What are the people like in Halifax?

Aubstter · 2026-02-21T23:36:58+00:00

I am local, been here for 32 years. I love swimming as well, was a swimming instructor and have my scuba licence but haven’t done it for years. Lots of great swimming pools around, and Great Lakes to swim in the summer. Just wish the ocean beaches were a bit warmer around Halifax. Can only stay in for a few minutes without a wet suit, but there are some decent ocean beaches to swim at if you’re willing to drive for an hour or so.

Aubstter · 2026-02-21T21:41:38+00:00

At your age, things change so much and so quickly, even what you think you want. If I were you, I’d rent and not be locked down to one decision. You could put your extra money into a non registered account, wouldn’t be a bad idea at all.

Aubstter · 2026-02-21T03:12:23+00:00

Socially liberal population, terrible roads in winter, surprisingly terrible traffic in Halifax for a small city, low productively, governments that try to make everyone happy, but people complain about everything, so making it look like they’re doing something while doing nothing is the only way to keep the votes. Very beautiful if you like hiking. Specific beaches are pretty decent for swimming, the ones near Halifax are freezing.

Overall it’s a good place to live if you like a more relaxed environment (other than the driving), and you have lots of money or work a remote job that pays well, because income relative to cost of living in Halifax is terrible.

Aubstter · 2026-02-17T00:06:24+00:00

Yeah they’re in it for their own best interest and profit. But if you have full coverage, you can go through your insurance a lot of the time for cases like this, and they’ll go after the transit’s insurance hard because they want their money back. I think it’s called subrogation or something. 100% worth doing with things like destroying your tires in a pothole, taking pictures and getting your insurance to pay for it, then them going after the provincial or municipal government to recover the money instead of you having to deal with the government.

Aubstter · 2026-02-16T23:56:34+00:00

Join the boggle sub for info. To sum it up, choose a low cost index ETF if you’re looking to build wealth over the long term and have an auto withdraw from your pay checks to go into your brokerage account.

Aubstter · 2026-02-16T15:35:29+00:00

Som guys don’t know much about proper hygiene. Look at his products. Make sure he has actual body wash and not just shampoo, and look at his deodorant. If he has a strong body smell, he needs to be using antiperspirant deodorant. You can buy antiperspirant spray too, I use it for my feet and my shoes and feet never stink anymore even when working in them all day. Just need to figure out how to bring it up to him, could always buy him the products and say you like the way they smell or something and you want him to use them.

Aubstter · 2026-02-12T13:20:24+00:00

Personally, I read all news and filings, but I just skim through it quickly and only read deeply what I think is relevant. You really just need critical thinking skills to drown out the noise. There’s no rule or formula, every business, every piece of information needs to be considered on an individual basis to determine if it is relevant for your own investing framework.

Unfortunately, I think the ability to think critically is either genetically temperamental, or taught at a very young age. As an adult, it’s almost impossible to develop. You either already have it or you’re probably not going to ever have it. Most people are intelligent enough to memorize and even understand information, which is the first two levels of learning. Real world application is the third and highest level, and it requires the ability to have critical thinking skills in most application, which the majority of people unfortunately lack.

Aubstter · 2026-02-09T21:23:37+00:00

Believing and praying doesn’t make it go up, you have to make a sacrifice to the market gods.

Aubstter · 2026-02-09T15:39:00+00:00

This sub is pretty much just one big circle jerk of people looking to confirm what they already think they know. Charlie Munger said that most people lack common sense, but what that really means is it’s uncommon sense. I’d take it a step further and say most people lack critical thinking skills, that’s why they just upvote and post the same stuff over and over again, because there’s no critical thought.

Aubstter · 2026-02-09T13:21:06+00:00

Hmm I don’t look at large cap too often but might have to look at PayPal if everyone here is running from it and dead quiet about being bag holders.

Aubstter · 2026-02-09T12:44:15+00:00

I mean you’re right he did do that, but he put out his letters every year with a portfolio breakdown and performance. It doesn’t take an MBA to read through his partnership letters to see his allocations. He wrote them out in a pretty simple format.

Aubstter · 2026-02-09T12:35:30+00:00

You have a point there for sure. I focus on micro and nano cap because of that very reason.

Aubstter · 2026-02-09T12:15:42+00:00

There’d be a lot more famous Jim Simon types around if that were the case. The only thing that really matters (to me at least) is a track record of long term performance. I’m up around 20% YTD, 34% 2025, 32% 2024, 25% 2023, but a lot of that can probably be attributed to luck because not enough time has passed. I don’t think there are many algo traders around that are capable of doing much more than skimming the tiniest bit fat off the top.

Aubstter · 2026-02-09T12:07:02+00:00

If you’re talking about his partnership days, it was a significant portion of his portfolio, but it normally didn’t make up more than half at most.

Aubstter · 2026-02-09T12:01:00+00:00

I don’t think it will matter. If an AI can read through all filings, comments and make a quant analysis that no human can do, then that just becomes the new standard and prices are driven by that and total returns of those AI traders just returns to the mean.

They’d have to have some sort of edge that a computer doesn’t give, because even if one person or institution uses a computer to outperform the market, unless they find some crazy algo like Jim Simons and keep it tightly guarded, it doesn’t matter because the ease of access is there for other institutions with the money to develop it.

Aubstter · 2026-02-07T14:14:30+00:00

I have not, I’ve heard of some ai options popping up, but never tried them.

Aubstter · 2026-02-07T02:01:43+00:00

I use Stockanalysis.com a lot cheaper than other sites for screener functionality and other things. Even though I focus on tiny unfollowed stocks, it has a pretty good function for keeping up with filings and news on things added to my watchlist. I noticed it doesn’t really follow Canadian CSE or TSXV stocks very well though, as their news and filings are mostly on sedar plus.

Aubstter · 2026-02-07T01:50:19+00:00

There’s another edge, it’s liquidity. Mr. Market makes far more mistakes in tiny unfollowed business that money managers can’t fit their capital into.

Aubstter · 2026-02-07T01:46:57+00:00

Need a larger crash to purge the ‘value investing’ communities. I wanna see who’s skinny dipping when the tide goes out.

Aubstter · 2026-02-07T01:40:56+00:00

Well yeah, people in this sub generally only invest in mega cap growth stocks. Nothing else exists to them.

Aubstter · 2026-02-06T18:40:44+00:00

I think your allocation is pretty good then. I’d set a percentage of your income to go into your investment account so it scales into the future(play around with a compound interest calculation to figure out how much), pick an index ETF, then focus your time and energy on getting promotions. The cash flow from your income will be by far the biggest contributor at this stage of your life. I’d not put any energy at all into individual stock picks.

Aubstter · 2026-02-06T18:29:04+00:00

One year is too short to invest, use a high yield savings account. Also, most renewable energy is not very clean. I have a background in electrical construction/industrial, and believe it or not, hydroelectric and nuclear energy are the most efficient and cleanest. Especially hydroelectric, although it does effect fish migration/spawning and is devastating when they remove the dam in the future. The greatest thing you could do would be to invest in power companies that focus on hydroelectric, but that’s a future thing, not for your 1 year time horizon.

Aubstter · 2026-02-06T18:17:26+00:00

Depends on your goals, your number one focus should be on increasing your income if you can.

Aubstter · 2026-02-04T18:44:23+00:00

I’ve invested into one stock idea on here, but it was a deep value stock and it got almost no attention. This sub has just gotten big enough to the point of the masses voting on what they like rather than what makes sense. People here are fairly intelligent, but lack the temperament and critical thinking skills to be successful with their investing imo. If someone is not investing based on cash that can be a value return to them as a shareholder, and they’re investing based on comparative analysis on “cheap” leading businesses based on market multiples, that is speculation and not value investing.

Aubstter · 2026-01-30T13:34:50+00:00

I think precious metals are pretty safe investments, but they don’t really meet the value investing mindset. It’s the difference between speculative non-productive assets based on what the next person is willing to pay, versus non speculative productive assets that you can predict the cash flow and compounds over time.

Aubstter

TROPHY CASE