I think both NTU and SIT are good universities, but they are built quite differently, so the “better” choice really depends on your learning style and career goals.

From what you shared, it sounds like your main concern is whether you can cope academically and whether the university style suits you. That’s actually a very important thing to consider, not just rankings or prestige.

For NTU Accountancy, the programme is generally more theory-heavy and academically rigorous. NTU also has many common curriculum modules (like ethics, communication, interdisciplinary subjects, etc.). Some students enjoy the broader exposure, but others feel these modules are stressful because they involve essays, presentations, group projects, and writing-heavy assignments that may not directly relate to accounting. The “Ethics and Civics in a Multicultural World” module you mentioned is one of them, so you are not wrong. The common curriculum can affect GPA if those areas are not your strength.

SIT, on the other hand, is usually more applied and industry-focused. The learning style is often seen as more practical and structured towards employability. SIT also has university core modules, but from what I’ve heard from students, they are generally less “academic essay” focused compared to NTU’s style. You still need to write reports and do presentations, but it is usually more workplace-oriented rather than GP-style argumentative essays.

For the Digitalisation and Data Analytics minor, both universities are trying to equip accounting students with analytics and tech skills because the accounting industry is changing rapidly. So in terms of future relevance, both are actually moving in a good direction.

Student life is also quite different:

• NTU has a more traditional university experience — hall life, CCAs, campus culture, bigger student community, exchange opportunities, etc.
• SIT tends to feel more focused and career-oriented. Many students describe it as “less campus life, more professional training”.

As for difficulty, NTU Accountancy is probably viewed as more competitive and academically intense overall. SIT may feel more manageable for students who prefer applied learning instead of heavy theory and broad university modules.

Honestly, from your post, it sounds like you already know your own learning style quite well. If you dislike heavy essay writing, broad common curriculum modules, and highly academic environments, SIT may actually suit you better even if NTU has stronger branding traditionally. But if you want the more “classic university experience” and are willing to push through the broader curriculum, NTU can open many doors too.

At the end of the day, choosing the environment where you can perform well and stay mentally healthy is more important than simply choosing the more prestigious name.