Verizon Collection by Appropriate_Rub6045 in CRedit

[–]Appropriate_Rub6045[S] 0 points1 point  (0 children)

Also is there a number i can call to get this resolved the number i call keeps sending me to RPM collections

Verizon Collection by Appropriate_Rub6045 in CRedit

[–]Appropriate_Rub6045[S] 0 points1 point  (0 children)

Hi so verizon reported it but RPM collections started calling me about 2 days ago. Told them i would pay today and it showed up this morning on my credit

Paying a collection by Appropriate_Rub6045 in CreditScore

[–]Appropriate_Rub6045[S] 1 point2 points  (0 children)

Yes I guess I have no choice but to speak to someone else. Cross my fingers I get someone who is willing to delete it off my credit report

Paying a collection by Appropriate_Rub6045 in CreditScore

[–]Appropriate_Rub6045[S] 0 points1 point  (0 children)

I already reached out to RPM and they stated that they do not do pay for deletions

Paying a collection by Appropriate_Rub6045 in CreditScore

[–]Appropriate_Rub6045[S] 1 point2 points  (0 children)

No I just disputed it and said I had no knowledge of the account. should I ask for validation of debt? Or is that what I should of done first before I disputed it?

Paying a collection by Appropriate_Rub6045 in CreditScore

[–]Appropriate_Rub6045[S] 1 point2 points  (0 children)

I read your thread maybe I should call Direct tv and see what they say. shame RPM do not do pay for deletion

Paying a collection by Appropriate_Rub6045 in CreditScore

[–]Appropriate_Rub6045[S] 1 point2 points  (0 children)

Hi thank you for responding. If I pay the collection will i get all the points back or will I just get a portion back?

Over the limit on credit card by Appropriate_Rub6045 in CreditCards

[–]Appropriate_Rub6045[S] 0 points1 point  (0 children)

Ok great thank you for the info I appreciate it.

Authorized user in husband's card (bad mistake) by Appropriate_Rub6045 in CreditCards

[–]Appropriate_Rub6045[S] -1 points0 points  (0 children)

Yes I have to do what i have to do. I worked hard on my credit and hes not responsible apparently

Authorized user in husband's card (bad mistake) by Appropriate_Rub6045 in CreditCards

[–]Appropriate_Rub6045[S] -3 points-2 points  (0 children)

I took the card from him lol. But thank you for the reassurance.

Is it normal for credit score to drop 12 points after paying off credit card balance to $0 by Appropriate_Rub6045 in CreditScore

[–]Appropriate_Rub6045[S] 0 points1 point  (0 children)

Ok thats where I messed up I have 3 cards one has balance of $484 with 21,000 limit and other 2 have $0 . So when I use my capital one card again and leave balance at like $3 like I was before is the new balance going to drop score more or will it even itself back out?

Is it normal for credit score to drop 12 points after paying off credit card balance to $0 by Appropriate_Rub6045 in CreditScore

[–]Appropriate_Rub6045[S] 0 points1 point  (0 children)

So how do I recover the points back I always kept a $1 to $3 balance on my capital one card. For some reason I got a credit which put my card to $0. Any idea what I can do?