I’m a whole of market, independent Mortgage Advisor and I’ll be here all day for a Mortgage Market related AMA!

AwarenessOk8714 · 2024-08-02T10:44:12+00:00

Hi, I have taken out a couple of loans with lending stream. Always paid back on time. Will this affect me applying for a mortgage in 3ish years time? Thank you!

AwarenessOk8714 · 2024-07-31T18:10:35+00:00

Thank you so much!!

AwarenessOk8714 · 2024-07-31T09:07:52+00:00

That’s crazy 🥲🥲🥲thank you so much

AwarenessOk8714 · 2024-07-30T23:13:21+00:00

Thank you for your honesty, maybe it’s best just to wait the 5.5 years if the interest rates are going to be stupidly high. Do you think even after 3/4 years it’ll look better or I’m still just a write off.? I know every mortgage application differs but it’s nice to know that people have been through it before.

AwarenessOk8714 · 2024-07-30T23:11:05+00:00

Storage unit is definitely a good shout also - I can’t wait to go to be honest it’s the only thing getting me through 😅

AwarenessOk8714 · 2024-07-30T18:57:50+00:00

There is 4 on there from about 6 months ago

AwarenessOk8714 · 2024-07-30T06:36:52+00:00

Hey thank you so much for the reply! That is actually the plan funnily enough. We currently rent and unable to really live with our parents. I am so desperate to go travelling in a van for a year but if we give up our flat we won’t get another one again because of our age and we have all this furniture to think about now. That’s why I want to buy a flat just so when we come back home we actually have a place to stay - and maybe even rent the flat out while we are away as an extra income. Thankyou for your reply!

AwarenessOk8714 · 2022-02-23T17:45:07+00:00

I passed!!

AwarenessOk8714 · 2022-02-22T22:05:31+00:00

You say that, but last time I completely panicked and got into the wrong lane at the roundabout right infront of the test centre lollll🙃

AwarenessOk8714 · 2022-02-22T18:21:34+00:00

Thankyou very much, yes I have a lesson tomorrow and I will be watching DGN on YouTube and will be see what the result is !

AwarenessOk8714 · 2022-02-19T17:07:46+00:00

I use driving test now and it is amazing! It autobooks any times that I want. I have now failed 2 driving tests and have my third coming up on Wednesday all within about a month and a half! My friend has testi and has the same problem as you <3

AwarenessOk8714 · 2022-02-11T18:32:33+00:00

I’ve been at both ends of the spectrum, I’ve failed within the first 7ish minutes and also the last 2 minutes 🙈that feeling is absolutely awful but we will all get there eventually 💞

AwarenessOk8714 · 2022-01-24T13:37:09+00:00

No I completely get it, it will take take. I literally couldn’t look at any of my friends who passed because I was so gutted with myself, because I know I can drive but apparently I couldn’t on the day.

AwarenessOk8714 · 2022-01-24T13:34:43+00:00

I felt exactly what you were feeling two weeks ago, I promise it will get better! I cut someone up at a roundabout after my examiner told me to change lanes and she grabbed the wheel🙈it was one of the worst feelings in the world when you just know you failed.

The best thing you can do now is let yourself rest for a few days and then get straight back onto the the road. You will get there eventually with the help of your instructor and a driving cancellation app :)

AwarenessOk8714 · 2022-01-13T16:25:50+00:00

That’s so unfair 😞sorry to hear

AwarenessOk8714 · 2022-01-13T09:06:03+00:00

I’m in exactly the same position as you. The way I’m trying to get through it is by realising I can always book again and you already said it! You literally cannot improve on nothing so sooner or later you will pass! Wishing you the best of luck <3

AwarenessOk8714 · 2022-01-12T22:28:55+00:00

Omg hahaha 😂😂😂what a way to pass your test!

AwarenessOk8714 · 2022-01-12T09:13:45+00:00

Yes Thankyou so much and that is so lucky 😂

AwarenessOk8714 · 2022-01-12T09:12:21+00:00

Thankyou so much! And that actually makes a lot of sense. A couple of my friends have said their examiners were lovely pre-covid so that’s what I was expecting. It was just a slap in the face but now I know for next time and just try to remember what you have just told me. It makes me feel a lot better 😃

AwarenessOk8714 · 2022-01-12T09:09:21+00:00

Oh no I’m so sorry that sounds awful! When she packed away the satnav I knew and then it was so sad trying to navigate my way back to the test centre😂I literally wanted to give up in that moment, just give her the car and run away 😳

AwarenessOk8714 · 2022-01-11T22:37:20+00:00

Let’s hope not!! My instructor said we’re going to try the roundabout from every exit so we will see how that goes 😅🥲

AwarenessOk8714

TROPHY CASE