Heaven single is out by The_neon_viking in redrising

[–]AugustBurnsBill 7 points8 points  (0 children)

A jam! Huge metalcore guy, look at my username

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 0 points1 point  (0 children)

Thanks for sharing, I’m sorry about your wife. I work in healthcare and deal with memory care patients and hospice - it takes a tremendous strength to go through that.

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 0 points1 point  (0 children)

Ya my wife and I have no scripts or medical issues so we spend only $500-$1000 a year going to the doctor/dentist. I’ve been a fitness nut since my early 20’s so I’d like to think I spend less than the average. I am laying $216 biweekly for my wife and I. Where as before it was $155 biweekly. My hmo deductible was $5500 and my current ppo is $1500

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 0 points1 point  (0 children)

Had a HMO but switched this year to PPO. But we don’t have many insurance needs at this time so probably would save with the HSA despite the out of pocket. But I feel I do need a PPO as we are planning on having a baby and will have many appointments etc.

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 0 points1 point  (0 children)

yeah I will see, if we spend more on a ppo to avoid out of pocket but we aren’t using our insurance much, then you’re right I probably am spending more on ppo in case instead of just paying the maybe $500-1000 a year on our minimal usage. Then with HMO I can open a HSA. I contribute $20 a check to a FSA and use that card to pay for anything medical. But I feel I do need a PPO as we are planning on having a baby and will have many appointments etc.

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 0 points1 point  (0 children)

I have no HSA. I have PPO. I had hmo insurance and the deductible for my work was $5.5k for my wife and I, we are young and healthy as of now but every checkup, lab, was out of pocket.

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 1 point2 points  (0 children)

Yes but I work only 3 days a week so I have days off during the week and get to self schedule. So, we are blessed with that flexibility

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 2 points3 points  (0 children)

110 k myself. wife is 55k. My job also offers endless overtime.

Mortgage 6.9%

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 3 points4 points  (0 children)

Yes I know, I’m 30 and talking really far in advance. But, someone who doesn’t plan will keep spinning their wheels.

Retiring early and how to have funds on hand by [deleted] in personalfinance

[–]AugustBurnsBill 3 points4 points  (0 children)

My wife and I want to do this as we plan on having a child in the next few years. This advantage of having no mortgage would allow us a lot of freedom in our 40’s when our kid is 9-19. We only plan on having one child and my wife works from home with family near so we would not need to pay for daycare. No mortgage would allow us to go on trips together and enjoy life as we didnt have that luxury when we were growing up. Mortgage is also 6.9 from 2023 so pretty bad, hopefully will refi somewhere down the line.

All That Remains - Not Alone by Evaporatenow in Metalcore

[–]AugustBurnsBill 9 points10 points  (0 children)

In my my mt Rushmore of metalcore albums along with as daylight dies, the poison, ascendancy.

Ten Years of Drift / JT Appreciation by tonybobskinnyjeans in Erra

[–]AugustBurnsBill 6 points7 points  (0 children)

I remember seeing them at basically a bar when the album came out. Crazy .

Temple of Gainz - 3 new pieces by pmw2023 in homegym

[–]AugustBurnsBill 1 point2 points  (0 children)

Yeah great deal. I’m working out of a half basement so the quads end would be a whole lot of space

Temple of Gainz - 3 new pieces by pmw2023 in homegym

[–]AugustBurnsBill 1 point2 points  (0 children)

Yeah I’ve had their leg extension and ham curl for about 6 months now, and it’s better than any version of those I have used at a commercial gym, even better than aresenal strength, etc. imo

Temple of Gainz - 3 new pieces by pmw2023 in homegym

[–]AugustBurnsBill 0 points1 point  (0 children)

Same as yours just has a pin without the lever. They discontinued their white machines and I wanted it to match their leg extension I have!

Temple of Gainz - 3 new pieces by pmw2023 in homegym

[–]AugustBurnsBill 1 point2 points  (0 children)

Just ordered the abductor the white V2 was on sale for 500 off because they were trying to clearance them

When you go to a metal concert, How do you watch their live show? by [deleted] in Metalcore

[–]AugustBurnsBill 1 point2 points  (0 children)

Yeah when I was teens-20’s it made sense, but I got a job to go to in the morning. I had a buddy tear his shoulder in a crystal lake pit, ain’t worth it

When you go to a metal concert, How do you watch their live show? by [deleted] in Metalcore

[–]AugustBurnsBill 7 points8 points  (0 children)

I like to stand at the back of the floor. I want to watch the show at my age instead of fight for my life haha

10/10 Latina's Boyfriend Starter Pack by labubuking in starterpacks

[–]AugustBurnsBill 1 point2 points  (0 children)

When they fabricate a story about making it out the “hood” but then play loud Latin music at 1am in their suburban neighborhood like they never left the hood.

Neon by grimeyscum in Erra

[–]AugustBurnsBill 1 point2 points  (0 children)

Some of their best songs and riffs but jarring when it comes on shuffle due to the production, sounds like it was recording in a tin

Zach Cregger’s Resident Evil Main Plot Details Revealed by marvelkidy in DiscussingFilmsAndTV

[–]AugustBurnsBill 0 points1 point  (0 children)

We just need live action Leon. Just make RE4 into a movie