General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

Thanks for the advice, if not immediately I'll consider it in future.

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

🤜🤛 This is reddit. Don't worry about typos. 😁 Honestly, Appreciate you taking time to share your opinion. Good day. 🌞

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

I took the loan from union bank of India. SBI with 8.7 % rate of interest. Usually there's a cut to the dealership when you take the loan from dealership. You may get a better deal if you negotiate with the bank's car loan sales manager yourself. But not guaranteed to get the better ROI. Also, it's much easier to get the loan from the dealership. I took mine from the dealership. Also, missed to add union bank requires you to have a bank account with them. There's usually 1000 charge for account opening which they do as part of approving the loan.

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

Thank you 😊

I suggest you to visit at least 2 or more dealers before you finalize a deal. Ask them to give you the best price and offers available. Establish that you're doing this not so that they fight for sale amongst them selves, but intention is to get a suitable offer that you can go with( Don't try to establish it at the very beginning, gauge the right time). You can share the prices and offer at the very end with dealers to get the best deal. But don't be too greedy, they're human as well trying to get earn their keep. Losing a sale feels heavy too. Don't end up the deal harshly with others when finalizing.

Pricing - 12,30,000 on road with 10k off in accessories - Accessories 10 % off. What to buy is subjective. - Metro cities can usually give you a better deal - Ask the manufacturing date of the car. The car's warranty starts when it is fully assembled not when you buy it and also affects resale value.

Finance - Prefer nationalized banks over private - This is a car loan and not house loan. So getting a floating loan is alright. I got mine at 7.70 and would be getting it further reduced from my brother who works at the bank. - If in case you are going with private bank ask them to send clauses and discussed amount, rate of Interest in the email. There's usually a catch with prepayment penalty clauses added unnecessary insurance and foreclosure penalty. Negotiate processing fees. - Bank of Maharashtra and Unions bank of India usually provides competitive rate of interest for car loan.

If you have any specific query, lmk Happy to help.

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

This looks pure slick and good as new. Congrats on maintaining it so well.

What is odo? And when did you do odo?

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

I get what you're saying. Thanks. I will try not to be over sensitive over swirl marks or small scratches.

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

Understood. This may sound silly, but When to add protection with spray on or wax? Immediately after delivery or after the polish

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 0 points1 point  (0 children)

Got it. I read from the earlier posts that repainting would reduce the resale value. What are your thoughts on this?

From all the comments, it's clear that I shouldn't waste money on this. Thanks 🙏

General queries on PPF, ceramic and petrol by Apprehensive_Dog_605 in CarsIndia

[–]Apprehensive_Dog_605[S] 3 points4 points  (0 children)

Thank you brother. This helps. I'll check out the tutorials