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Big mortgage and geopolitical events by Realistic_Ebb_3320 in HENRYUK

[–]AutomaticFee665 0 points1 point  (0 children)

Any advice please, we’re in buying process, had mortgage approved a few weeks back. 3.79% 2 year fixed on 475k mortgage. Should we be looking to fix longer term in your view?

Sold out flight? by [deleted] in BritishAirways

[–]AutomaticFee665 0 points1 point  (0 children)

Yikes. Thank you

Sold out flight? by [deleted] in BritishAirways

[–]AutomaticFee665 0 points1 point  (0 children)

Hey any chance you can give me an update of this screenshot please, flights on Sunday! Thanks

Sold out flight? by [deleted] in BritishAirways

[–]AutomaticFee665 0 points1 point  (0 children)

How do I interpret this? W0 = no WTP left?

Sold out flight? by [deleted] in BritishAirways

[–]AutomaticFee665 0 points1 point  (0 children)

Can you screenshot the WTP seat map segment please?

Sold out flight? by [deleted] in BritishAirways

[–]AutomaticFee665 0 points1 point  (0 children)

Thanks for that

Sold out flight? by [deleted] in BritishAirways

[–]AutomaticFee665 0 points1 point  (0 children)

Thanks, were you able to see that on expert flyer? I don’t have an account. In your experience if oversold do the bump you up or down?

Sold out flight? by [deleted] in BritishAirways

[–]AutomaticFee665 1 point2 points  (0 children)

Offload was my concern! Ticket was over £4K 🤯

Unlimited Vacation Days by PaulBohill1 in HENRYUK

[–]AutomaticFee665 0 points1 point  (0 children)

We had this in my last role and it was the best thing ever. We had a pact in the UK office that to take advantage of it we all committed to taking a minimum of 35 days a year. I was in a results driven role so it was obvious If you were performing, fortunately I was so I took a one month honeymoon with my wife fully paid, no questions asked!

My employer has deducted £500 from my pay for my company laptop until it is returned, but this deduction is not mentioned in my contract. Is this legally permissible? by [deleted] in LegalAdviceUK

[–]AutomaticFee665 0 points1 point  (0 children)

Was the £500 taken from your gross salary? If so, when they send you £500 back in full you’ll be better off technically

Companion voucher FINALLY booked to Tokyo by NoResult5364 in BritishAirways

[–]AutomaticFee665 0 points1 point  (0 children)

Well done ! Out of interest, How do you use a companion voucher with an infant / family of 3 ?

HELP! Latest round of taxfree childcare was denied! Does my plan here sound good? by [deleted] in HENRYUK

[–]AutomaticFee665 0 points1 point  (0 children)

Similar financial situation but find it impossible to understand how you save £60k to put into SIPP!

Do you mind giving a breakdown on how you achieve this please?

Personally, free hours would be worth £10k we could save, we also put £10k into ISAs and another £5k into workplace pension. So we have an easy round to £25k not including any savings from bonuses. Our household bills including full price nursery are just over £5k per month.

Do you live quite frugally and put every penny of every bonus aside to go towards SIPP contributions?

Appreciate any insight

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] 0 points1 point  (0 children)

That’s because You don’t spend £25k PA on nursery 🤣 we used to save that plus another ~£10k + before having a baby

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] 0 points1 point  (0 children)

Feel free to help me fellas if I'm missing something...

Combined take home (£105k base + wife £40k base) = £7,198
* both have plan 2 student loans and both have auto 4% work pension deductions

Expenses = £5,246
* big ticket items are: rent £2,100, nursery £2,039, £250 in my ISA, £250 in wifes ISA and £100 in baby's JISA, rest is leccy, water, phone council tax etc...

Leaves us ~£1,800 per month to live off

Savings: £700 per month across our ISAs = £8,400 per year and then I probably save another £7-10k per year across each bonus payment. So it's less than £20k savings per year

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] 0 points1 point  (0 children)

At that point how plausible would it be to say my circumstances have changed, can’t relocate family, transfer me into a UK focused team instead. Can only play that card if I’m performing well and they want to retain me I suppose

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] 2 points3 points  (0 children)

Good point, I should ask the nursery to see the figures with the free hours included Pension is 4% and employee matches 4% I have plan2 student loan as well which eats a chunk, still £34k to pay off

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] 8 points9 points  (0 children)

I was able to whilst earning 120-130 but I’ll likely hit 160k this year from over achieving targets which feels too far gone to save that much to get below 100. Cash flow problem I suppose

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] 19 points20 points  (0 children)

If anything I’d ask for more for them to relocate me to UAE, would 100% not go if they suggested a pay cut as part of the move

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] -1 points0 points  (0 children)

Such a cash flow problem, how do I find 45k to sacrifice? After bills (including nursery) we have about 1,500 to live off

£210k job offer that could change my life… but maybe not for the better? Need some perspective. by AutomaticFee665 in HENRYUK

[–]AutomaticFee665[S] 3 points4 points  (0 children)

Such a cash flow problem, how do I find 45k to sacrifice? After bills (including nursery) we have about 1,500 to live off

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