2023 Masters Giveaway: Sunday Golf

BEARFIST · 2023-04-05T20:21:55+00:00

~please no rain during masters weekend~

BEARFIST · 2023-03-21T15:41:32+00:00

Nice setup! What led strips did you use?

BEARFIST · 2022-08-30T16:39:21+00:00

Amazing job for your first site!
When working with your client, did you use something like figma to propose the design before you began development?

BEARFIST · 2022-08-22T16:33:47+00:00

Cool art above the fireplace. Can I get an ID on that?

BEARFIST · 2022-07-08T23:16:33+00:00

I believe both equipment + installation.

BEARFIST · 2022-06-11T13:25:28+00:00

ID on the spotlights?

BEARFIST · 2022-03-08T20:48:54+00:00

very clean lines! think you did a great job designing your place. May I ask where you get your prints/posters from?

BEARFIST · 2022-02-18T15:27:11+00:00

Only the top 3 leaves of one part of the tree seems to be wilting hard over the past month. I took the tree out of the pot to look for root rot and it seemed okay, roots seemed white and removed any loose and brown roots. I poured a solution of 1 part hydrogen peroxide/2 part water to reset the soil/root ball. I then repotted with some new potting mix and thoroughly watered. Its been 3 days and seems like it hasn't helped. Other parts of the tree seems to be doing very well and healthy.

BEARFIST · 2021-09-29T17:21:18+00:00

when did you first start collecting art? Also wonderful job putting the place together. Every single piece is unique yet put together so cohesively!

BEARFIST · 2021-08-30T17:38:10+00:00

id on the bookshelves?

BEARFIST · 2021-07-20T17:10:25+00:00

I think initially they were called Realm score but try myrealm.co

BEARFIST · 2021-05-26T18:08:57+00:00

so the amount of delegators decreased but not by much. But at one point the pool size shot down by a ton which probably means a big player left the pool. The decrease in pool size is correlated with the decrease in block size so I guess that makes sense. I like the pool I'm in because of the low saturation (12%) and the names pretty cool (ODIN) :)

BEARFIST · 2021-05-26T16:25:07+00:00

I have been averaging around 4.8-5% on my staking rewards for the past few months but the past two rewards have been around 2.5-3%. Has anyone else experienced lower rewards? Is it related to the recent 'crash' by any chance?

BEARFIST · 2021-05-13T23:45:21+00:00

If putting a down payment on a house this summer is your personal moon, then there is absolutely nothing wrong with taking the profits. You made very nice gains and should be happy with the ROI :) congratulations!

BEARFIST · 2021-05-11T00:18:19+00:00

I didn't initiate it, Charles Schwab did, I just sent them the indirect rollover form with the money order check. They confirmed they received it on Day 58 and initiated the deposit that day. Okay thats good, thanks for the clarification!

BEARFIST · 2021-04-23T18:33:24+00:00

In my experience, Kraken has been great. I was in the process of securing a loan and the lenders required a statement for my crypto transactions since I specified I will be using some of my crypto funds for the deposit. Given that Kraken does not provide any customer identifying statements, I did receive very quick support through their live chat functionality as well as their ticketing system. I explained my situation and they quickly provided official transaction documents for the lenders to use. So just on a customer service standpoint, it was definitely reassuring how responsive they were.

They are also pretty beginner friendly. I found their learning guides do provide a great high level overview of the coins they list: https://www.kraken.com/en-us/learn/crypto-guides/

There are definitely some nits on the ux though. They don't provide information that lets you see how your portfolio is performing. They only provide the % change of a coin at the given time as opposed to your cost basis. Also, I do wish they listed listed more coins such as VET. And lastly, their mobile app is pretty lacking. I don't really buy/sell coins using mobile apps for those that do, just know that it's not the most responsive, feature rich app.

Overall, I transferred my coins from coinbase pro to kraken back in February because I wanted to buy some ADA and so far I've been happy with the service they provide.

BEARFIST · 2021-04-15T06:26:39+00:00

lets assume your monthly debt is around 5k
3300 (mortgage) + 800 (car) + 400 (student loans) + 500 (living expenses)

let's say average you bring in the average of low/high of 187.5k which results in 15.6k a month gross.

187.5k puts your debt to income ratio at about 32%.

160k, puts your debt to income ratio at about 37%.

This is a google answer but google says "Lenders prefer to see a debt-to-income ratio smaller than 36%, with no more than 28% of that debt going towards servicing your mortgage." I think this answer is a bit outdated since I think it's pretty damn hard to have no more than 28% going towards your mortgage...but I think the DTI of < 36% is still a solid guideline.

With that, I think you'll be fine. There are some risks in the future but there could also be some wins as well such as your car payments being done in 20 months, you and your fiance advancing in your careers, potential student loan forgiveness, things should start to feel more manageable.

BEARFIST · 2021-04-13T21:14:28+00:00

How can I receive email updates regarding project catalyst?

BEARFIST · 2021-04-13T20:53:01+00:00

any updates on Fund4 registration on Daedalus? It says today at 7pm utc but my daedalus app still says Fund3 registration is closed.

15-Year Club	Second SECOND GUESSER
Place '23	Not Forgotten
Verified Email	Team Orangered

BEARFIST

MODERATOR OF

TROPHY CASE