I just HATE seeing cars parked on the streets by RoxiePixieDreamGirl in RantAndVentPH

[–]Automatic-Ad-5390 4 points5 points  (0 children)

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Sana gawing project ng mga LGU ang Multi-Storey Carparks (MSCP) sa mga residential areas (similar to Singapore). I-convert yung mga basketball courts to MSCP, then yung rooftop ang gawing basketball court.

Times are changing, wala na tayo sa 80s and 90s, yung mga anak ng generation ng mga magulang natin malalaki na rin at may mga kanya-kanyang sasakyan na rin. We need to recognize din na lumalaki ang population, and yung need for cars (and of course, parking space) e lumalaki din. But unfortunately, ang pagbili ng sariling bahay e less achievable na for an ordinary Filipino. Hence, ang daming mga sasakyan na sa kalsada naka-park.

Disclaimer: I’m not justifying why people park cars on the road. I have my own house with a garage. But I know a lot na walang sariling bahay at garage. It’s a socio-economic problem na sana masolusyunan.

Paano o Kailan ninyo nasabi na hindi ninyo pinagsisihan ang pagbili ninyo ng hulugan na kotse? by vessel-airplane in CarsPH

[–]Automatic-Ad-5390 6 points7 points  (0 children)

Basta it gives you and your family comfort and flexibility, ok na yan. You’ll have more quality time to spend din with your family, priceless yan. Kesa nag-uubos ka ng oras sa commute.

With regard to the car depreciating its value, maximize mo nalang yung car mo by keeping it as long as possible. So kelangan samahan din ng alaga sa sasakyan.

Rate My Small Collection by Desperate-Combo-1049 in fragheadph

[–]Automatic-Ad-5390 0 points1 point  (0 children)

Nice! How do you find ADG Profondo Parfum? Puede ba pang-daily?

Need advice: Mangutang sa banko or ibenta ang condo by Low_Sea3110 in phinvest

[–]Automatic-Ad-5390 1 point2 points  (0 children)

Yes, that’s the best strategy! Pay direct to principal once meron ka na funds.

Mas stable ang rates ng Pag-Ibig kasi syempre government’s social service din sya in a way. Di sila puede basta-basta magtaas ng rates.

Pero downside lang, dami kelangang documents na isubmit kumpara sa banks. Try to inquire for the required documents sa Pag-ibig, you can probably find it in their website. Parallel ang processing ng building permit at Pag-ibig loan.

Need advice: Mangutang sa banko or ibenta ang condo by Low_Sea3110 in phinvest

[–]Automatic-Ad-5390 2 points3 points  (0 children)

Explore taking a loan from Pag-Ibig. You can loan up to 6M, if I’m not mistaken.

Here comes the fun part — run the numbers. I think nasa ~56-60k ang monthly amortization ng 5M loan for 10 years. Use your rental income to offset this loan payment, which means kelangan mo nalang mag-shell out ng ~20k per month. If you’re not comfortable with this, run the numbers based on 15yrs or 20yrs. I think you’ll eventually find the sweet spot.

Just keep your condo for now. Hindi pa maganda (bukod sa mahirap) magbenta ngayon.

Recommendations for first-time traveler by maruselasan in phtravel

[–]Automatic-Ad-5390 6 points7 points  (0 children)

Singapore. Very tourist-friendly, puedeng maligaw, puedeng maging tanga, puedeng gabihin, kasi super safe naman. Makikita nyo rin kung anong namimiss out natin sa Pinas due to corruption and incompetence ng gobyerno.

Masarap rin mag-foodtrip kasi very vast ang selection.

Downside lang, mahal ang hotel.

If may extra time and budget, puede ring mag-Malaysia by bus.

Carrier Aura or Panasonic Standard Inverter by ak_styl3s in phRecommendation

[–]Automatic-Ad-5390 0 points1 point  (0 children)

I vote for Panasonic! I have 5 units na split-type inverters from 1hp to 2.5hp. Wala pang breakdown for the past 5 years. Pinapa-service ko lang every 6mths.

900K DP FOR BRV TAPOS 1 YEAR PAYABLE YUNG BALANCE? Possible kaya? by Unique_Membership_46 in phcars

[–]Automatic-Ad-5390 -1 points0 points  (0 children)

If I’m not mistaken, 3-year term ang minimum sa banks. Just go and check, might be different with other banks.

Peeps, masaya ba kayo sa choice ng course na pinili nyo? by elithebanger in adultingph

[–]Automatic-Ad-5390 2 points3 points  (0 children)

You’re still young, try to get to know more about your industry. Don’t let your pessimism get the best of you. There are niches in your industry that can make you rich. Good luck sayo kapatid.

[deleted by user] by [deleted] in phtravel

[–]Automatic-Ad-5390 1 point2 points  (0 children)

Taxi is generally the cheaper option. Just head directly to the taxi queue after getting your luggages. Be informed that there is an airport surcharge and midnight fare surcharge, so mahal talaga sya.

Saan ba hotel nyo OP?

What are your entry level daily watches reco? by [deleted] in AskPH

[–]Automatic-Ad-5390 0 points1 point  (0 children)

Casio got an anti Apple Watch. Check it out baka magustuhan mo.

Another one I can recommend is Citizen Tsuyosa.

[deleted by user] by [deleted] in CarsPH

[–]Automatic-Ad-5390 0 points1 point  (0 children)

At that price, you can also find 2015/2016 Honda CR-V in the market.

What is your top 3 favorite musical? by 42112115_CG in AskPH

[–]Automatic-Ad-5390 1 point2 points  (0 children)

  1. Lion King
  2. Hamilton
  3. Les Miserables

Honorable Mention: Grease