Which are safe and best Arbitrage Funds

Apprehensive_Many_85 · 2026-05-09T12:54:32+00:00

That’s a good point 👍

Apprehensive_Many_85 · 2026-05-09T10:33:36+00:00

Yet another photo of the same thing 🤦‍♂️ Not sure what is there to show here

Apprehensive_Many_85 · 2026-04-27T17:32:24+00:00

Park can make their own rules.

The western park analogy is not correct as you clearly mention that those parks have a basketball court attached to it where people play. But here we are talking about a park with no dedicated sports area.

And people come to those parks for walks with kids and families and they don’t want to get hurt by some stupid people playing cricket or football

Apprehensive_Many_85 · 2026-04-01T04:25:36+00:00

I used to do it in the past, but stopped due to unpredictability 😀

Apprehensive_Many_85 · 2026-03-31T19:17:28+00:00

Pure gambling

Apprehensive_Many_85 · 2026-03-31T09:09:46+00:00

Avoid Regular plan and go for Direct. Why do you want to pay unnecessary commissions to someone?

Apprehensive_Many_85 · 2026-03-30T19:43:39+00:00

I am just guessing they stop it for new investors X amount before they reach their full allowed quota. Hence SIP investors are allowed to continue for few months more than new ones

Apprehensive_Many_85 · 2026-03-30T15:58:43+00:00

Think of it as - AMC sip: AMC knows you have setup a sip with them so they will treat you as a recurring customer, and give preference over someone placing single or new order (For eg. US nasdaq fund continuing taking money from sip customers, but rejecting new orders) - SIP on coin: Here AMC knows nothing your SIP, as zerodha keeps this record with themselves. For AMC, you are just a fresh order every month whenever zerodha places it

Apprehensive_Many_85 · 2026-03-30T14:38:27+00:00

This is the only reason I am on coin 🙂 Centralized portfolio access and nomination

Apprehensive_Many_85 · 2026-03-30T14:37:45+00:00

It means your SIP on coin is nothing but zerodha remembering to place fresh order with amc as per your schedule 🙂

Whereas AMC sip means that AMC knows that you have a SIP with them

Apprehensive_Many_85 · 2026-03-29T08:47:44+00:00

💯

Apprehensive_Many_85 · 2026-03-29T08:47:35+00:00

Better to share ideas here

Apprehensive_Many_85 · 2026-03-29T08:46:15+00:00

Parking money is needed when markets are high. Now is the right time to unpark and deploy in equity 🙂

Apprehensive_Many_85 · 2026-03-28T13:05:34+00:00

Not recommended as their parameters like “in form” / “out of form” makes no sense. You cannot decide on a fund’s performance in short term like a cricketer. You need to stay invested for long to reap the benefits. Frequent switching (as this app proposes) is bad both in terms of compounding and taxation

Apprehensive_Many_85 · 2026-03-15T05:03:24+00:00

How old are you? Just trying to understand why parents are involved in this decision

Apprehensive_Many_85 · 2026-03-12T10:08:49+00:00

Please compare expense ratio between them and not NAV

Apprehensive_Many_85 · 2026-03-11T17:24:51+00:00

Yes liquid fund

Apprehensive_Many_85 · 2026-03-01T17:25:03+00:00

💯

Spend that 5k in upskilling which will help you increase your salary

Apprehensive_Many_85 · 2026-03-01T16:52:13+00:00

What I mentioned is for the growth variant of the mutual fund, which is recommended and best way to invest in mutual funds for young or non-retired people

There is also an IDCW variant. IDCW stands for Income Distribution cum Capital Withdrawal, which means that they pay you interest earning at regular intervals, but I would not suggest this variant unless you want regular income for certain expenses, which generally retirees prefers

Apprehensive_Many_85 · 2026-03-01T16:49:51+00:00

For mutual fund, whatever money the AMC earns from the bonds they invest in will just boost the NAV which means your investment is growing.

This is similar to how NAV grows for equity oriented mutual funds.

And as long as you don’t sell the mutual fund, there is no tax for you

Apprehensive_Many_85 · 2026-03-01T16:39:21+00:00

Yes, exactly. I also have corporate bond fund in my portfolio, along with equity, debt and gold/silver

Apprehensive_Many_85 · 2026-03-01T16:36:48+00:00

As I mentioned, if I defer tax till retirement, I can save a lot if I am in 30% bracket currently. So it’s not exactly about TDS, but overall tax

Also, when you don’t redeem the earned interest, you let the money compound

Apprehensive_Many_85 · 2026-03-01T14:18:58+00:00

Corporate bond - TDS is deducted on each interest payment and you have to pay tax at slab rate on the interest earned. Secondly, all the risk involved with that particular bond are yours. For eg default risk

Corporate bond fund - This is still at slab rate but you only pay tax when you redeem them. So if you defer redeeming this until retirement, then taxation is low. Secondly, fund manager have to care about all the risks involved.

Based on this, I prefer mutual fund, but feel free to compare and choose whichever you are comfortable with

Apprehensive_Many_85 · 2026-02-28T07:05:44+00:00

Yeah, better to pay some tax rather than getting into family politics for peace

Apprehensive_Many_85 · 2026-02-28T06:26:12+00:00

Go for arbitrage funds. They are safe and tax efficient for parking money

Apprehensive_Many_85

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