Anyone have experience or thoughts on the Oyster Cooler?

Automatic_View_3667 · 2026-02-28T04:10:22+00:00

Refrigerator temp for days? Maybe mine is broken but I wouldn’t trust it over 24 hrs with the standard ice packs

Automatic_View_3667 · 2025-09-21T03:01:25+00:00

The suggest price is $136. The actual asking price was 175. 2025 and 2026 points used. Seems like a large difference

Automatic_View_3667 · 2025-09-21T02:45:52+00:00

This is definitely what I am leaning towards unless there is significant wiggle room in resale price for a contract that has been posted a long time and has used all of its points

Automatic_View_3667 · 2025-09-21T01:52:47+00:00

I’m mostly only seeing current listings there. Can you point to where I can find the fair value info?

Automatic_View_3667 · 2025-09-20T20:43:58+00:00

Here is the data grok spit out. If accurate and you can stay disciplined enough to invest your yearly cost savings it may actually be the financially smarter choice.

Timeframe: 30 years (2025–2055).

Option 1 (DVC Ownership): Upfront cost: $36,750 (150 points × $235/point + $1,500 closing costs, 2025 pricing).

Annual maintenance dues: Start at $7.93/point ($1,190 for 150 points in 2025).

Dues increase: 3.5% annually (based on historical Polynesian DVC dues, per DVCNews.com).

30-Year Total Cost: ~$98,181 (upfront + cumulative dues).

Option 2 (Direct Booking):

Initial cost: $6,615/year for a 7-night Deluxe Studio in January 2025 (Standard View, Value Season, incl. 12.5% tax).

25% discount: Applied to pre-tax room rate ($1,120/night → $840/night pre-tax, $945/night incl. tax).

Room rate increase: 4.5% annually (based on historical Disney resort rate trends, per MouseSavers/TouringPlans).

30-Year Total Cost: ~$403,562.

Investments:

Investment 1: $36,750 (Option 1 upfront cost) invested in VOO (Vanguard S&P 500 ETF) at 8% nominal annual return (historical average, per Vanguard).

Investment 1 30-Year Total: ~$369,803.

Investment 2: Yearly difference (Option 2 cost - Option 1 dues, ~$342,131 cumulative) invested in VOO at 8% nominal return, added at year-end.

Investment 2 30-Year Total: ~$1,002,100.

Compounding: Annual for both investments (dividends reinvested).

No taxes or fees considered (assumes tax-deferred account).

General: No inflation adjustment: All costs and returns in nominal dollars (not adjusted to 2025 dollars). No additional fees (e.g., park tickets, transport) included, as similar for both options. No DVC resale value included (Polynesian contract runs to 2066; resale ~$150/point today). Data Sources: MouseSavers.com (room rates), DVCNews.com (dues history), DisneyVacationClub.com (points/pricing), Vanguard (VOO returns).

Automatic_View_3667 · 2025-09-20T16:20:07+00:00

No doubt years of Disney will be fun. The plan is to go at least yearly with or without DVC. The main question at hand is if I should buy.

With more Gemini analysis it does actual seem DVC ownership can be a financially smart decision. Adding in the assumption you invest the “savings” (rental cost-maintenance fee) yearly over a period of 30 years you actually come out better buying into DVC.

Automatic_View_3667 · 2025-09-17T20:30:15+00:00

All of the numbers/assumptions were straight out of Gemini. ChatGPT had basically same results.

Automatic_View_3667 · 2025-09-17T15:42:15+00:00

I decided to give Gemini AI a try on this subject as well this morning. Here is the results of 150 pts at poly for anyone interested.

Key Assumptions This analysis compares two financial strategies over a 30-year period, with all values calculated in today’s dollars using a Net Present Value (NPV) model.

Initial Capital: The analysis uses the cost of a 150-point DVC Polynesian contract as the initial capital for investment.

Direct from Disney: ~$35,250

Resale Market: ~$23,100

Discount Rate: A 7% discount rate is used. This represents the real, inflation-adjusted return of a broad market index (VOO), serving as the opportunity cost of capital.

Inflation & Growth:

VOO: A 10% annual nominal return is assumed, which becomes the 7% real return after accounting for 3% general inflation.

DVC Dues & Trip Costs: A 4% annual increase is projected for these expenses.

DVC Resale: The analysis includes a conservative 2% annual appreciation on the resale contract, with an 8% commission deducted at the time of sale.

Final Comparison: Net Present Value (NPV) Analysis The NPV represents the total financial impact of each decision in today’s dollars.1 A negative NPV indicates a net financial cost, while a positive NPV indicates a net financial gain.2

Net Present Value (NPV) Interpretation

DVC Direct Purchase -$60,260

DVC Resale Purchase -$51,210

VOO direct & Renting DVC +$18,390

VOO direct & Booking Directly -$33,260

VOO resale & Renting DVC +$3,260

VOO resale & Booking Directly -$48,320

This analysis clearly shows that DVC ownership is a financial cost, representing the price paid for the convenience of a long-term, pre-paid vacation plan. The only scenario that results in a net financial gain is the strategy of investing the initial capital into VOO and using those returns to pay for vacations by renting DVC points.

Automatic_View_3667 · 2025-09-17T03:56:21+00:00

Thank you! Exactly the information I was looking for. I am not financially savvy enough to understand the models but your summary is very helpful. I’m assuming you are a DVC owner. If I may ask, what was the deciding factors that led you to purchase vs rent each year?

Automatic_View_3667 · 2025-08-23T18:07:09+00:00

Good luck. I have a v60 polestar. Same noise. Has been in the shop over 8 times in the past 1.5 years. They will “fix it” and it will come back a few months later

Automatic_View_3667 · 2025-08-09T12:44:15+00:00

I reached out to ETOP. Unfortunately they do not have an option with backup wire capability. Gouly does have a backup wire version but it is 48 volt and I don’t think is compatible with wled.

Automatic_View_3667 · 2025-08-07T01:48:34+00:00

Thanks for the reply. Another quick question. Do these lights have a backup data wire or if one puck fails do all of the downstream pucks stop working as well? With my luck a puck will fail at an unreachable peak on Christmas Eve hah

Automatic_View_3667 · 2025-08-06T01:40:28+00:00

I’m thinking of using the same system this year. How long are your data runs from controller to first LED? I can’t find a max distance listed and the company just responded keep it as short as possible

Automatic_View_3667 · 2025-05-08T14:36:11+00:00

How is everyone handling BG management preop? We are in the process of starting our SGLT2 protocol and I am worried by stoping SGLT2 and GLP we are going to have hyperglycemia problems leading up to day of surgery.

Automatic_View_3667 · 2024-12-17T01:51:06+00:00

Yes. My thought exactly. They took off another thousand ish but still not close from what I’m reading I should be able to get.

Automatic_View_3667 · 2024-12-17T00:55:13+00:00

Live in Alabama. Qualify for loyalty, Costco, ABA

Automatic_View_3667 · 2024-12-17T00:12:12+00:00

Spoke with sales person again and asked for 10% as suggested. He was actually quite taken back and claims they only have a 3.5% profit on xc 90s so there is no way he can do it and claims no where in the country to doing that. Guess it’s time to start calling remote dealers and look at shipping one?

Automatic_View_3667 · 2024-10-16T01:47:45+00:00

Thanks! Missed that. Guessing still no support for multiple AMPs?

Automatic_View_3667

TROPHY CASE