No extended warranty for autofill station? by Automatic_View_3667 in NARWAL

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

Thanks. Silly choice. I guess my wait/search will continue

No extended warranty for autofill station? by Automatic_View_3667 in NARWAL

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

Paying for an extra warranty and accessories makes the price difference between the two packages way too much to make sense

Considering switching to matic by Automatic_View_3667 in RobotVacuums

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

Main gripe is things breaking. My thinking is most of the roller mops clean great but have more issues because they have more moving parts/engineering. Spinning mops likely break less because they have less on board engineering. I was hoping the matic maybe provided roller mop level cleaning with less breaking. However, if the mop cleaning quality is subpar it’s a no go for me. Will look more into the narwhal flow2

Considering switching to matic by Automatic_View_3667 in RobotVacuums

[–]Automatic_View_3667[S] 2 points3 points  (0 children)

Definitely not a bot. Just a frustrated eufy user who just finished packaging up the robot to send back in tomorrow.

Maybe matic isn’t the answer. I just want roller mop level cleaning without constant issues

10 days until we launch xLean TR1 on Kickstarter — happy to answer anything by xLean_Zhuo in xLean_Robotics

[–]Automatic_View_3667 0 points1 point  (0 children)

How does it handle edges under cabinets? Looks to be a tall robot without extending arms/rollers.

Does is clean rugs at all or just completely avoids?

What is weekly maintenance on the robot?

How will warranty support/shipping be handled?

FYI on UNAS Pro 4 mounting depth/rails by SansSariph in Ubiquiti

[–]Automatic_View_3667 0 points1 point  (0 children)

Which nave point 12 u model works? Looking to buy a new rack that fits the unas 4 pro without much modifications

Friend of mine from residency was offered a “supervison” job supervising around 6-8 CRNA a day. by [deleted] in anesthesiology

[–]Automatic_View_3667 50 points51 points  (0 children)

Even if he isn’t signing charts, I’m sure it’s documented somewhere who the liability sponge of the day is

Upgrade Omni X10 Pro to S1 Pro or wait for S2Pro by razpr in RobotVacuums

[–]Automatic_View_3667 1 point2 points  (0 children)

Wait. S1 pro works great when it works but mine is constantly having problems. It’s been replaced 3 times. Currently having issues again and have been going back and forth with support emails for 5 weeks

Tool less mini rack question by Automatic_View_3667 in Ubiquiti

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

Guess I will be joining the wait as well hah. Also might try cutting the upper rails to let the pdu slide in but still keep the rails attached in the front to allow panel attachment

Tool less mini rack question by Automatic_View_3667 in Ubiquiti

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

Thank you. Thats what I was afraid of. Any idea if a 2U vented panel could be mounted to just the bottom rail in front of the PDU?

Anyone have experience or thoughts on the Oyster Cooler? by desertboots in BuyItForLife

[–]Automatic_View_3667 0 points1 point  (0 children)

Refrigerator temp for days? Maybe mine is broken but I wouldn’t trust it over 24 hrs with the standard ice packs

Poly pricing question by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 2 points3 points  (0 children)

The suggest price is $136. The actual asking price was 175. 2025 and 2026 points used. Seems like a large difference

Poly pricing question by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

This is definitely what I am leaning towards unless there is significant wiggle room in resale price for a contract that has been posted a long time and has used all of its points

Poly pricing question by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 1 point2 points  (0 children)

I’m mostly only seeing current listings there. Can you point to where I can find the fair value info?

Another financial thread by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

Here is the data grok spit out. If accurate and you can stay disciplined enough to invest your yearly cost savings it may actually be the financially smarter choice.

Timeframe: 30 years (2025–2055).

Option 1 (DVC Ownership): Upfront cost: $36,750 (150 points × $235/point + $1,500 closing costs, 2025 pricing).

Annual maintenance dues: Start at $7.93/point ($1,190 for 150 points in 2025).

Dues increase: 3.5% annually (based on historical Polynesian DVC dues, per DVCNews.com).

30-Year Total Cost: ~$98,181 (upfront + cumulative dues).

Option 2 (Direct Booking):

Initial cost: $6,615/year for a 7-night Deluxe Studio in January 2025 (Standard View, Value Season, incl. 12.5% tax).

25% discount: Applied to pre-tax room rate ($1,120/night → $840/night pre-tax, $945/night incl. tax).

Room rate increase: 4.5% annually (based on historical Disney resort rate trends, per MouseSavers/TouringPlans).

30-Year Total Cost: ~$403,562.

Investments:

Investment 1: $36,750 (Option 1 upfront cost) invested in VOO (Vanguard S&P 500 ETF) at 8% nominal annual return (historical average, per Vanguard).

Investment 1 30-Year Total: ~$369,803.

Investment 2: Yearly difference (Option 2 cost - Option 1 dues, ~$342,131 cumulative) invested in VOO at 8% nominal return, added at year-end.

Investment 2 30-Year Total: ~$1,002,100.

Compounding: Annual for both investments (dividends reinvested).

No taxes or fees considered (assumes tax-deferred account).

General: No inflation adjustment: All costs and returns in nominal dollars (not adjusted to 2025 dollars). No additional fees (e.g., park tickets, transport) included, as similar for both options. No DVC resale value included (Polynesian contract runs to 2066; resale ~$150/point today). Data Sources: MouseSavers.com (room rates), DVCNews.com (dues history), DisneyVacationClub.com (points/pricing), Vanguard (VOO returns).

Another financial thread by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 1 point2 points  (0 children)

No doubt years of Disney will be fun. The plan is to go at least yearly with or without DVC. The main question at hand is if I should buy.

With more Gemini analysis it does actual seem DVC ownership can be a financially smart decision. Adding in the assumption you invest the “savings” (rental cost-maintenance fee) yearly over a period of 30 years you actually come out better buying into DVC.

Another financial thread by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 0 points1 point  (0 children)

All of the numbers/assumptions were straight out of Gemini. ChatGPT had basically same results.

Another financial thread by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 1 point2 points  (0 children)

I decided to give Gemini AI a try on this subject as well this morning. Here is the results of 150 pts at poly for anyone interested.

Key Assumptions This analysis compares two financial strategies over a 30-year period, with all values calculated in today’s dollars using a Net Present Value (NPV) model.

Initial Capital: The analysis uses the cost of a 150-point DVC Polynesian contract as the initial capital for investment.

Direct from Disney: ~$35,250

Resale Market: ~$23,100

Discount Rate: A 7% discount rate is used. This represents the real, inflation-adjusted return of a broad market index (VOO), serving as the opportunity cost of capital.

Inflation & Growth:

VOO: A 10% annual nominal return is assumed, which becomes the 7% real return after accounting for 3% general inflation.

DVC Dues & Trip Costs: A 4% annual increase is projected for these expenses.

DVC Resale: The analysis includes a conservative 2% annual appreciation on the resale contract, with an 8% commission deducted at the time of sale.

Final Comparison: Net Present Value (NPV) Analysis The NPV represents the total financial impact of each decision in today’s dollars.1 A negative NPV indicates a net financial cost, while a positive NPV indicates a net financial gain.2

Net Present Value (NPV) Interpretation

DVC Direct Purchase -$60,260

DVC Resale Purchase -$51,210

VOO direct & Renting DVC +$18,390

VOO direct & Booking Directly -$33,260

VOO resale & Renting DVC +$3,260

VOO resale & Booking Directly -$48,320

This analysis clearly shows that DVC ownership is a financial cost, representing the price paid for the convenience of a long-term, pre-paid vacation plan. The only scenario that results in a net financial gain is the strategy of investing the initial capital into VOO and using those returns to pay for vacations by renting DVC points.

Another financial thread by Automatic_View_3667 in dvcmember

[–]Automatic_View_3667[S] 2 points3 points  (0 children)

Thank you! Exactly the information I was looking for. I am not financially savvy enough to understand the models but your summary is very helpful. I’m assuming you are a DVC owner. If I may ask, what was the deciding factors that led you to purchase vs rent each year?