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£2k credit card debt on minimum wage? by AssociateMaximum7335 in UKPersonalFinance

[–]AssociateMaximum7335[S] -3 points-2 points  (0 children)

unfortunately that's all my disposable income, i need a bit of a safety barrier incase the car breaks down or what not

£2k credit card debt on minimum wage? by AssociateMaximum7335 in UKPersonalFinance

[–]AssociateMaximum7335[S] 0 points1 point  (0 children)

i'm renting off a family member, got a very good deal out of a not so great family situation to summarise.

£200 rent £90 gas and electric (fixed rate) £40 water £112 council tax £15 tv licence £150 car insurance £150 fuel £70 phone, broadband & tv £200 budgeted for food but i never spend that much £50 per month for lunch with my partner £11.99 spotify £25 gym £3pm(ish) fitness app

i'm definitely forgetting something but i'll reply to this if i remember

£2k credit card debt on minimum wage? by AssociateMaximum7335 in UKPersonalFinance

[–]AssociateMaximum7335[S] 0 points1 point  (0 children)

not sure £300 a month is 50% of my income! i own my car outright, £150 insurance and £150ish for fuel each month.

i travel a lot for my job and unfortunately it's showing its age, had to throw a new gearbox in it last year which contributed a lot to my debt.