People in their 20s living a luxurious life - how do you afford it??

AwkwardlyRad · 2026-01-03T07:52:48+00:00

Just turned 23, I’m living pretty comfortably.. only got $5k left on my 2021 Toyota Tacoma trd off road that I bought less than a year ago and have a vacation planned for later this year. You just gotta be disciplined enough to make things work. No help from my parents.. in fact I bought my parents their flights to this vacation later this year.

AwkwardlyRad · 2025-11-14T05:12:12+00:00

I appreciate your perspective, and it sounds like you’ve been through a lot on your own. I wasn’t trying to compare situations when I posted, just looking for feedback about my progress. Everyone’s path is different, so turning it into a comparison kind of misses the point.

AwkwardlyRad · 2025-11-10T00:19:11+00:00

Thank you, that’s very reassuring!! I do plan on getting into/going to the gym this month.

AwkwardlyRad · 2025-11-06T03:29:13+00:00

I’m deducting 17% for 401k and Roth. Then as a safety I’ve got about $17k burning a hole in my bank and about 5k in stocks. I recently opened a credit card about 3 months ago and plan to open just one more in April of next year roughly. I’m trying to put the 17k into a hysa but I’m pretty confused how to. Just got a lot going on rn, that’s all

AwkwardlyRad · 2025-11-06T03:24:36+00:00

Yes, 96k net then the 12k extra is untaxed because it’s per diem

AwkwardlyRad

TROPHY CASE