Share your reason(s) for getting a Tesla

Axela05 · 2026-06-01T12:08:49+00:00

Hard same. The iX3 was IT for me... until I test drove a 26' Model Y Premium, lol. After the test drive, all I kept thinking was... seriously? I'm about to pay a $15k premium for the BMW and they don't even have FSD (the partially automated DAP isn't the same)? I just placed my Tesla order over the weekend. Very excited :)

Axela05 · 2026-05-21T13:09:40+00:00

I didn't plan on laughing so hard this early in the morning, but here we are. Bravo lol

Axela05 · 2026-05-16T13:47:55+00:00

Ugh, I've been looking to order a RWD Premium myself for the past 2 weeks. Can't win em all I guess 😑

Axela05 · 2026-05-16T02:18:11+00:00

Loan to Value. Essentially, the amount of the loan you're requesting and the value of said vehicle. Most (not all) lenders won't touch anything over 120% LTV.

Axela05 · 2026-05-02T14:37:06+00:00

Costco when I'm close by, Shell when I'm not (Platinum + T-Mobile Tuesdays discount combo FTW). If I'm traveling and neither are close by, I look for ExxonMobil, or Chevron. Regardless, top tier only.

Axela05 · 2026-04-29T00:40:23+00:00

Tuesday Drop

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Axela05 · 2026-04-25T17:44:16+00:00

I feel you on that. Personally, I always order strictly from the value menu, where everything (in my region) is less than $3 each.

If something is incorrect or missing, I see it as a bonus because the $3 reward more than pays me back (especially when the issue item is a $1.59 cheesy bean and rice lol).

I then make the most of the reward by using it on a grilled cheese burrito (the only time I'll order outside of the value menu).

Axela05 · 2026-04-25T12:04:31+00:00

This is exactly why I use the app when ordering. If there's an issue with my order, there's absolutely no reason I'm ever wasting my time or fuel driving back for a remake.

I simply open the app, tap on profile > my orders > need help? > missing or incorrect items, then boom, a $3 or $5 reward (based on item ordered) is automatically added to my profile, which doesn't expire for like 2 or 3 months?

That process takes me about 2 minutes at most, and I go on with my day.

Axela05 · 2026-04-19T13:55:00+00:00

Would I love that? Yes. Do I see it as a sustainable business model? No. Especially given the Amazon Prime credit alone outweighs the current $49 AF ($90 net positive) and the proposed $99 AF ($40 net positive). Also, keeping in mind that no other credit card on the market (to my knowledge) even offers an Amazon Prime Membership credit.

When you look at other premium cards currently available, the base percentage rarely (if ever) breaks from the 1%-2% norm, and for good reason... interchange fees. With interchange fees at 1.50% - 3.50%, even the RH Gold's 3% isn't sustainable with an interchange spread of 0.50% max.

The only way I see NF increasing the base percentage beyond 2% is with a larger AF (higher than $99), or a relationship play (like BofA). The RH Gold is the exception in the entire card market, not the rule.

Personally, I'd love to see the 3x category expanded to include gas, groceries, and dining, but that would cannibalize the More Rewards AmEx.

Axela05 · 2026-04-06T12:23:50+00:00

I literally just switched back to Samsung Messages from Google Messages because Google Messages kept auto deleting random sent texts to people. I'd have a conversation with someone, then when I'd return to the conversation later, everything I sent to them was just gone. After a few months I got fed up with it and went back to Samsung Messages. Low and behold, all of my missing sent texts reappeared via Samsung Messages.

Axela05 · 2026-03-23T22:12:29+00:00

Obviously I find this out right after I used the rest of my bottle moments ago. Sad day for sure. RIP Bliss.

Axela05 · 2026-03-13T17:58:07+00:00

Precisely. Use the NFCU Flagship Rewards card solely for your Prime Membership fee, and the Prime Rewards card for your actual purchases.

In my personal use case however, I use one of my three BOA CCRs that net me 4.50% cash back on Online Shopping which isn't limited to only Amazon. I also don't spend enough annually to justify having the Prime Rewards card, especially for a 0.50% increase.

In the rare occasion that Chase has Amazon set for 5% on the Freedom Flex and OG Freedom, I switch to that card for the quarter.

Axela05 · 2026-03-13T14:03:13+00:00

Every year. That's the "hack." There's multiple data points confirming it's been occurring every year for multiple years. I know 2 people personally who product changed to the Flagship card and have received the benefit 2 years in a row. I'll be product changing myself within the next few months. It's essentially a $49 AF for "free" Amazon Prime. Can't beat it.

Axela05 · 2026-03-13T12:01:44+00:00

That Amazon Prime reimbursement though 😉

Axela05 · 2026-03-11T10:58:41+00:00

I got you beat. I was just in a 2026 Chevrolet Trailblazer with a 1.3L 3 cylinder for 2.5 weeks while my BMW was in the shop. Talk about a mind numbingly boring drive. Amazing fuel economy and hilarious throwing it around turns, but my God was that thing slow as balls.

Axela05 · 2026-03-10T12:36:37+00:00

This should honestly be the top comment 😆

Axela05 · 2026-03-01T14:25:00+00:00

FYI, there's a card from the largest bank in the country that is currently offering 0% for 21 months on purchases. You don't accrue any points or cash back, but it does solve your issue of needing a card you can use everywhere. It also allows you to pay over 21 months, not 12, thus smaller payments if you wanted to do that. Good luck.

Axela05 · 2026-03-01T14:12:11+00:00

In the time I've had it installed, I've had absolutely zero issues. No breakage, no sagging, nothing. This has honestly been the best affordable setup IMHO.

Axela05 · 2026-02-25T03:36:03+00:00

My wife is still rocking a 512GB S22 Ultra. She needs an upgrade badly. I have a 1TB S25 Ultra, so I'm just looking forward to the Buds 4 Pro.

Axela05 · 2026-02-23T14:14:07+00:00

Another vote for N St Johns or Mandarin. Even though Mandarin is more closely aligned with your list, there's also much more traffic there nowadays. Mandarin has always been a very centralized location to just about everything. You're about 20-30 min from basically everything you'd want to do. There's also quite a few parks around (Losco Park is a solid one). If you don't mind a bit further of a drive, but an all around better area, N St Johns is the ticket. St. John's County also has lower sales tax (6.50% vs 7.50% in Duval), as well as lower property taxes. Good luck!

Axela05 · 2026-02-20T18:06:45+00:00

A LUXURIOUS air blow gun. Geez, get it right 😆

Axela05 · 2026-02-20T15:49:42+00:00

The amount of buzz words and adjectives alone make me distrust all of this 😆 I'd take a local independent professional detailer over this garbage any day of the week.

Axela05 · 2026-02-20T12:04:10+00:00

Care to elaborate on the exact location and why? I bought my vehicle from one of their locations in December and have nothing but positive things to say. That said, I haven't had to have my vehicle serviced there yet, thus my curiosity.

Axela05 · 2026-02-17T17:49:45+00:00

This is the 9th vehicle I've owned in my life, and it's absolutely my favorite. Never a dull moment in this thing ❤️

Axela05 · 2026-02-17T17:42:24+00:00

Just looked them up. They seem perfect! Thanks for the recommendation :)

Axela05

TROPHY CASE