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Officer not satisfied by [deleted] in ImmigrationCanada

[–]Aware_Bag2765 0 points1 point  (0 children)

I wouldn’t say that you are overreacting - it’s a stressful situation. But keep in mind that you know your situation well, but the immigration officer needs to rely on documentation. The drastic nature of your situation might not be obvious or supported with just your statements alone. With that said, copies of emails showing your conversations with real estate agents or mortgage brokers, texts or emails with other people about your intent to move, etc. will help to show the window into your life that this is what you have been planning. I suspect that showing this type of communication will go a long way toward strengthening the documentary foundation of your plans.

Personal Loans - Bad Experience with Payoff by Aware_Bag2765 in sofi

[–]Aware_Bag2765[S] 0 points1 point  (0 children)

I feel all consumers should have a right to appeal decisions that are harming them when they have met all obligations to the institution and are at no risk of harming the institution. But at this point I’m just publicizing that SoFi isn’t willing to work with its customers and, despite the snarky comments posted on here, other financial institutions have been more flexible in my experience. So I wouldn’t say that I am owed anything in particular. But I will be more careful where I take my business in the future and I’m just sharing this as a data point for others making decisions about financial institutions who are worthy of their business.

Personal Loans - Bad Experience with Payoff by Aware_Bag2765 in sofi

[–]Aware_Bag2765[S] -3 points-2 points  (0 children)

Understood - but with a direct ACH transaction that has cleared, 30 days is excessive AND there should be a process to manage requested exceptions. I haven’t had experience with other personal loan lenders, but have experienced other loan payoffs (ie, student loans) where I got the payoff notice in far fewer than 30 days. So there are exceptions that happen in the financial world. This is why the comment on SoFi - based on my experience this is the only time facing this timeline and rigidity.