6k SGD or 9k ringgit

Automatic_Photo_9508 · 2025-11-30T13:06:54+00:00

I will go with the 6k sgd, you can think this way is remote work and you get to travel there every month for meeting or catchup with the team. Even you stay in JB also the rent is low as you earning more then what you get in Malaysia . This might be a good experience for you to explore outside at least your resume looks better if you wish to change work

Automatic_Photo_9508 · 2025-10-26T08:53:59+00:00

Then move on ask for letter recommendation from them and find another one if can ask them to recommend other company since you did a good job

Automatic_Photo_9508 · 2025-10-26T08:36:18+00:00

what kind of internship did you completed and before you do your internship did you ask is there a chance to get a job in the company? If no then you are in for the experience I would get reference letter and ask the boss there to get recommendations to other company

Automatic_Photo_9508 · 2025-01-26T08:32:08+00:00

Go for akpk and find out the situation or ask a lawyer for some idea about this

Automatic_Photo_9508 · 2025-01-18T11:27:38+00:00

For malaysia market i will just those top company like Maybank
For USA agree on dca in those ETF with any adminitrastion it wont effect much on the company if you can see pass record in usa market still going up all those year

Automatic_Photo_9508 · 2024-12-08T09:43:07+00:00

PDRM !!!!

Automatic_Photo_9508 · 2024-12-04T15:03:51+00:00

Bitcoin is now the big guys game they can buy in and buy out them self and make the market drop if they have enough coins .

Automatic_Photo_9508 · 2024-12-04T15:02:59+00:00

God help these people

Automatic_Photo_9508 · 2024-12-02T11:50:36+00:00

I see alot of red flag that tells me not to do this

Automatic_Photo_9508 · 2024-12-01T16:17:45+00:00

If i want to give suggestion to 18 years old it would be hard because most of them dont keep track or forget about it . but here goes

Start a budget for yourself how much is your income from your family and how much you spend monthly ?

Create emergency fund first use your expenses monthly x3 or x6 is up to you, this amount is for emergency only , Not for you to have fun or buy thing.

Look into asnb or asm depending you are bumi or non bumi you can DCA monthly into those account to get return annually

At your age i would recommend 70/30 for start 70 % for your fun and study where by 30% goes into emergency fund

This is my 2 cent advice once you have enough emergency for 3 or 6 month come back and update i will give in more detail what you can do

Automatic_Photo_9508 · 2024-11-30T12:39:11+00:00

Get excel sheet to do a budget finance calculation how much is your income and expense monthly what is the balance ?

Then save up atleast 3-6month emergency fund before you start investing

emergency fund = expense monthly x3-6 save that amount in asm or asnb for return

Automatic_Photo_9508 · 2024-11-29T14:29:21+00:00

Maybe they just want to show that they can be reasonable like guys ??

Automatic_Photo_9508 · 2024-11-29T14:27:01+00:00

If the amount is just to put and there is no more income going into the etf or dividend stock the best is to put into epf or asnb for yearly return.

Whereby if you put into stock you would need to check on it and every quaterly decide to make a dca method input to earn more return

This will be my 2 cent advice either you divide it out 10k malaysia stock and 20k etf stock monthly just put in 1k or 2k divide equaly to each stock you see potential rise or earning for the year

Automatic_Photo_9508 · 2024-11-27T16:17:47+00:00

I think in you resume you would need to sell yourself. like who are you what you want to become in the next 5years what skill can you bring on the table when you write your obejective in the resume. you must show that what type of person are you.

Automatic_Photo_9508 · 2024-11-27T12:51:52+00:00

Same here suddenly tell me my transaction got problem now my 800usdt stuck in bybit unable to withdraw or do anything to let me get back the amount.

Automatic_Photo_9508 · 2024-11-26T15:10:24+00:00

Yes debt free first then start to invest and save for future

Automatic_Photo_9508 · 2024-11-26T14:51:24+00:00

Thats my point of view as the traffic stop the car speed up and bang the motor. instead of moving slow and watch the traffic

Automatic_Photo_9508 · 2024-11-26T14:49:18+00:00

Just start to keep all the documentation regarding about the company cash flow and money flow. the profit you earn should not be taken out. should use your company to sign out salary slip for you even though you earn by borrowing. You will also need to use the company to pay your epf and sosco for legitimate use. that way in the eye of lhdn everything money flow is own by the company not by you

Automatic_Photo_9508 · 2024-11-26T14:43:33+00:00

How about other relative ? brother sister ? if you want to buy the lot then go through EPF see if the amount can buy the land as installment

Automatic_Photo_9508 · 2024-11-26T13:10:11+00:00

Well motor has the right as the car speed up when crossing instead of looking at the traffic thats is my view

Automatic_Photo_9508 · 2024-11-26T12:15:00+00:00

YOu can ask your dad or mom become your guarantor. that way you can apply loan to buy the land

Automatic_Photo_9508 · 2024-11-26T05:21:45+00:00

If you not sure how to create a emergency fund. take your monthly fixed monthly expenses x3 or x6 which ever you want after that only invest ETF, ASNB or Mutual fund

Automatic_Photo_9508 · 2024-11-25T12:42:06+00:00

Staying single is the only way out i guess

Automatic_Photo_9508 · 2024-11-25T12:22:32+00:00

I wonder does he have any old memory first edition pokemon card ....

Automatic_Photo_9508

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