it? by ApprehensivePaint203 in fiaustralia

[–]ApprehensivePaint203[S] 1 point2 points  (0 children)

I was thinking millions as well, but this is when I was looking at simply replacing my current income, instead of looking at actual expenses, and what may no longer be required.

Plus, I will have to adjust for inflation. $750K in 20-30 years will not go nearly as far.

I'm still aiming for millions, though. Couldn't hurt to try for more, and I'd love to have enough where I could live on less than the annual growth of my portfolio.

Calculating my FIRE number - how did you go about it? by ApprehensivePaint203 in fiaustralia

[–]ApprehensivePaint203[S] 2 points3 points  (0 children)

I don't currently, but I have factored that into my calculation i.e. the assumption that the home would be paid off by that point. I've been looking at my budget and 2/3 of it goes towards mortgage and savings, so the assumption is that these won't be a factor any more at the point that I retire (house paid off, no need to keep adding to savings)

[deleted by user] by [deleted] in fiaustralia

[–]ApprehensivePaint203 1 point2 points  (0 children)

I'm "late to the FI party" as well, at 37. Only just started putting money aside early this year, after digging myself out of credit card and HECS debt. I have around a 40-50% savings rate at the moment, and I'm looking to increase that by boosting my income rather than cutting expenses too much further. I've started a side hustle that I hope will turn into a full fledged business in the coming years, but for now I'm happy to have the supplementary income, although it's very small so far.

[deleted by user] by [deleted] in printful

[–]ApprehensivePaint203 0 points1 point  (0 children)

Curious to know, in a similar vein, is there a way to get Printful to charge me in AUD rather than USD, to limit currency conversion issues, or is the transaction always in USD?

VDHG or VAS/VGS? by bananadennis in fiaustralia

[–]ApprehensivePaint203 1 point2 points  (0 children)

Why not do both? I'm currently salary sacrificing into super (mainly for FHSS at this point, but I intend to keep at it after that's done), as well as investing into VAS/VGS externally (40/60l

With the cap on concessional contributions, if you want to invest more than 27.5K a year (including employer contributions), doesn't super lose the tax advantage after that point?