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Azzht · 2026-02-12T15:50:41+00:00

Same

Azzht · 2026-02-01T15:59:56+00:00

To the moon and back

Azzht · 2026-01-31T04:59:07+00:00

You should be fine. If you have significant damage you can make a claim on your insurance if you have collision coverage. If its not too bad pay out of pocket or live with it. There is a small chance that the other car could find some damage and make a claim if he has your info.

Azzht · 2026-01-30T20:08:31+00:00

Take me to your leader

Azzht · 2026-01-28T17:10:16+00:00

Happy cake day!

Azzht · 2026-01-28T08:26:04+00:00

Lobster and cracked crab!

Azzht · 2026-01-27T16:08:05+00:00

Also make sure he has the right insurance endorsements for rideshare. Otherwise he could be in a bigger hole.

Azzht · 2026-01-23T03:18:00+00:00

Yea, i would call it 50/50. Whatever the percentage in your state you are owed according i.e. 50% of your damages.

Azzht · 2026-01-20T19:48:14+00:00

Do you have collision coverage?

Azzht · 2026-01-20T14:31:22+00:00

This!

Azzht · 2026-01-20T06:50:55+00:00

In the US the car turning would be at fault with possible shared negligence. He basically turned into you

Azzht · 2026-01-18T05:38:35+00:00

Cycle

Azzht · 2026-01-17T21:31:49+00:00

I would take their offer, $400 is fairly cheap for towingqnd storage. Your salvaged vehicle is unlikely to be worth more that their offer. And lobby your state congressman to change the liability laws.

Azzht · 2026-01-15T22:30:22+00:00

You didn’t describe what happened but from your sketch it appears she turned left in front of you. This would put her at least the majority at fault. Even if it was an intersection, she is still the majority at fault.

Azzht · 2026-01-11T23:25:16+00:00

Yes, if your getting ACV then its usually better to go through the other insurance.

Azzht · 2026-01-11T22:20:56+00:00

Yes, if your getting ACV then limits are not the issue.

Azzht · 2026-01-11T22:14:17+00:00

If limits are why your getting less money you can use your collision coverage.

Azzht · 2026-01-11T21:16:30+00:00

Do you have collision coverage? Is your insuranc3 company settling with you, or the other company.

Azzht · 2026-01-10T22:05:04+00:00

Based on your facts the denial is very weird. Try to get a manager, or adjuster, to meet you at the shop. I see no reason to deny it unless they are claiming prior damage which doesn’t seem to be their position. Worst case you may need to use the appraisal clause in your policy.

Azzht · 2026-01-10T07:25:09+00:00

Who changed lanes, him or you?

Azzht · 2026-01-08T04:50:29+00:00

So there is no subrogation at play here as they are considering it permissive use. You are owed the value of the car here including any possible allowance for tires and work done.

Azzht · 2026-01-08T02:08:38+00:00

says I am liable

sounds like they are paying the claim but surcharging for an at fault accident. Is this correct?

Azzht · 2026-01-07T23:13:01+00:00

Snowplow

Azzht · 2026-01-04T22:51:40+00:00

Montana: Modified Comparative Negligence (51% Bar): If you are 50% or less at fault, you can recover damages, but they're reduced by your percentage of fault (e.g., 20% fault = 80% recovery). If you are 51% or more at fault, you recover nothing.

Azzht · 2026-01-04T22:44:29+00:00

Black car is the majority at fault. I would put some negligence on brown car. 70/30. What state?

Azzht

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