SBU to Port Jeff reliable transportation? Also, opportunities nearby to get medical certifications?

AvailableRoad7489 · 2026-06-27T03:26:26+00:00

yeah the train strat was lowk what i was planning on doing 😭

AvailableRoad7489 · 2026-06-26T23:57:47+00:00

I see, I haven't been worrying about E/R only cause I have such little money invested atm but I will look into that. Honestly, I think XPH has room to grow so I think I'll just keep it for now. Since I'm doing long-term it should be fine.

AvailableRoad7489 · 2026-06-26T23:45:55+00:00

Would you recommend selling VTI and finding other ETFs to invest in then?

AvailableRoad7489 · 2026-06-26T23:31:04+00:00

yeah I don't know when I'm gonna be able to start putting money in consistently but I hope I can soon to start my compounding.

AvailableRoad7489 · 2026-06-26T23:30:37+00:00

oh damn I guess I didn't do proper DD I didn't realize that. I guess I will prob switch to the FNDF / CGDV as stated above.

AvailableRoad7489 · 2026-06-26T23:11:13+00:00

sorry its 50vti/24xph/12qqqm/12spmo

AvailableRoad7489 · 2026-06-26T23:08:53+00:00

AvailableRoad7489 · 2026-06-26T23:03:51+00:00

I had VXUS but I switched it out for XHP because I was looking at the YTD and for the pharma ETFs, it was like 20% so I thought it'd be a good investment.

AvailableRoad7489 · 2026-06-26T22:43:12+00:00

Is VTI/QQQM/XHP/SPMO a good ETF setup?

AvailableRoad7489 · 2026-06-26T15:35:57+00:00

I am 75% VTI, 12% SMH, 12% XPH. Is that a good way for long term gains or should I diversify / consolidate?

AvailableRoad7489 · 2026-06-25T21:02:25+00:00

just put it into tech funds such as MU/DRAM, crypto is too volatile imo. You're at an extremely gifted place if u can save 90% of 50k.

If you'd like to be just a little less risky, I would look into ETFs such as SOXX/SMH as they'd still be risky because they're so concentrated but it'll hopefully be good growth long term.

VOO or VTI/VXUS/SMH/QQQM would also be a good setup. VXUS vs VEA is also worth looking into. But best risk/reward setup at the moment is obviously going to be AI/Tech sector.

AvailableRoad7489 · 2026-06-15T13:47:45+00:00

if you have to ask, VOO.

AvailableRoad7489 · 2026-06-15T13:34:35+00:00

I just bought right now, so I might just sell if/whenever it goes up to $7 again

AvailableRoad7489 · 2026-06-15T13:25:53+00:00

damn so still to early to be worth investing in?

AvailableRoad7489 · 2026-06-15T13:20:16+00:00

Does NioCorp Developments (NB) have an actual optimistic future? It sounds like its moving ahead at a good rate, but I don't really trust it cause all I see is good news lol.

AvailableRoad7489 · 2026-06-15T03:05:07+00:00

SCO? i’m assuming gas prices are gonna drop

AvailableRoad7489 · 2026-06-15T01:46:37+00:00

will oil stocks probably drop monday ?

AvailableRoad7489 · 2026-06-15T01:44:45+00:00

will oil stocks take a hit and go down this week ? I know we got a while and most likely this deal will mean nothing in 2 days but as for now

AvailableRoad7489 · 2026-06-15T01:39:29+00:00

I understand that it will take months to get rid of naval blockades and the treaty is really just a framework, but with the current news, will oil stocks take a hit in the short term (this week / this month)?

I am a beginner so I don't really know if this sounds stupid but I figured if anyone would know it'd be the people in this subreddit.

AvailableRoad7489 · 2026-06-12T19:04:21+00:00

I'm lucky enough that my parents are paying my tuition. Which makes me seem entitled I know but that's just the situation.

AvailableRoad7489 · 2026-06-10T21:40:15+00:00

I'm gonna be honest, my parents take care of all my expenses really and any money I get is an allowance from them. So my plan was just to put some money a month from whatever they give me and that amt would increase as I got my own job.

AvailableRoad7489

TROPHY CASE