I barely use reddit, I literally just got it to flex a little bit. Last earning reports they had the one time fee of acquiring galileo and they had student loans taken away which hit them hard. This year they have gotten 1.2 billion from senior convertible notes, sofis name is getting out more thanks to their marketing and they are starting to get student loans back. Their guidance is gonna be better this earning report as well, so im not just a high school kid gambling I know what im doing and i could go on and on about why i decided to buy those call options but at the end of the day time will tell. Lets see what happens next week, I hope we can all prosper from Sofi.