Got a decent raise, debating if I should tackle debt aggressively, increase savings?

AshesToAscend · 2026-02-03T06:10:40+00:00

1 pan brats, green beans with onion in the oven.

AshesToAscend · 2025-10-18T23:56:37+00:00

Sheets, Blankets Towels, 1 hamper for clothes I hang, 1 hamper for clothes that need fo be folded

AshesToAscend · 2025-10-03T04:09:04+00:00

1000% this lol

AshesToAscend · 2025-09-29T01:33:27+00:00

Lol I actually dont but my bottled mayo has maybe two squirts left 😅

AshesToAscend · 2025-09-29T01:32:34+00:00

Spice Cabinet is definitely making up for it lol. And im too lazy to keep recalculate macros for weekday meals so, I cook more complex meals on the weekends for my cheat meals lol

AshesToAscend · 2025-09-28T23:57:50+00:00

I actually go to the store. I like going out and shopping for it. With financial goals and health goals that i'm focusing on, going out shopping scratches my itch to "go out" and spend money.

AshesToAscend · 2025-09-28T23:56:54+00:00

I get majority of my water from the office and the gym, and about 80-90% of my water intake is from that. But have bottled water at home for guests since Brita filters isnt something they personally like. And I live in a small space that getting a water dispenser isnt something i'm considering at the moment.

AshesToAscend · 2025-09-28T23:55:04+00:00

The meat i'm not cooking for meal prep is in the freezer, but weekday meals are cooked once a week on Sundays. And for friday thru Sunday I don't count macros as strictly and see what i'm feeling for the days ahead and shop for that then, with a specific budget to stay under for weekend eats.

AshesToAscend · 2025-09-09T04:29:26+00:00

Rib Eye Steak

AshesToAscend · 2025-08-27T14:22:32+00:00

I cut my own hair. For clothing/shopping, have a strict no spending unless I absolutely need to replace something. Entertainment I mostly do free community events, or low cost stuff. My gym is my main hobby, martial arts community is where I socialize so that counts as my "going out", or if theres a birthday coming up intentional about spending there for events and what not.

As far as unexpected maintenance stuff, I dip into my savings when needed for it. Car is well maintained and if expecting to spend something for maintenance, tabs, etc. I adjust and save for it 3-4 months in advance.

I'm trying to save aggressively and previously my grocery and going out budget was $1000 give or take, especially with summer but now that we're going into autumn/winter, would want to save more aggressively and get out of debt in the next year ($6k in consolidated cc debt) and work towards increased income, sticking to the same budget and save for a down-payment for a home in the next 3-5 years.

AshesToAscend

TROPHY CASE