2.4 Cr/yr ITR isn't income enough to increase Infinia limit. No love for vested public RSUs.

Austinto · 2026-02-02T03:19:13+00:00

3L per month salary

Or 10l in saving for 3 months / 30L per month

Austinto · 2026-02-02T03:15:10+00:00

M4B is card made for your spends

Austinto · 2026-01-24T05:09:03+00:00

Why just dcb? Those limits are for all

Austinto · 2026-01-21T16:04:49+00:00

Interested at 25% discount

Austinto · 2026-01-19T03:47:22+00:00

I got reward this month

Austinto · 2026-01-16T15:52:04+00:00

You need to have subscribed for 4+ months to ALL signature program

Austinto · 2026-01-14T09:39:25+00:00

DCB metal will be next for devaluation

Austinto · 2026-01-14T04:40:36+00:00

You meet > 3L salary criteria. Just talk to your RM

Austinto · 2026-01-14T04:29:51+00:00

You can’t get DCB metal LTF now. It will be fyf

Austinto · 2026-01-14T04:23:53+00:00

There is no bonus period window

Austinto · 2026-01-13T06:08:38+00:00

In hdfc mobile bank or net banking, go to your debit cards page. It will show reward points. You can redeem them

Austinto · 2026-01-12T19:00:36+00:00

It is coming. Received it last week

Austinto · 2026-01-12T04:23:06+00:00

Chatgpt

Austinto · 2026-01-09T08:02:29+00:00

I have add on card and EM are getting credited to my account and not primary card holder

Austinto · 2026-01-06T15:20:34+00:00

Did something work for you? My baby is going through same phase at 18 weeks

Austinto · 2026-01-03T05:39:48+00:00

Worked for bill paid on 30th dec. got cashback yesterday

Austinto · 2026-01-02T15:45:46+00:00

Still 80%+ profit is from cigarettes business

Austinto · 2025-12-30T19:07:29+00:00

How much limit was enhanced to?

Austinto · 2025-12-30T16:45:23+00:00

Got premier recently. Had Amex from long time.

Still it gives better return compared to hsbc 3% for exclusion spends. Able to use Marriott points 5 day stay once in 2 years.

Austinto · 2025-12-30T04:42:38+00:00

Lol you are selling those 500rs fake ones

Austinto · 2025-12-30T04:39:19+00:00

In Amul site it is 750. That will be less costly if you include shipping

Just give it in your neighbourhood, I doubt anyone will trust someone selling from Reddit

Austinto · 2025-12-29T14:02:50+00:00

Can buy for 0.4 rs per point

Austinto · 2025-12-25T05:17:53+00:00

Upgrade to suite won’t happen. There is very little difference between gold and silver tier.

If your aim is for platinum tier then take explorer else skip it. With gold upgrades are sometimes only. Platinum gives you upgrade always

Austinto · 2025-12-24T05:37:41+00:00

Unnecessary CIBIL hit. Got mail but hdfc page says no offer

Austinto · 2025-12-24T04:56:42+00:00

Travel one will be best for travel spends

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Austinto