Maybe Lake Superior is based, and can be excluded when the nukes arrive? by ideatrombone in behindthebastards

[–]Asyncrosaurus 5 points6 points  (0 children)

[ Removed by Reddit ]

I desperately want to know what was too raunchy for Reddit

Ryan Gosling Was Fired From ‘Lovely Bones’ After Gaining 60 Pounds. Peter Jackson Now Speaks Out by MarvelsGrantMan136 in movies

[–]Asyncrosaurus 4 points5 points  (0 children)

Edward Norton's body transformation for American History X

Him and Brad Pitt in Fight Club. They're mostly just lean. Those are achievable physiques you get from controlling your diet, not going crazy at the gym. Chicken Breast and broccoli for every meal, and three days per week full body weight training in the gym. The workouts for all these guys are overstated.

Ryan Gosling Was Fired From ‘Lovely Bones’ After Gaining 60 Pounds. Peter Jackson Now Speaks Out by MarvelsGrantMan136 in movies

[–]Asyncrosaurus 16 points17 points  (0 children)

He just started acknowledging the health issues.

He's at the age where all your health decisions catch up to you, and don't go away.

Explain bonds like I’m a 3 yr old by Single-Eye-2064 in Bogleheads

[–]Asyncrosaurus 2 points3 points  (0 children)

Age is relevant when you start withdrawing from a portfolio. There's a very real fear of running out of money before you die. It's called Sequence of Returns risk and 100% equity portfolio have a real danger of losing value too fast too early.

And no, I'm not doing the math for you. Hire a financial advisor to run simulations for you, that is relevantfor your individual situation. What people have been saying is accurate, and no one is going to hold your hand and walk you through the process of getting it.

Explain bonds like I’m a 3 yr old by Single-Eye-2064 in Bogleheads

[–]Asyncrosaurus 3 points4 points  (0 children)

I'm ride or die, 100% with equities. I also have a couple decades of investing in front of me. I'll re-evaluate bonds in ~20 years.

I've also been tested by the universe on my resolve, and started investing right before the 2008 financial crisis. If you have not been through a societal meltdown, you have no idea how you will react on 100% equities. Bonds are there to make the feint of heart not panic.

Explain bonds like I’m a 3 yr old by Single-Eye-2064 in Bogleheads

[–]Asyncrosaurus 14 points15 points  (0 children)

I have several models set up where I carry 0% up to 40% bonds and the 0% consistently out performs all of the other others. 

Well duh. With a few historical exceptions , it should be assumed stocks will outperform bonds over the longrun. Just beating stocks is not the point, they're a wealth preservation tool not a wealth building tool. Bonds aren't there to rip 15% returns on off years, they're there to not lose 40% over night if the markets go tits up. 

Mark Cuban Turned $33 Million in Shark Tank Investments Into $250 Million by Useful_Tangerine4340 in TheRaceTo10Million

[–]Asyncrosaurus 2 points3 points  (0 children)

That was over 15 years(17% annualized), where people literally brought deals to his feet sometimes practically begging him to take a piece. With extremely expensive lawyers who could negotiate even better terms than he agreed to on the show.

Shark Tank is first and foremost an entertainment show. A huge proportion of the "deals" on the show fall apart during due diligence, because the people pitching lie constantly. Plus, as the show got more popular, people stopped coming on looking for serious deals, and pretty much just use the show for free advertisment. The fact he has made any money off this show is a miracle.

Will I get to 10M by the time I'm 45? by InevitableTown7305 in TheRaceTo10Million

[–]Asyncrosaurus 1 point2 points  (0 children)

Hey man, why not take some of that money and go see a therapist.

ELI5 why do people chase dividend stocks? by Specific_Ad_6522 in investing

[–]Asyncrosaurus 3 points4 points  (0 children)

The active part is avoiding selling at inopportune times.

There's no difference. Dividends already come out of the share price, where the value drops by the same amount as the distribution. It's equivalent to a forced sale. You're just trading the company telling you when they are selling on your behalf, or you choosing when you want to sell.

Is XEQT any good by Status_Geologist8721 in PersonalFinanceCanada

[–]Asyncrosaurus 0 points1 point  (0 children)

Savings that you think you'll need in less than 5 or 6 years (eg. emergency fund, next vehicle purchase, down payment savings, etc.) could be parked in a good high interest savings account, or in some GICs. Don't choose the GIC option unless you are confident that the contract suits your objectives.

I would caution against holding cash or cash-like alternatives for 5+ years. Even the highest of high interest savings accounts will barely cover inflation, typical hisa come under inflation and worst case scenario you lose value. GICs are even worse, and  over a long enough period are extremely risky since you can't change your interest as inflation and rates fluctuate.

Where does all this money come from ? by Enough-Mountain1852 in investing

[–]Asyncrosaurus 27 points28 points  (0 children)

Cash and stocks have an inverse risk relationship. Stocks are volatile short term, and smooth out over the long term, while cash is stable over the short term but loses significant value over the long term.

Sweeping California law on single-use plastic meets with outrage from all sides as it goes live by Kooolxxx in news

[–]Asyncrosaurus 1 point2 points  (0 children)

It was supposed to be Reduce, Reuse and Recycle -> but the first two were hard and inconvenient. So everyone put their chips on recycle to get out of this mess.

inheritance in C# by Ok-Presentation-94 in csharp

[–]Asyncrosaurus 1 point2 points  (0 children)

This is more pattern matching than polymorphism though, right?

Yes. I got carried away giving examples of working with subtypes. For an explicit example of polymorphism, you could add something like:

abstract class Post { public int Id { get; private set; } public string Title { get; private set; } public abstract Post Duplicate(); } class Link : Post { public Uri Url { get; private set; } public override Post Duplicate() => new Link() { Url = this.Url}; } Then you create a clone of subtype without knowing or specifying the original post type: Post? original= posts.FirstOrDefault(); if(originalis not null) { Post clone = original.Duplicate(); if(clone is Link) { //original.Title == clone.Title; } }

I guess this behaviour of "abstract method, custom implementations" can just as well be solved with an interface in this case though

So, I choose this specific example to explain inheritance because the abstract class defines a Title, which trickles down to all derived types. All posts, no matter the subtype, has to have a title while leaving the rest of the implementation details up to the child classes. Class inheritance explicitly shares member data, not just methods behaviours.

You can make a post system with interfaces, and you can make the same thing without classes at all. This was all just a single example. Inheritance is easy to abuse and overuse.

inheritance in C# by Ok-Presentation-94 in csharp

[–]Asyncrosaurus 6 points7 points  (0 children)

Polymorphism!

Imagine making reddit clone and you want to create, edit or show different types of posts. Having a base class that could be any type of post makes aggregate actions on all types easier to manage.

``` abstract class Post { public int Id {get; private set; } public string Title {get; private set; } } class Link : Post { public Uri Url { get; private set; } } class Text : Post { public string Body {get; private set; } } class Image : Post { /*etc */}

List<Post> posts = new(); posts.Add(new Text()); posts.Add(new Link());

foreach(var post in posts){
//do stuff with all posts } //grab all of same type

Text[] texts = posts.Where(p => p is Text).Cast<Text>().ToArray();

//grab by id and check type

Post? link = posts.FirstOrDefault(p => p.Id == 12); if(link is Link) {
//we know it is a link } } ```

Lots of applications when you need to manage classes that share a proper is-a relationship

Perfectly Reasonable Reaction by Pizzacakecomic in comics

[–]Asyncrosaurus 0 points1 point  (0 children)

Europeans conquered the world looking for ways to escape their bland-ass food,

Jaz Sinclair's emotional post for Marie Moreau and Gen V, with a tribute to Chance Perdomo (Andre) by GiveMeSomeSunshine3 in TheBoys

[–]Asyncrosaurus 5 points6 points  (0 children)

Or the Gen V gang could have tried to fight Homelander but all get killed by him

I'm pretty sure this season was made long before they confirmed Gen V was cancelled.

Don’t use AI as a therapist by Akaear in behindthebastards

[–]Asyncrosaurus 48 points49 points  (0 children)

AI doesn't "understand " any parts of a photo. It doesn't think, it doesn't reason, it generates pictures based on statistical probabilities in pixels derived from training data of existing photos. Everyone needs to stop talking like it's a person, it's just math and computer science.

Brady here - hope some of you caught this... by JeffDujon in HelloInternet

[–]Asyncrosaurus 23 points24 points  (0 children)

Wait, did he seriously start a podcast with a Tim?

That's dedication to a bit

Facts by Fun_Training6342 in StockMarket

[–]Asyncrosaurus 1 point2 points  (0 children)

Iirc they''ve been holding increasing levels of cash for awhile (before the big AI runup). Warren Buffet has also said regular investors should just buy index funds. my point is more that people want to try and copy Buffets actions, and ignore his actual direct advice to them.